ALLCOAT IMMO

Active

Public limited companyfounded 20224 yrs activeDellestraat 28, 3560 Lummen, BelgiumKBO/BCE: BE 0790.121.517

ALLCOAT IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.42M and a net result of €263k. Its solvency ranks better than 95% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2024

76 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73=

Solvency100=

Growth52

Track record94

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €550k at 30 days acceptable

Liquidity ample (current ratio 27.8 against 5.96 in 2023; short-term debt: 0.3% and cash: 1.9% of total assets), and 2.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

97.1%

Return on assets

3.4%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

43 d early

2023

86 d early

2022

12 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€7.42M▲ 3.4%

2023 · €7.18M

2023: €7.18M

2023 → 2024

Total assets

€7.64M▲ 1.5%

2023 · €7.53M

2023: €7.53M

2023 → 2024

Net result

€263k▼ 2.8%

2023 · €271k

2023: €271k

2023 → 2024

Working capital

€649k▲ 3.7%

2023 · €625k

2023: €625k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€7.18M-€7.42M▲ 3.4%

Operating result€328k-€320k▼ 2.3%

Net result€271k-€263k▼ 2.8%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 2% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €7.64M

91.2%

Fixed assets €6.97M▲ 2.8%

Current assets €673k▼ 10.4%

Equity and liabilities €7.64M

97.1%

Equity €7.42M▲ 3.4%

Provisions €197k▼ 13.7%

Debt €24k▼ 80.8%

The debt ratio falls from 1.7% to 0.3%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€515k▼

2023 · €526k

Cash flow

€458k▼

2023 · €469k

Solvency

97.1%▲

2023 · 95.3%

Current ratio

27.80▲

2023 · 5.96

Quick ratio

27.80▲

2023 · 5.96

Debt / equity

0.00▼

2023 · 0.02

ROE

3.5%▼

2023 · 3.8%

ROA

3.4%▼

2023 · 3.6%

Interest coverage

3147.06▼

2023 · 3507.88

Debt

€24k▼

2023 · €126k

Debt ≤ 1 year

€24k▼

2023 · €126k

Income taxes

€106k▼

2023 · €106k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€7.53M€7.64M▲

Fixed assets21/28€6.78M€6.97M▲

Tangible fixed assets22/27€6.78M€6.97M▲

Land and buildings22€6.78M€6.68M▼

Assets under construction and advance payments27-€293k

Current assets29/58€751k€673k▼

Amounts receivable within one year40/41€156k€525k▲

Trade receivables40€51k€0▼

Other amounts receivable41€105k€525k▲

Cash at bank and in hand54/58€595k€148k▼

Equity and liabilities

Total equity and liabilities10/49€7.53M€7.64M▲

Equity10/15€7.18M€7.42M▲

Contributions10/11€1.35M€1.35M=

Capital10€1.35M€1.35M=

Issued capital100€1.35M€1.35M=

Revaluation surpluses12€1.99M€1.99M=

Reserves13€3.76M€4.03M▲

Non-distributable reserves130/1€179k€179k=

Legal reserve130€178k€178k=

Reserves not available under the articles1311€230€230=

Tax-exempt reserves132€634k€557k▼

Distributable reserves133€2.95M€3.29M▲

Profit (loss) carried forward14€0-

Investment grants15€71k€53k▼

Provisions and deferred taxes16€228k€197k▼

Deferred taxes168€228k€197k▼

Amounts payable17/49€126k€24k▼

Amounts payable within one year42/48€126k€24k▼

Trade debts44€164€19k▲

Suppliers440/4€164€19k▲

Taxes, remuneration and social security45€126k€6k▼

Taxes450/3€126k€6k▼

Other amounts payable47/48€0€0=

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199k€194k▼

Other operating charges640/8€83k€87k▲

Gross operating margin9900€610k€602k▼

Operating profit (loss)9901€328k€320k▼

Financial income75/76B€17k€17k=

Recurring financial income75€17k€17k=

Financial charges65/66B€150€164▲

Recurring financial charges65€150€164▲

Profit (loss) for the period before taxes9903€345k€337k▼

Transfer from deferred taxes780€31k€31k=

Transfer to deferred taxes680€0-

Income taxes67/77€106k€106k▼

Profit (loss) for the period9904€271k€263k▼

Transfer from tax-exempt reserves789€77k€77k=

Transfer to tax-exempt reserves689€0-

Profit (loss) for the period to be appropriated9905€347k€340k▼

Appropriation of the result

Profit (loss) to be appropriated9906€347k€340k▼

Transfer to equity691/2€347k€340k▼

To the legal reserve6920€0-

To other reserves6921€347k€340k▼

Profit to be distributed694/7€0-

Return on contributions (dividend)694€0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

18-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Liquidity times 5current ratio 27.80

Current ratio from 5.96 to 27.80; short-term debt falls from €126k to €24k.

06-05

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

19-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lummen · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dellestraat 283560 Lummen

Ground area

3.6 ha

Building footprint

1.6 ha

Volume, LiDAR

148,521 m³

Parcel 71542B0850/00Z002, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

ALLCOAT IMMO

Dellestraat 28, 3560 LummenReal estate activities

since 20222.336.532.238

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71542B0850/00Z002	Flanders	3.6 ha	1 · 1.6 ha	11.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Somi

BE 0404.734.874

Zandhoven · Eq €7.44M

CALCAIRES MAGNESIENS SAMBRE & DYLE

BE 0462.170.950

Mouscron · Eq €7.36M

Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,584 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded26-08-2022

Fiscal year end31-12

Activities, NACEBEL

68201Renting and operating of own or leased residential real estate, excluding social housing

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.