PETER WALRAVENS
ActivePETER WALRAVENS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €8k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.44 in 2024; short-term debt: 20.8% and cash: 79.4% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
5 d late
2023
41 d early
2022
32 d early
2021
18 d late
2020
30 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 3.6%
2024 · €218k
2018: €200k
2019: €186k
2020: €112k
2021: €123k
2022: €128k
2023: €132k
2024: €218k
2018 → 2025
Total assets
€285k▲ 0.1%
2024 · €285k
2018: €254k
2019: €852k
2020: €760k
2021: €746k
2022: €718k
2023: €706k
2024: €285k
2018 → 2025
Net result
€8k▼ 92.4%
2024 · €102k
2018: €10k
2019: €-7k
2020: €-74k
2021: €11k
2022: €6k
2023: €27k
2024: €102k
2018 → 2025
Working capital
€183k▲ 11.9%
2024 · €163k
2018: €181k
2019: €79k
2020: €-14k
2021: €-14k
2022: €-22k
2023: €-30k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€128k▲ 4.5%€132k▲ 2.9%€218k▲ 65.3%€226k▲ 3.6%
Operating result€21k-€10k▼ 52.5%€34k▲ 235%€143k▲ 327%€17k▼ 88.0%
Net result€11k-€6k▼ 47.2%€27k▲ 381%€102k▲ 281%€8k▼ 92.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€43k▼ 21.2%
Current assets
€242k▲ 5.2%
Equity and liabilities €285k
Equity
€226k▲ 3.6%
Debt
€59k▼ 11.1%
The debt ratio falls from 23.4% to 20.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €144k
Cash flow
€19k▼
2024 · €103k
Solvency
79.2%▲
2024 · 76.6%
Current ratio
4.07▲
2024 · 3.44
Quick ratio
4.07▲
2024 · 3.44
Debt / equity
0.26▼
2024 · 0.31
ROE
3.4%▼
2024 · 46.7%
ROA
2.7%▼
2024 · 35.8%
Interest coverage
31.28▲
2024 · 25.77
Debt
€59k▼
2024 · €67k
Debt ≤ 1 year
€59k▼
2024 · €67k
Income taxes
€9k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€285k▲
Fixed assets21/28€55k€43k▼
Tangible fixed assets22/27€55k€43k▼
Furniture and vehicles24€55k€43k▼
Current assets29/58€230k€242k▲
Amounts receivable within one year40/41€2k€13k▲
Other amounts receivable41€2k€13k▲
Cash at bank and in hand54/58€221k€227k▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€285k€285k▲
Equity10/15€218k€226k▲
Contributions10/11€12k€12k=
Reserves13€206k€214k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€204k€212k▲
Profit (loss) carried forward14€1€1▲
Amounts payable17/49€67k€59k▼
Amounts payable within one year42/48€67k€59k▼
Trade debts44€12k€48k▲
Suppliers440/4€12k€48k▲
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€36k€11k▼
Taxes450/3€36k€11k▼
Other amounts payable47/48€16k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€12k▲
Other operating charges640/8€1k€7k▲
Non-recurring operating charges66A-€476
Gross operating margin9900€146k€36k▼
Operating profit (loss)9901€143k€17k▼
Financial income75/76B€101-
Recurring financial income75€101-
Financial charges65/66B€6k€924▼
Recurring financial charges65€6k€924▼
Profit (loss) for the period before taxes9903€138k€16k▼
Income taxes67/77€36k€9k▼
Profit (loss) for the period9904€102k€8k▼
Profit (loss) for the period to be appropriated9905€102k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€8k▼
Profit (loss) brought forward from the previous period14P€1€1▲
Transfer from equity791/2€16k-
Transfer to equity691/2€102k€8k▼
To other reserves6921€102k€8k▼
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Highest result since 2018net €102k ▲281%
Operating result €143k, net result €102k, both a record.
31-12
Financial
Liquidity times 6current ratio 3.44
Current ratio from 0.60 to 3.44; short-term debt falls from €75k to €67k.
31-12
Financial
Equity above €200kEq €218k ▲65.3%
4 profitable years in a row build equity to €218k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetselaan 321081 KoekelbergGround area
395 m²
Building footprint
172 m²
Volume, LiDAR
3,535 m³
Parcel 21492B0008/00H015, Brussels · tallest building 24.2 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0008/00H015 | Brussels | 395 m² | 1 · 171 m² | 24.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,021 companies in sector 69103 we hold annual accounts for 611. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2010
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.