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LUMA-Consulting

Active
Private limited companyfounded 2022active for 4 yearsUitspanningstraat 17, 2610 Antwerpen, BelgiumKBO/BCE: BE 0790.819.422

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LUMA-Consulting has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,384 and a net result of €30,809. Equity has been growing by about 58% per year since 2023. Its solvency ranks better than 81% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 14-09-2022 Normal situation
Legal form
Private limited company
Registered office
Uitspanningstraat 17, 2610 Antwerpen
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.335.436.831 2610 Antwerpen, since 14-09-2022
Financial year end
31 December
Peppol
Reachable since 16-11-2025

Board and ownership

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€52,980
▲ 41.3%
Turnover
≈ €110,000
estimated
Profit
€30,809
▲ 3.4%
Equity
€83,384
▲ 58.6%
Total assets
€100,472
▲ 66.5%
2025 accounts filed 15 days before the deadline
Filed on 16-07-2026at the National Bank
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 4.82, cash €29,188Equity €83,384 (83.0% of total assets)Figures for financial year 2025 (filed on 16-07-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.0% of total assets
Liquidity 82-16
short-term debt 17.0% · cash 29.1%
Profitability 100=
return on assets 30.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.82 (6.38 in 2024), above the usual 1.5. Short-term debt is 17% and cash 29.1% of total assets. 17% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 74% on liquidity, 84% on profitability and 82% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 4.82, cash €29,188
NBB · annual accounts
lowers risk · Equity €83,384 (83.0% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 16-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 days early
2024
35 days early
2023
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 16 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Higher solvency than 80% of companies in head offices and management consultancysector median 55.6% · 39,242 companies 83.0% View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about LUMA-Consulting

What is the company number of LUMA-Consulting?
The company number of LUMA-Consulting is 0790.819.422. The VAT number is the same number with BE in front: BE 0790.819.422.
Where is LUMA-Consulting based?
The registered office is at Uitspanningstraat 17, 2610 Antwerpen.Company details
What does LUMA-Consulting do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of LUMA-Consulting?
The legal form of LUMA-Consulting is Private limited company (BV).
When was LUMA-Consulting founded?
LUMA-Consulting was founded on 14-09-2022.
Is LUMA-Consulting still active?
Yes, LUMA-Consulting is an active enterprise in the KBO register.
What is the turnover of LUMA-Consulting?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €52,980 and 119 comparable companies (NACE 70200). It probably lies between €81,000 and €140,000.Financials
Is LUMA-Consulting profitable?
In financial year 2025, LUMA-Consulting made a profit of €30,809.
Where can I find the annual accounts of LUMA-Consulting?
LUMA-Consulting filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LUMA-Consulting due?
LUMA-Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as LUMA-Consulting: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €95,900 and €122,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
LUMA-Consulting Antwerpen€100,472€52,980
LOROCO Antwerpen€98,447€42,338
ZEREY SOLUTIONS Antwerpen€121,794€57,189
Sofiekup Antwerpen€95,949€53,779
LICHTVONK Antwerpen€96,384€52,743
Jeroen Belis Edegem€100,284€54,742
Starnberg Capital Antwerpen€111,630€50,715
Full comparison

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