SOFIE VERDONCK
ActiveSummary
SOFIE VERDONCK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32,780 and a net result of -€716. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68▼-1
Solvency35=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 4.5 in 2023; short-term debt: 9.6% and cash: 22.1% of total assets), but 89.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.2%
Return on assets
-0.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15372 sector peers (2024).
NBB · sector comparisonPosition among 15372 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
2 d early
2023
34 d early
2022
on the day
2021
41 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€32,780▼ 2.1%
2023 · €33,496
Total assets
€320,642▼ 4.7%
2023 · €336,384
Net result
-€716
2023 · €8,950
Working capital
€45,219▼ 44.4%
2023 · €81,383
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€17,716▲ 51.1%€17,578▼ 0.8%€13,742▼ 21.8%€24,875▲ 81.0%€6,442▼ 74.1%
Net result€2,979below the sector's middle half€5,681below the sector's middle half▲ 90.7%€2,528below the sector's middle half▼ 55.5%€8,950below the sector's middle half▲ 254%-€716below the sector's middle half
Equity€16,338below the sector's middle half▲ 22.3%€22,019below the sector's middle half▲ 34.8%€24,546below the sector's middle half▲ 11.5%€33,496below the sector's middle half▲ 36.5%€32,780below the sector's middle half▼ 2.1%
Total assets€441,688within the sector's middle half▼ 2.7%€434,641within the sector's middle half▼ 1.6%€427,349within the sector's middle half▼ 1.7%€336,384within the sector's middle half▼ 21.3%€320,642within the sector's middle half▼ 4.7%
Debt€425,350▼ 3.5%€412,622▼ 3.0%€402,803▼ 2.4%€302,888▼ 24.8%€287,862▼ 5.0%
Working capital€72,421within the sector's middle half▼ 5.5%€89,894within the sector's middle half▲ 24.1%€115,215within the sector's middle half▲ 28.2%€81,383within the sector's middle half▼ 29.4%€45,219within the sector's middle half▼ 44.4%
Solvency3.7%below the sector's middle half▲ 0.8pp5.1%below the sector's middle half▲ 1.4pp5.7%below the sector's middle half▲ 0.7pp10.0%below the sector's middle half▲ 4.2pp10.2%below the sector's middle half▲ 0.3pp
Current ratio3.37within the sector's middle half▼ 0.253.54within the sector's middle half▲ 0.174.40within the sector's middle half▲ 0.864.50within the sector's middle half▲ 0.102.47within the sector's middle half▼ 2.03
Return on assets (ROA)0.7%below the sector's middle half▲ 0.8pp1.3%below the sector's middle half▲ 0.6pp0.6%below the sector's middle half▼ 0.7pp2.7%below the sector's middle half▲ 2.1pp-0.2%below the sector's middle half▼ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €320,642
Fixed assets
€244,687 ▲ 5.6%
Current assets
€75,955 ▼ 27.4%
Equity and liabilities €320,642
Equity
€32,780 ▼ 2.1%
Debt
€287,862 ▼ 5.0%
Debt's share of the balance-sheet total falls from 90.0% to 89.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€44,712▼
2023 · €71,352
Cash flow
€37,554▼
2023 · €55,427
Debt to equity
8.78▼
2023 · 9.04
ROE
-2.2%▼
2023 · 26.7%
Interest coverage
6.40▲
2023 · 5.60
Debt ≤ 1 year
€30,736▲
2023 · €23,221
Debt > 1 year
€257,126▼
2023 · €279,667
Income taxes
€177▼
2023 · €3,440
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,165 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.6%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,165 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,223 | €30,977 | €31,110 | €46,477 | €38,270 | ▼ 17.7% |
| Other operating charges640/8 | - | - | €3,167 | €4,297 | €2,928 | ▼ 31.9% |
| Gross operating margin9900 | €50,636 | €51,593 | €48,019 | €75,649 | €47,640 | ▼ 37.0% |
| Operating profit (loss)9901 | €17,716 | €17,578 | €13,742 | €24,875 | €6,442 | ▼ 74.1% |
| Financial income75/76B | - | - | €15 | €251 | €8 | ▼ 96.9% |
| Recurring financial income75 | €93 | - | €15 | €251 | €8 | ▼ 96.9% |
| Financial charges65/66B | - | - | €9,679 | €12,737 | €6,988 | ▼ 45.1% |
| Recurring financial charges65 | €11,139 | €10,409 | €9,679 | €12,737 | €6,988 | ▼ 45.1% |
| Profit (loss) for the period before taxes9903 | €6,670 | €7,169 | €4,079 | €12,389 | -€538 | ▼ 104% |
| Income taxes67/77 | €3,692 | €1,488 | €1,551 | €3,440 | €177 | ▼ 94.8% |
| Profit (loss) for the period9904 | €2,979 | €5,681 | €2,528 | €8,950 | -€716 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | €2,979 | €5,681 | €2,528 | €8,950 | -€716 | ▼ 108% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €441,688 | €434,641 | €427,349 | €336,384 | €320,642 | ▼ 4.7% |
| Fixed assets21/28 | €338,711 | €309,366 | €278,257 | €231,779 | €244,687 | ▲ 5.6% |
| Tangible fixed assets22/27 | €338,711 | €309,366 | €278,257 | €231,779 | €244,687 | ▲ 5.6% |
| Land and buildings22 | - | - | €277,684 | €231,472 | €206,211 | ▼ 10.9% |
| Plant, machinery and equipment23 | - | - | €499 | €308 | €180 | ▼ 41.5% |
| Furniture and vehicles24 | - | - | €73 | - | €38,296 | - |
| Current assets29/58 | €102,977 | €125,275 | €149,092 | €104,605 | €75,955 | ▼ 27.4% |
| Amounts receivable within one year40/41 | €5,256 | €6,562 | €4,840 | €8,484 | €1,881 | ▼ 77.8% |
| Trade receivables40 | - | - | €4,840 | €7,923 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €560 | €1,881 | ▲ 236% |
| Current investments50/53 | - | - | - | - | €0 | - |
| Cash at bank and in hand54/58 | €94,096 | €115,951 | €117,941 | €95,509 | €70,876 | ▼ 25.8% |
| Deferred charges and accrued income490/1 | - | - | €26,311 | €612 | €3,198 | ▲ 422% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €441,688 | €434,641 | €427,349 | €336,384 | €320,642 | ▼ 4.7% |
| Equity10/15 | €16,338 | €22,019 | €24,546 | €33,496 | €32,780 | ▼ 2.1% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €14,743 | €14,743 | €14,743 | €14,896 | €14,896 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €12,883 | €13,036 | €13,036 | = |
| Profit (loss) carried forward14 | -€17,005 | -€11,324 | -€8,796 | - | -€716 | - |
| Amounts payable17/49 | €425,350 | €412,622 | €402,803 | €302,888 | €287,862 | ▼ 5.0% |
| Amounts payable after more than one year17 | €392,701 | €375,133 | €356,765 | €279,667 | €257,126 | ▼ 8.1% |
| Financial debts170/4 | - | - | €356,765 | €279,667 | €257,126 | ▼ 8.1% |
| Amounts payable within one year42/48 | €30,556 | €35,381 | €33,877 | €23,221 | €30,736 | ▲ 32.4% |
| Current portion of amounts payable after more than one year42 | - | - | €18,368 | €17,612 | €20,533 | ▲ 16.6% |
| Financial debts43 | - | - | - | - | €409 | - |
| Credit institutions430/8 | - | - | - | - | €194 | - |
| Other loans439 | - | - | - | - | €215 | - |
| Trade debts44 | €2,127 | €2,680 | €1,888 | €2,479 | €4,240 | ▲ 71.0% |
| Suppliers440/4 | - | - | €1,888 | €2,479 | €4,240 | ▲ 71.0% |
| Taxes, remuneration and social security45 | - | - | €1,377 | €2,337 | €3,276 | ▲ 40.2% |
| Taxes450/3 | - | - | €1,377 | €2,337 | €3,276 | ▲ 40.2% |
| Other amounts payable47/48 | - | - | €12,244 | €793 | €2,277 | ▲ 187% |
| Accrued charges and deferred income492/3 | - | - | €12,160 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,979 | €5,681 | €2,528 | €8,950 | -€716 | ▼ 108% |
| + Depreciation and write-downs630 | €30,223 | €30,977 | €31,110 | €46,477 | €38,270 | ▼ 17.7% |
| Operating cash flow (approximation) | €33,201 | €36,658 | €33,637 | €55,427 | €37,554 | ▼ 32.2% |
| Investment in fixed assets (approximation) | - | -€1,633 | €0 | €0 | -€51,178 | - |
| Change in cash | - | €21,855 | €1,990 | -€22,432 | -€24,633 | ▼ 9.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€716
Net result drops to -€716, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €8,950 ▲254%
Operating result €24,875, net result €8,950, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €2,979
Net result €2,979 after one loss-making year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2010
Ground area
3,691 m²
Building footprint
220 m²
Volume, LiDAR
1,228 m³
Parcel 13013B0341/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Varendonksesteenweg 60, 2230 Herselt
since 20102.187.370.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013B0341/00F000 | Flanders | 3,691 m² | 1 · 220 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,019 companies in sector 69103 we hold annual accounts for 611. 352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
69103Activities of bailiffs
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824643520
Also
9925:BE0824643520
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.