SOFIGECO 2.0
ActiveSOFIGECO 2.0 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €50k. Its solvency ranks better than 27% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency55▲+18
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.53 in 2024; short-term debt: 31.8% and cash: 31.4% of total assets), but 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 75.4%
2024 · €66k
2024: €66k
2024 → 2025
Total assets
€395k▼ 29.8%
2024 · €563k
2024: €563k
2024 → 2025
Net result
€50k▼ 22.3%
2024 · €64k
2024: €64k
2024 → 2025
Working capital
€147k▲ 83.6%
2024 · €80k
2024: €80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€66k-€117k▲ 75.4%
Operating result€83k-€77k▼ 7.8%
Net result€64k-€50k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets
€122k▼ 63.1%
Current assets
€273k▲ 17.7%
Equity and liabilities €395k
Equity
€117k▲ 75.4%
Debt
€278k▼ 43.9%
The debt ratio falls from 88.2% to 70.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€292k▼
2024 · €400k
Cash flow
€265k▼
2024 · €381k
Solvency
29.5%▲
2024 · 11.8%
Current ratio
2.17▲
2024 · 1.53
Quick ratio
2.17▲
2024 · 1.53
Debt / equity
2.39▼
2024 · 7.47
ROE
43.0%▼
2024 · 97.0%
ROA
12.7%▲
2024 · 11.5%
Interest coverage
249.13▲
2024 · 132.29
Debt
€278k▼
2024 · €496k
Debt ≤ 1 year
€125k▼
2024 · €151k
Debt > 1 year
€153k▼
2024 · €345k
Income taxes
€25k▲
2024 · €16k
Staff costs
€239k▼
2024 · €302k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€563k€395k▼
Fixed assets21/28€331k€122k▼
Intangible fixed assets21€299k€99k▼
Tangible fixed assets22/27€33k€24k▼
Furniture and vehicles24€33k€21k▼
Other tangible fixed assets26-€2k
Current assets29/58€232k€273k▲
Amounts receivable within one year40/41€76k€72k▼
Trade receivables40€76k€72k▼
Current investments50/53€28k€76k▲
Cash at bank and in hand54/58€128k€124k▼
Deferred charges and accrued income490/1-€412
Equity and liabilities
Total equity and liabilities10/49€563k€395k▼
Equity10/15€66k€117k▲
Contributions10/11€2k€2k=
Outside capital11€2k-
Other1109/19€2k-
Profit (loss) carried forward14€64k€115k▲
Amounts payable17/49€496k€278k▼
Amounts payable after more than one year17€345k€153k▼
Financial debts170/4€345k€153k▼
Amounts payable within one year42/48€151k€125k▼
Current portion of amounts payable after more than one year42€15k€12k▼
Trade debts44€63k€30k▼
Suppliers440/4€63k€30k▼
Taxes, remuneration and social security45€71k€83k▲
Taxes450/3€71k€59k▼
Remuneration and social security454/9-€24k
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€302k€239k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317k€215k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€710k€533k▼
Operating profit (loss)9901€83k€77k▼
Financial income75/76B€66€46▼
Recurring financial income75€66€46▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€80k€76k▼
Income taxes67/77€16k€25k▲
Profit (loss) for the period9904€64k€50k▼
Profit (loss) for the period to be appropriated9905€64k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€115k▲
Profit (loss) brought forward from the previous period14P-€64k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
General meeting · Director resignation
Director appointment · Share transfer
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €117k ▲75.4%
2 profitable years in a row build equity to €117k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Baume(PAU) 172A7100 La LouvièreGround area
1.0 ha
Building footprint
92 m²
Volume, LiDAR
832 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SOFIGECO 2.0
since 20232.345.446.439
SOFIGECO 2.0
since 20232.345.446.538
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063B0391/00P000 | Wallonia | 1.0 ha | - | - |
| 55373B0154/00T002 | Wallonia | 355 m² | 1 · 92 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2023
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.