Turnover
≈ €110,000 estimated
The micro format states no turnover.
Sofiekup
Overview
Lifetime
3 annual accounts with figures on one time axisGross marginpeak €53,779 (2025)
€53,779▲ 814×
Resultlowest -€493 (2024)
€42,448▲ €42,941
Equitypeak €74,806 (2025)
€74,806▲ 131%
Debts
€21,142▼ 8.2%
Board1 name since 2022
1 directorKuppens, Sofie Lucien Frederique Antoine
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €66 to €53,779Back to profit: €42,448Equity from €32,358 to €74,806Investments €1,355
Key points
from the 2025 annual accountsLiquidity
2.50 was 0.57 in 2024
Short-term debts fell from €23,041 to €21,142.
Starting capital
€2,500
Checked score
98
Excellent
Financially stronger than 83% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.4 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026highest value
04-2026: 0.7%● unchanged vs 03-2026highest value
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.50, cash €27,111
Equity €74,806 (78.0% of total assets)
Figures for financial year 2025 (filed on 29-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 69% on liquidity, 84% on profitability and 92% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Sofiekup has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of Sofiekup itself is lower: < 0.1% within 12 months. It rests on far more data about Sofiekup than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Sofiekup. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.5 (0.57 in 2024), above the usual 1.5. Short-term debt is 22% and cash 28.3% of total assets. 22% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Kuppens, Sofie Lucien Frederique Antoine founderdeed of 11-10-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792165148
Incorporation
Founding capital of €2,500 · Founder: Kuppens, Sofie Lucien Frederique Antoine · Appointment: Kuppens, Sofie Lucien Frederique Antoine (director) · published on 11-10-2022 · Gazette deed
First establishment
Generaal De Wetstraat 2, Antwerp
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Sofiekup Antwerp | €95,949 | €53,779 | 78.0% | - |
| LUMA-Consulting Antwerp | €100,472 | €52,980 | 83.0% | - |
| Jeroen Belis Edegem | €100,284 | €54,742 | 2.0% | - |
| LICHTVONK Antwerp | €96,384 | €52,743 | 46.4% | - |
| ConsultPro Rumst | €94,404 | €48,814 | 81.4% | - |
| Cedant Schelle | €88,986 | €52,952 | 79.7% | - |
| Antonsen Consulting Schilde | €91,617 | €60,257 | 75.3% | - |
These companies have the same main activity as Sofiekup: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €89,000 and €100,000, founded in 2022.
Official details
Source: KBO- Status
- Active since 07-10-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.337.321.7972140 Antwerp, since 07-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- Gross margin
- €53,779▲ 814×
- Profit
- €42,448
- Equity
- €74,806▲ 131%
- Total assets
- €95,949▲ 73.2%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Sofiekup
Sofiekup files the micro format. That format states no turnover. The gross margin rose from €38,330 in 2023 to €53,779 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadlineGross margin
€53,779
▲ 814×
Operating result
€52,653
▲ €53,343
Profit
€42,448
▲ €42,941
Working capital
€31,754
▲ €41,751
Solvency
78.0%
▲ 19.6 percentage points
Current ratio
2.50
▲ 1.94
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €83,000 and €140,000.
Balance sheet
balance sheet total €95,949 on 31-12-2025What the company ownsHow it is paid for
Change in equityin euro
Change in cashin euro
Position in the sector
Solvency78.0%
Higher than 75% of 39,335 companies in 2025.
Current ratio2.50
Higher than 56% of 38,020 companies in 2025.
Return on assets44.2%
Higher than 83% of 38,492 companies in 2025.
Sofiekup
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
Total assets20/58 |
95,949 | 55,400 | 46,820 | |
Fixed assets21/28 |
43,053 | 42,356 | 41,230 | |
Intangible fixed assets21 |
2,619 | 2,994 | 3,369 | |
Tangible fixed assets22/27 |
366 | 649 | - | |
Furniture and vehicles24 |
366 | 649 | - | |
Financial fixed assets28 |
40,068 | 38,713 | 37,861 | |
Current assets29/58 |
52,896 | 13,044 | 5,590 | |
Amounts receivable within one year40/41 |
25,785 | 10,129 | 390 | |
Trade receivables40 |
22,941 | 9,750 | 334 | |
Other amounts receivable41 |
2,843 | 379 | 57 | |
Cash at bank and in hand54/58 |
27,111 | 0 | 4,867 | |
Deferred charges and accrued income490/1 |
0 | 2,915 | 332 | |
| Balance sheet: equity and liabilities | ||||
Total equity and liabilities10/49 |
95,949 | 55,400 | 46,820 | |
Equity10/15 |
74,806 | 32,358 | 32,851 | |
Contributions10/11 |
2,500 | 2,500 | 2,500 | |
Profit (loss) carried forward14 |
72,306 | 29,858 | 30,351 | |
Amounts payable17/49 |
21,142 | 23,041 | 13,968 | |
Amounts payable within one year42/48 |
21,142 | 23,041 | 13,968 | |
Financial debts43 |
0 | 4 | - | |
Credit institutions430/8 |
0 | 4 | - | |
Trade debts44 |
989 | 4,756 | 884 | |
Suppliers440/4 |
989 | 4,756 | 884 | |
Taxes, remuneration and social security45 |
20,153 | 2,958 | 9,353 | |
Taxes450/3 |
20,153 | 2,958 | 9,353 | |
Other amounts payable47/48 |
0 | 15,323 | 3,731 | |
| Income statement | ||||
Gross operating margin9900 |
53,779 | 66 | 38,330 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
658 | 575 | 381 | |
Other operating charges640/8 |
468 | 181 | 109 | |
Operating profit (loss)9901 |
52,653 | -690 | 37,840 | |
Financial income75/76B |
1,364 | 855 | 958 | |
Recurring financial income75 |
1,364 | 855 | 958 | |
Financial charges65/66B |
274 | 131 | 162 | |
Recurring financial charges65 |
274 | 131 | 162 | |
Profit (loss) for the period before taxes9903 |
53,743 | 34 | 38,637 | |
Income taxes67/77 |
11,295 | 527 | 8,285 | |
Profit (loss) for the period9904 |
42,448 | -493 | 30,351 | |
Profit (loss) for the period to be appropriated9905 |
42,448 | -493 | 30,351 | |
| Appropriation of the result | ||||
Profit (loss) to be appropriated9906 |
72,306 | 29,858 | 30,351 | |
Profit (loss) brought forward from the previous period14P |
29,858 | 30,351 | - | |
| Document | ||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2024, 2 entries, €2,870 awarded, €2,870 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €780 | €780 |
| 2023 | 1 | €2,090 | €2,090 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| EBITDA | 53,311 | -115 | 38,221 | |
| Cash flow | 43,106 | 82 | 30,733 | |
| Investment in fixed assets (approximation) | 1,355 | 1,701 | 41,611 | |
| Change in cash | 27,111 | -4,867 | - | |
| Working capital | 31,754 | -9,997 | -8,378 | |
| Solvency | 78.0% | 58.4% | 70.2% | |
| Current ratio | 2.50 | 0.57 | 0.40 | |
| Debt to equity | 0.28 | 0.71 | 0.43 | |
| ROE | 56.7% | -1.5% | 92.4% | |
| ROA | 44.2% | -0.9% | 64.8% | |
| Interest coverage | over 100 | -0.88 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Intangible fixed assets | - | - | €3,750 |
| Financial fixed assets | €1,355 | - | €37,861 |
| Depreciation and write-downs of the year | €658 | €575 | €381 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Sofiekup
The operating result for 2025 is a profit of €52,653, after a loss of €690 in 2024. It is the highest result since 2023.
Debt's share of the balance-sheet total falls from 41.6% to 22.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 01-10-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 29-07-2026
Mandates through the years
1 name, the dashed line is todayKuppens, Sofie Lucien Frederique Antoine
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Kuppens, Sofie Lucien Frederique Antoine
- Director (not named in the articles), from 01-10-2022 to date
Control
Founder
Kuppens, Sofie Lucien Frederique Antoine
This company
Sofiekup
Equity €74,806
Profit €42,448 in 2025
Capital
- Contribution
- €2,500
- Source
- deed of 11-10-2022
Articles of association
deed of 11-10-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Kandidaat-overdrager en tegenstanders ieder helft, erfgenamen en legatarissen die niet van rechtswege aandeelhouder worden moeten…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 June at 20:00
Founder
At incorporation
deed of 11-10-2022 ↗
- Kuppens, Sofie Lucien Frederique Antoine sole founder · 100% at incorporation
Network & group
No group
Sofiekup has no parent and no holdings in its annual accounts. Kuppens, Sofie Lucien Frederique Antoine is the only director. Sofiekup shares no director with another company.
At the same address
Generaal De Wetstraat 2, 2140 Antwerp · 2 other companies| HEKBOS
registered office since 27-04-2020 · founded in 2020 |
total assets €53,080 (2024) 0746.515.958 |
| Craciun, Laurentiu (sole trader)
establishment since 04-10-2019 |
founded in 2019 0735.883.174 |
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 2 days before the deadline
2025
Back to profit net €42,448 The net result is €42,448, after one loss-making year.
Liquidity more than quadruples current ratio 2.50 The current ratio rises from 0.57 to 2.50. Short-term debt falls from €23,041 to €21,142.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792165148
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Weakest financial year net -€493 The net result drops to -€493, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 7 days before the deadline
2022
IncorporationFounding capital of €2,500 · Founder: Kuppens, Sofie Lucien Frederique Antoine · Appointment: Kuppens, Sofie Lucien Frederique Antoine (director) · published on 11-10-20224 points ▸
- Registered office clause, Generaal De Wetstraat 2 bus 201, 2140 Antwerpen (Borgerhout)
- Director appointment, Kuppens, Sofie Lucien Frederique Antoine (director (not named in the articles))
- Founder, Kuppens, Sofie Lucien Frederique Antoine
- Founding capital, €2,500
- The deed holds 2 more points.
First establishment Generaal De Wetstraat 2, Antwerp
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0792.165.148
- VAT number
- BE 0792.165.148
- Peppol ID
- 0208:0792165148
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-10-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 June at 20:00deed of 11-10-2022 (in Dutch)
- Peppol
- Reachable since 29-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Sofiekup in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-10-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 11-10-2022 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
47120
Other non-specialised retail sale
73300
Public relations and communication consultancy
82100
Office administrative and support services
96999
Other personal services
Codes under NACEBEL 2008
70220
Business consulting main activity
47910
Retail trade
70210
Activities of head offices; management consultancy activities
82110
Office administrative, office support and other business support activities
96099
Personal service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van adviezen van financiële,technisch,commerciële of administratieve aard; in de ruimste zin,bijstand en diensten…”deed of 11-10-2022 (in Dutch)
22 activities
- Het verlenen van adviezen van financiële,technisch,commerciële of administratieve aard; in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van bedrijfsbeheer,administratie en finan-ciën,verkoop,productie en algemeen bestuur.
- Het verlenen van bijstand,advies,management en andere diensten aan bedrijven,privépersonen en instellingen. De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande. De diensten kunnen worden geleverd krachtens contractuele of statutaire benoeming en in hoedanigheid van externe raadgever of orgaan van de cliënt.
- Het vervaardigen,ontwerpen,openen,beheren en commercialiseren van een webshop en soortgelijke onlineplatforms,alsmede de online marketingcommunicatie hiervan en alle mogelijke commerciële activiteiten hieraan verbonden;
- Het organiseren van helpdesk en controlecentrum en het leveren van advies op afstand;
- Het online aan- en verkopen via internet of via webshop van goederen en diensten,in de meest brede zin te interpreteren;
- Het beheren en ontwerp van websites;
- De aan- en verkoop,vervoer,import en export van alle mogelijke roerende goederen.
- Het verwerken van alle gegevens die ter kennis komen van de vennootschap via webshop,onlineplatformen en via eender welke andere vorm van gegevensdoorstroming;
- Alle activiteiten in verband met e-commerce.
- Het uitbaten van een fitness- en wellness centrum,sportcomplex,omvattende onder meer maar niet uitsluitend: sauna’s,baden,massagesalons,schoonheidssalons,zonnebankcentra,gymnastiekzalen,overige sportinstallaties en -accommodaties,inclusief annex eet- en drankgelegenheden;
- De uitbating van een zaal voor lichaamsoefeningen,afslanking,bodybuilding,inclusief de begeleiding alsmede de handel in alle hiermee verband houdende verkoop artikelen;
- Het begeleiden van personen en het verlenen van adviezen bij de opbouw van de fysieke conditie;
- Het verstrekken van allerlei diensten,advies van consultancy in verband met lichaamsverzorging,lichaamstraining,esthetiek,het lichamelijk welzijn,ontspannings- en relaxatietechnieken;
- Het opstellen van trainingsschema’s en de begeleiding hierbij;
- Het geven van opleidingen en het inrichten van seminaries inzake lifestyle,beweging,voeding,fitnesstraining,enzovoort in de meest ruime zin van het woord;
- Revalidatie,aerobics,figuurverbetering,afslanking,lichaamsverzorging,zonder dat dit als beperkend mag worden beschouwd;
- Zelfstandig werkende sportbeoefenaars,sportinstructeurs en sportbegeleiders;
- Voedingsconsulent;
- Lichaamsverzorgende behandelingen en advisering (lichaamsmassage,lichaamstraining,saunabehandelingen,slankheidstraining,voedingsadviezen);
- De organisatie van incentives voor bedrijfsactiviteiten,al dan niet op het terrein van lifestyle,beweging,voeding,fitnesstraining,enzovoort;
- Het verzorgen van public-relations activiteiten en het verzorgen en inrichten van manifestaties allerhande;
- Overige zakelijke dienstverlening.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Generaal De Wetstraat 2 registered office 2140 Antwerp | 07-10-2022 | 2.337.321.797 |
Buildings and parcels at the address
- Ground area
- 69 m²
- Buildings
- 68 m²
- Volume, LiDAR
- 703 m³
- Tallest building
- 11.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11312A1147/00E002 | 69 m² | 1 · 68 m² | 11.4 m · 3 |