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SofieKe

Active
Private limited companyfounded 2018active for 8 yearsSt.-Rochusstraat 44, 3560 Lummen, BelgiumKBO/BCE: BE 0695.581.357
Summary

SofieKe has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €354,911 and a net result of €95,411. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 94% of 39,068 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€375,166total assets 2025
Equity
€354,911
Profit
€95,411
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 44 days early1 of 3 deeds read
Why 98lowers riskLiquidity: current ratio 15.80, cash €167,104Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €354,911 (94.6% of total assets)Size: total assets €375,166Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 94.6% of total assets
Liquidity 100=
short-term debt 4.9% · cash 44.5%
Profitability 100=
return on assets 25.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,388 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 15.8, compared with 23.02 in 2024, above the usual 1.5; short-term debt: 4.9% and cash: 44.5% of total assets), and 5.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 97% on liquidity, 84% on profitability and 76% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 15.80, cash €167,104
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €354,911 (94.6% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €375,166
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
44 days early
2024
44 days early
2023
41 days early
2022
34 days early
2021
47 days early
2020
40 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end22-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: KEMPENEERS Sofie (director)Amendment of the articles ·…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€354,911▲ 36.8%
2024 · €259,500
Total assets
€375,166▲ 39.6%
2024 · €268,727
Net result
€95,411▼ 2.6%
2024 · €97,931
Working capital
€270,795▲ 69.0%
2024 · €160,231
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result falls in 2025; 2025 is 2% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€123,116 2025 Net result€95,411 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€161,167-€125,727▼ 22.0%€120,621▼ 4.1%€110,965▼ 8.0%€120,461▲ 8.6%€125,126▲ 3.9%€123,116▼ 1.6%
Net result€122,359-€97,101above the sector's middle half▼ 20.6%€94,927above the sector's middle half▼ 2.2%€86,988above the sector's middle half▼ 8.4%€94,535above the sector's middle half▲ 8.7%€97,931above the sector's middle half▲ 3.6%€95,411above the sector's middle half▼ 2.6%
Equity€134,759-€231,860within the sector's middle half▲ 72.1%€326,788above the sector's middle half▲ 40.9%€413,776above the sector's middle half▲ 26.6%€161,569within the sector's middle half▼ 61.0%€259,500above the sector's middle half▲ 60.6%€354,911above the sector's middle half▲ 36.8%
Total assets€190,144-€282,963within the sector's middle half▲ 48.8%€344,715within the sector's middle half▲ 21.8%€430,964within the sector's middle half▲ 25.0%€479,203within the sector's middle half▲ 11.2%€268,727within the sector's middle half▼ 43.9%€375,166within the sector's middle half▲ 39.6%
Debt€55,385-€51,103▼ 7.7%€17,928▼ 64.9%€17,188▼ 4.1%€317,634▲ 1,748%€9,227▼ 97.1%€20,255▲ 120%
Working capital€136,259-€233,770above the sector's middle half▲ 71.6%€328,697above the sector's middle half▲ 40.6%€415,685above the sector's middle half▲ 26.5%€163,479above the sector's middle half▼ 60.7%€160,231above the sector's middle half▼ 2.0%€270,795above the sector's middle half▲ 69.0%
Solvency70.9%-81.9%above the sector's middle half▲ 11.1pp94.8%above the sector's middle half▲ 12.9pp96.0%above the sector's middle half▲ 1.2pp33.7%within the sector's middle half▼ 62.3pp96.6%above the sector's middle half▲ 62.9pp94.6%above the sector's middle half▼ 2.0pp
Current ratio3.53-5.75above the sector's middle half▲ 2.2221.52above the sector's middle half▲ 15.7728.21above the sector's middle half▲ 6.691.52within the sector's middle half▼ 26.6923.02above the sector's middle half▲ 21.5015.80above the sector's middle half▼ 7.21
Return on assets (ROA)64.4%-34.3%above the sector's middle half▼ 30.0pp27.5%above the sector's middle half▼ 6.8pp20.2%within the sector's middle half▼ 7.4pp19.7%within the sector's middle half▼ 0.5pp36.4%above the sector's middle half▲ 16.7pp25.4%within the sector's middle half▼ 11.0pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375,166
Fixed assets €86,078 ▼ 15.0%
Current assets €289,088 ▲ 72.6%
Equity and liabilities €375,166
Equity €354,911 ▲ 36.8%
Debt €20,255 ▲ 120%
Debt's share of the balance-sheet total rises from 3.4% to 5.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€138,257
Cash flow
€110,552
Debt to equity
0.06▲
2024 · 0.04
ROE
26.9%▼
2024 · 37.7%
Interest coverage
over 100
Debt ≤ 1 year
€18,293▲
2024 · €7,278
Income taxes
€27,224▲
2024 · €26,734
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€268,727€375,166▲
Fixed assets21/28€101,219€86,078▼
Tangible fixed assets22/27€101,219€86,078▼
Furniture and vehicles24€101,219€86,078▼
Current assets29/58€167,508€289,088▲
Amounts receivable within one year40/41€48,484€118,606▲
Trade receivables40€48,400€118,606▲
Other amounts receivable41€84€0▼
Cash at bank and in hand54/58€117,875€167,104▲
Deferred charges and accrued income490/1€1,149€3,378▲
Equity and liabilities
Total equity and liabilities10/49€268,727€375,166▲
Equity10/15€259,500€354,911▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€0▼
Reserves not available under the articles1311€1,860€0▼
Distributable reserves133-€1,860
Profit (loss) carried forward14€239,040€334,451▲
Amounts payable17/49€9,227€20,255▲
Amounts payable within one year42/48€7,278€18,293▲
Trade debts44€11€3,612▲
Suppliers440/4€11€3,612▲
Taxes, remuneration and social security45€7,266€14,681▲
Taxes450/3€7,266€14,681▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€1,949€1,962▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€15,141
Other operating charges640/8€549€987▲
Gross operating margin9900€125,676€139,244▲
Operating profit (loss)9901€125,126€123,116▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€461€481▲
Recurring financial charges65€461€481▲
Profit (loss) for the period before taxes9903€124,665€122,635▼
Income taxes67/77€26,734€27,224▲
Profit (loss) for the period9904€97,931€95,411▼
Profit (loss) for the period to be appropriated9905€97,931€95,411▼
Appropriation of the result
Profit (loss) to be appropriated9906€239,040€334,451▲
Profit (loss) brought forward from the previous period14P€141,109€239,040▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630------€15,141-
Other operating charges640/8---€410€410€549€987▲ 79.6%
Gross operating margin9900€162,083€126,137€121,030€111,375€120,871€125,676€139,244▲ 10.8%
Operating profit (loss)9901€161,167€125,727€120,621€110,965€120,461€125,126€123,116▼ 1.6%
Financial income75/76B----€0€0€0▲ 100%
Recurring financial income75----€0€0€0▲ 100%
Financial charges65/66B---€454€462€461€481▲ 4.4%
Recurring financial charges65€22€291€100€454€462€461€481▲ 4.4%
Profit (loss) for the period before taxes9903€161,145€125,437€120,521€110,511€120,000€124,665€122,635▼ 1.6%
Income taxes67/77€38,785€28,335€25,594€23,523€25,465€26,734€27,224▲ 1.8%
Profit (loss) for the period9904€122,359€97,101€94,927€86,988€94,535€97,931€95,411▼ 2.6%
Profit (loss) for the period to be appropriated9905€122,359€97,101€94,927€86,988€94,535€97,931€95,411▼ 2.6%
Line2019202020212022202320242025Change
Assets
Total assets20/58€190,144€282,963€344,715€430,964€479,203€268,727€375,166▲ 39.6%
Fixed assets21/28-----€101,219€86,078▼ 15.0%
Tangible fixed assets22/27-----€101,219€86,078▼ 15.0%
Furniture and vehicles24-----€101,219€86,078▼ 15.0%
Current assets29/58€190,144€282,963€344,715€430,964€479,203€167,508€289,088▲ 72.6%
Amounts receivable within one year40/41€72,600€24,200€0€74,505€24,200€48,484€118,606▲ 145%
Trade receivables40---€72,600€24,200€48,400€118,606▲ 145%
Other amounts receivable41---€1,905€0€84€0▼ 100%
Cash at bank and in hand54/58€117,544€258,371€335,541€347,225€454,081€117,875€167,104▲ 41.8%
Deferred charges and accrued income490/1---€9,235€922€1,149€3,378▲ 194%
Equity and liabilities
Total equity and liabilities10/49€190,144€282,963€344,715€430,964€479,203€268,727€375,166▲ 39.6%
Equity10/15€134,759€231,860€326,788€413,776€161,569€259,500€354,911▲ 36.8%
Contributions10/11€12,400--€12,400€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860€1,860€0▼ 100%
Reserves not available under the articles1311---€1,860€1,860€1,860€0▼ 100%
Distributable reserves133------€1,860-
Profit (loss) carried forward14€120,499€217,600€312,528€399,516€141,109€239,040€334,451▲ 39.9%
Amounts payable17/49€55,385€51,103€17,928€17,188€317,634€9,227€20,255▲ 120%
Amounts payable within one year42/48€53,885€49,193€16,018€15,279€315,725€7,278€18,293▲ 151%
Trade debts44€10€5,922€77€10€11€11€3,612▲ 31,500%
Suppliers440/4---€10€11€11€3,612▲ 31,500%
Taxes, remuneration and social security45---€15,268€15,714€7,266€14,681▲ 102%
Taxes450/3---€15,268€15,714€7,266€14,681▲ 102%
Other amounts payable47/48---€0€300,000€0--
Accrued charges and deferred income492/3---€1,910€1,910€1,949€1,962▲ 0.6%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€122,359€97,101€94,927€86,988€94,535€97,931€95,411▼ 2.6%
+ Depreciation and write-downs630------€15,141-
Operating cash flow (approximation)€122,359€97,101€94,927€86,988€94,535€97,931€110,552▲ 12.9%
Investment in fixed assets (approximation)------€0-
Change in cash-€140,826€77,170€11,684€106,856-€336,206€49,229-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
30-06-2025 micro format 18-12-2025 2025-00585842
30-06-2024 micro format 18-12-2024 2024-00619928
30-06-2023 micro format 21-12-2023 2023-00536864
30-06-2022 micro format 28-12-2022 2022-20550384
30-06-2021 micro format 15-12-2021 2021-80400122
30-06-2020 micro format 22-12-2020 2020-76600503
30-06-2019 micro format 27-01-2020 2020-02500501

Similar companies · same sector, comparable size

Of the 82,397 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,899. 37,744 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2025
KEMPENEERS Sofie
Director (not named in the articles) · since 05-03-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
KEMPENEERS Sofie
  • Director (not named in the articles), from 05-03-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 05-03-2025 Converted to available equity

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
→

Board mandates elsewhere

7 board mandates
Board mandates of this companythis company sits on their board7
1 location
1 location
1 location
1 location
Show 1 more
1 location

History

SofieKe was incorporated on 30 April 2018.1 Total assets rose from €190,144 in 2019 to €375,166 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2025
18-12
NBB filing Annual accounts filed
financial year 2025 · micro format
05-03
Gazette deed Appointment: KEMPENEERS Sofie (director)
Amendment of the articles · Capital conversion4 facts ▸
  • General meeting, 27-02-2025
  • Amendment of the articles (2 times)
  • Capital conversion, “beschikbare vermogensrekeningen” (deed in Dutch)
  • Director appointment, KEMPENEERS Sofie (director (not named in the articles))
2024
18-12
NBB filing Annual accounts filed
financial year 2024 · micro format
30-06
Financial Liquidity more than 15 timescurrent ratio 23.02
Current ratio from 1.52 to 23.02; short-term debt falls from €315,725 to €7,278.
30-06
Financial Equity above €200,000equity €259,500 ▲60.6%
A profit in every financial year since 2019 builds equity to €259,500.
2023
21-12
NBB filing Annual accounts filed
financial year 2023 · micro format
2022
28-12
NBB filing Annual accounts filed
financial year 2022 · micro format
2021
15-12
NBB filing Annual accounts filed
financial year 2021 · micro format
30-06
Financial Liquidity more than triplescurrent ratio 21.52
Current ratio from 5.75 to 21.52; short-term debt falls from €49,193 to €16,018.
2020
22-12
NBB filing Annual accounts filed
financial year 2020 · micro format
30-06
Financial Equity above €200,000equity €231,860 ▲72.1%
A profit in every financial year since 2019 builds equity to €231,860.
27-01
NBB filing Annual accounts filed
financial year 2019 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded30-04-2018
Financial year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0695581357
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2018
registered office establishment The establishment unit on the map
Ground area
2,358 m²
Building footprint
235 m²
Parcel 71037A1165/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
SofieKe
St.-Rochusstraat 44, 3560 LummenBusiness and other management consultancy
since 2018unit no. 2.275.535.965
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71037A1165/00A000 Flanders 2,358 m² 1 · 235 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.