Standaert - Van Houts

Active

Private limited companyfounded 20233 yrs activeHooimanstraat 195, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0805.785.532

Standaert - Van Houts is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €74k and a net result of €42k. Its solvency ranks better than 26% of 2413 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Signals

Three signals. The signal on the left, the evidence on the right.

○neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

20 d late

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€74k▲ 106%

2024 · €36k

2024: €36k

2024 → 2025

Net result

€42k▲ 98.2%

2024 · €21k

2024: €21k

2024 → 2025

Total assets

€356k▲ 45.6%

2024 · €245k

2024: €245k

2024 → 2025

Solvency

20.9%▲ 6.1pp

2024 · 14.8%

2024: 14.8%

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€36k-€74k▲ 106%

Operating result€34k-€63k▲ 89.0%

Net result€21k-€42k▲ 98.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 89% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €356k

26.2%

73.8%

Fixed assets €94k▲ 47.0%

Current assets €263k▲ 45.1%

Equity and liabilities €356k

20.9%

79.1%

Equity €74k▲ 106%

Debt €282k▲ 35.2%

The debt ratio falls from 85.2% to 79.1%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

Solvency

20.9%▲

2024 · 14.8%

ROE

56.4%▼

2024 · 58.5%

ROA

11.8%▲

2024 · 8.6%

Debt

€282k▲

2024 · €209k

Debt ≤ 1 year

€70k▲

2024 · €26k

Debt > 1 year

€173k▲

2024 · €150k

Income taxes

€13k▲

2024 · €4k

Staff costs

€58k▼

2024 · €66k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€245k€356k▲

Fixed assets21/28€64k€94k▲

Tangible fixed assets22/27€64k€94k▲

Land and buildings22€53k€50k▼

Plant, machinery and equipment23€7k€7k▲

Furniture and vehicles24€4k€36k▲

Current assets29/58€181k€263k▲

Cash at bank and in hand54/58€96k€199k▲

Deferred charges and accrued income490/1€85k€64k▼

Equity and liabilities

Total equity and liabilities10/49€245k€356k▲

Equity10/15€36k€74k▲

Contributions10/11€15k€15k=

Reserves13€21k€59k▲

Distributable reserves133€21k€59k▲

Profit (loss) carried forward14-€0

Amounts payable17/49€209k€282k▲

Amounts payable after more than one year17€150k€173k▲

Financial debts170/4€150k€173k▲

Amounts payable within one year42/48€26k€70k▲

Current portion of amounts payable after more than one year42-€10k

Trade debts44€8k€37k▲

Suppliers440/4€8k€37k▲

Taxes, remuneration and social security45€10k€22k▲

Taxes450/3€5k€13k▲

Remuneration and social security454/9€6k€9k▲

Other amounts payable47/48€7k€1k▼

Accrued charges and deferred income492/3€33k€40k▲

Income statement Code20242025

Remuneration, social security and pensions62€66k€58k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲

Other operating charges640/8€418€2k▲

Gross operating margin9900€110k€141k▲

Operating profit (loss)9901€34k€63k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€8k€9k▲

Recurring financial charges65€8k€9k▲

Profit (loss) for the period before taxes9903€25k€55k▲

Income taxes67/77€4k€13k▲

Profit (loss) for the period9904€21k€42k▲

Profit (loss) for the period to be appropriated9905€21k€42k▲

Appropriation of the result

Profit (loss) to be appropriated9906€21k€42k▲

Transfer to equity691/2€21k€38k▲

To other reserves6921€21k€38k▲

Profit to be distributed694/7-€4k

Employees696-€4k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 20 days late

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Niklaas · 2 establishment units since 2023

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hooimanstraat 1959111 Sint-Niklaas

Ground area

3,162 m²

Building footprint

311 m²

Volume, LiDAR

1,565 m³

2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

Standaert - Van Houts

Hooimanstraat 195, 9111 Sint-NiklaasAgents and brokers in banking services

since 20232.349.558.447

Standaert - Van Houts

Lokerse Baan 25, 9111 Sint-NiklaasAgents and brokers in banking services

since 20232.351.398.873

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46002A1032/00H000indicative	Flanders	2,191 m²	1 · 182 m²	8.1 m · 1 fl.
46002A1119/00T000	Flanders	971 m²	1 · 129 m²	8.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Knokke-Heist · Eq €75k

Flanders Fields Finance 2.0

Of 1,679 companies in sector 66191 we hold annual accounts for 1,227. 990 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-09-2023

Fiscal year end31-12

Activities, NACEBEL

66191Agents and brokers in banking services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.