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SOFIDIM

Active
Private limited company (pre-2019)founded 200719 years activeRue des Bergers(TOU) 5, 7500 Tournai, BelgiumKBO/BCE: BE 0889.899.378
Summary

SOFIDIM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€479,694) and a net result of -€3,708. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Activity not known1 site
Size
€291,061total assets 2025
Equity
-€479,694
Loss
-€3,708
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Holdings
1
Accounts 7 days early0 of 2 deeds read
Why 54Capped at 59: negative equity- Liquidity: current ratio 0.19, cash €873- Negative equity -€479,694+ Size: total assets €291,061+ No main activity registeredShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -164.8% of total assets
Liquidity 0-1
short-term debt 253.1% · cash 0.3%
Profitability 51+17
return on assets -1.3%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.6%▲ +0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.19 against 0.2 in 2024; short-term debt: 253.1% and cash: 0.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 4% on liquidity, 37% on profitability and 42% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €291,061
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.19, cash €873
NBB · annual accounts
raises risk · Negative equity -€479,694
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€479,694
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
6 days early
2023
20 days late
2022
29 days late
2021
23 days late
2020
30 days late
2019
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,708▲ 35.6%
2024 · -€5,756
Working capital
-€593,908▼ 0.7%
2024 · -€589,820
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years

The operating result stays negative: a loss of €2,569 in 2025 against €4,442 in 2024; the loss shrinks.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€2,569 2025 Net result-€3,708 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€2,415--€3,655▼ 51.3%-€4,254▼ 16.4%-€1,995▲ 53.1%-€5,930▼ 197%-€1,321▲ 77.7%-€4,442▼ 236%-€2,569▲ 42.2%
Net result-€361,168--€7,525▲ 97.9%-€7,874▼ 4.6%-€4,115▲ 47.7%-€7,437▼ 80.7%-€2,650▲ 64.4%-€5,756▼ 117%-€3,708▲ 35.6%
Equity-€440,631--€448,155▼ 1.7%-€456,029▼ 1.8%-€460,144▼ 0.9%-€467,580▼ 1.6%-€470,230▼ 0.6%-€475,987▼ 1.2%-€479,694▼ 0.8%
Total assets€420,424-€407,288▼ 3.1%€393,553▼ 3.4%€327,707▼ 16.7%€312,245▼ 4.7%€305,869▼ 2.0%€298,994▼ 2.2%€291,061▼ 2.7%
Debt€861,055-€855,444▼ 0.7%€849,582▼ 0.7%€787,850▼ 7.3%€779,825▼ 1.0%€776,099▼ 0.5%€774,980▼ 0.1%€770,755▼ 0.5%
Working capital-€556,220--€562,363▼ 1.1%-€569,117▼ 1.2%-€573,637▼ 0.8%-€581,056▼ 1.3%-€583,819▼ 0.5%-€589,820▼ 1.0%-€593,908▼ 0.7%
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291,061
Fixed assets €148,177 ▼ 4.7%
Current assets €142,884 ▼ 0.5%
Equity and liabilities
Equity-€479,694
Debt€770,755
Equity is negative: debt (€770,755) exceeds the balance-sheet total (€291,061).
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,674▲
2024 · €2,800
Cash flow
€3,535▲
2024 · €1,487
Solvency
-164.8%▼
2024 · -159.2%
Current ratio
0.19▼
2024 · 0.20
Quick ratio
0.15▼
2024 · 0.15
ROA
-1.3%▲
2024 · -1.9%
Interest coverage
4.10▲
2024 · 2.13
Debt ≤ 1 year
€736,793▲
2024 · €733,394
Debt > 1 year
€33,962▼
2024 · €41,586
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€298,994€291,061▼
Fixed assets21/28€155,420€148,177▼
Tangible fixed assets22/27€154,880€147,637▼
Land and buildings22€154,880€147,637▼
Financial fixed assets28€540€540=
Current assets29/58€143,574€142,884▼
Amounts receivable after more than one year29€77,700€77,700=
Other amounts receivable291€77,700€77,700=
Stocks and contracts in progress3€33,154€33,154=
Stocks30/36€33,154€33,154=
Amounts receivable within one year40/41€31,158€31,158=
Other amounts receivable41€31,158€31,158=
Cash at bank and in hand54/58€1,563€873▼
Equity and liabilities
Total equity and liabilities10/49€298,994€291,061▼
Equity10/15-€475,987-€479,694▼
Contributions10/11€27,000€27,000=
Reserves13€790€790=
Non-distributable reserves130/1€790€790=
Reserves not available under the articles1311€790€790=
Profit (loss) carried forward14-€503,777-€507,484▼
Amounts payable17/49€774,980€770,755▼
Amounts payable after more than one year17€41,586€33,962▼
Financial debts170/4€41,586€33,962▼
Amounts payable within one year42/48€733,394€736,793▲
Current portion of amounts payable after more than one year42€7,488€7,623▲
Trade debts44€237-
Suppliers440/4€237-
Other amounts payable47/48€725,669€729,169▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,243€7,243=
Other operating charges640/8€2,291€2,403▲
Gross operating margin9900€5,092€7,077▲
Operating profit (loss)9901-€4,442-€2,569▲
Financial charges65/66B€1,314€1,139▼
Recurring financial charges65€1,314€1,139▼
Profit (loss) for the period before taxes9903-€5,756-€3,708▲
Profit (loss) for the period9904-€5,756-€3,708▲
Profit (loss) for the period to be appropriated9905-€5,756-€3,708▲
Appropriation of the result
Profit (loss) to be appropriated9906-€503,777-€507,484▼
Profit (loss) brought forward from the previous period14P-€498,020-€503,777▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,243€7,243€7,243€7,243€7,243€7,243€7,243€7,243=
Other operating charges640/8---€2,007€2,081€2,265€2,291€2,403▲ 4.9%
Gross operating margin9900€7,541€6,121€4,985€7,255€3,394€8,187€5,092€7,077▲ 39.0%
Operating profit (loss)9901-€2,415-€3,655-€4,254-€1,995-€5,930-€1,321-€4,442-€2,569▲ 42.2%
Financial charges65/66B---€2,120€1,507€1,329€1,314€1,139▼ 13.3%
Recurring financial charges65€354,103€3,870€3,619€2,120€1,507€1,329€1,314€1,139▼ 13.3%
Profit (loss) for the period before taxes9903-€361,168-€7,525-€7,874-€4,115-€7,437-€2,650-€5,756-€3,708▲ 35.6%
Profit (loss) for the period9904-€361,168-€7,525-€7,874-€4,115-€7,437-€2,650-€5,756-€3,708▲ 35.6%
Profit (loss) for the period to be appropriated9905-€361,168-€7,525-€7,874-€4,115-€7,437-€2,650-€5,756-€3,708▲ 35.6%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€420,424€407,288€393,553€327,707€312,245€305,869€298,994€291,061▼ 2.7%
Fixed assets21/28€198,877€191,634€184,391€177,148€169,906€162,663€155,420€148,177▼ 4.7%
Tangible fixed assets22/27€198,338€191,095€183,852€176,609€169,366€162,123€154,880€147,637▼ 4.7%
Land and buildings22---€176,609€169,366€162,123€154,880€147,637▼ 4.7%
Financial fixed assets28€540€540€540€540€540€540€540€540=
Current assets29/58€221,547€215,654€209,162€150,558€142,339€143,206€143,574€142,884▼ 0.5%
Amounts receivable after more than one year29---€77,700€77,700€77,700€77,700€77,700=
Other amounts receivable291---€77,700€77,700€77,700€77,700€77,700=
Stocks and contracts in progress3€33,154€33,154€33,154€33,154€33,154€33,154€33,154€33,154=
Stocks30/36---€33,154€33,154€33,154€33,154€33,154=
Amounts receivable within one year40/41€61,397€61,397€61,158€31,158€31,158€31,158€31,158€31,158=
Other amounts receivable41---€31,158€31,158€31,158€31,158€31,158=
Cash at bank and in hand54/58€69,796€43,403€37,150€8,547€328€1,195€1,563€873▼ 44.1%
Equity and liabilities
Total equity and liabilities10/49€420,424€407,288€393,553€327,707€312,245€305,869€298,994€291,061▼ 2.7%
Equity10/15-€440,631-€448,155-€456,029-€460,144-€467,580-€470,230-€475,987-€479,694▼ 0.8%
Contributions10/11€27,000€27,000-€27,000€27,000€27,000€27,000€27,000=
Reserves13€790€790€790€790€790€790€790€790=
Non-distributable reserves130/1---€790€790€790€790€790=
Reserves not available under the articles1311---€790€790€790€790€790=
Profit (loss) carried forward14-€468,421-€475,945-€483,819-€487,934-€495,370-€498,020-€503,777-€507,484▼ 0.7%
Amounts payable17/49€861,055€855,444€849,582€787,850€779,825€776,099€774,980€770,755▼ 0.5%
Amounts payable after more than one year17€83,288€77,426€71,303€63,655€56,430€49,074€41,586€33,962▼ 18.3%
Financial debts170/4---€63,655€56,430€49,074€41,586€33,962▼ 18.3%
Amounts payable within one year42/48€777,767€778,017€778,279€724,195€723,395€727,025€733,394€736,793▲ 0.5%
Current portion of amounts payable after more than one year42---€7,098€7,226€7,356€7,488€7,623▲ 1.8%
Trade debts44------€237--
Suppliers440/4------€237--
Other amounts payable47/48---€717,097€716,169€719,669€725,669€729,169▲ 0.5%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€361,168-€7,525-€7,874-€4,115-€7,437-€2,650-€5,756-€3,708▲ 35.6%
+ Depreciation and write-downs630€7,243€7,243€7,243€7,243€7,243€7,243€7,243€7,243=
Operating cash flow (approximation)-€353,925-€282-€631€3,128-€194€4,593€1,487€3,535▲ 138%
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-
Change in cash--€26,393-€6,253-€28,603-€8,219€867€368-€690▼ 288%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2023 annual accounts of SOFIDIM and those of the other companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

History

SOFIDIM was incorporated on 23 May 2007.1 Total assets fell from €420,424 in 2018 to €291,061 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
04-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
22-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
09-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 9 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 21 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2007
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0889899378
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 8 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
729 m²
Building footprint
227 m²
Volume, LiDAR
1,274 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOFIDIM
Chaussée de Lille(TOU) 238, 7500 TournaiNACE 70111
since 2007unit no. 2.163.147.807
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57463K0319/00B000 Wallonia 369 m² 1 · 227 m² 7.3 m · 2 fl.
57463K0316/00F004 Wallonia 360 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.