SOFICOM
ActiveSOFICOM has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €-5k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33=
Solvency68▼-3
Growth38=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 4.28 in 2024), but 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
2 d late
2022
8 d late
2021
20 d late
2020
6 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€18k▼ 8.8%
2024 · €20k
2020: €37k
2021: €14k
2022: €18k
2023: €18k
2024: €20k
2020 → 2025
EBIT margin
-29.3%▲ 1.9pp
2024 · -31.1%
2020: 4.0%
2021: -100.9%
2022: -58.1%
2023: -55.6%
2024: -31.1%
2020 → 2025
Net result
€-5k▲ 14.0%
2024 · €-6k
2018: €-17k
2019: €-25k
2020: €1k
2021: €-14k
2022: €-11k
2023: €-10k
2024: €-6k
2018 → 2025
Working capital
€1k▼ 30.2%
2024 · €2k
2018: €-79k
2019: €-107k
2020: €-99k
2021: €-2k
2022: €2k
2023: €2k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14k-€18k▲ 32.9%€18k▼ 2.1%€20k▲ 11.8%€18k▼ 8.8%
Equity€80k-€70k▼ 13.1%€60k▼ 14.2%€54k▼ 10.4%€48k▼ 10.0%
Operating result€-14k-€-10k▲ 23.5%€-10k▲ 6.2%€-6k▲ 37.4%€-5k▲ 14.3%
Net result€-14k-€-11k▲ 23.4%€-10k▲ 5.8%€-6k▲ 37.1%€-5k▲ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€160k▼ 6.3%
Current assets
€2k▼ 28.7%
Equity and liabilities €163k
Equity
€48k▼ 10.0%
Debt
€115k▼ 3.9%
The debt ratio rises from 69.0% to 70.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€6k▲
2024 · €5k
Cash flow
€6k▲
2024 · €5k
Solvency
29.6%▼
2024 · 31.0%
Current ratio
4.01▼
2024 · 4.28
Quick ratio
4.01▼
2024 · 4.28
Debt / equity
2.38▲
2024 · 2.23
ROE
-11.1%▲
2024 · -11.7%
ROA
-3.3%▲
2024 · -3.6%
Interest coverage
47.51▲
2024 · 39.06
Debt
€115k▼
2024 · €119k
Debt ≤ 1 year
€443▼
2024 · €583
Debt > 1 year
€114k▼
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€163k▼
Formation expenses20-€1k
Fixed assets21/28€170k€160k▼
Intangible fixed assets21€526€395▼
Tangible fixed assets22/27€170k€159k▼
Land and buildings22€170k€159k▼
Furniture and vehicles24€193€0▼
Current assets29/58€2k€2k▼
Amounts receivable within one year40/41€210€169▼
Trade receivables40€210€169▼
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€862€514▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€173k€163k▼
Equity10/15€54k€48k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€33k€28k▼
Amounts payable17/49€119k€115k▼
Amounts payable after more than one year17€119k€114k▼
Other amounts payable178/9€119k€114k▼
Amounts payable within one year42/48€583€443▼
Trade debts44€484€431▼
Suppliers440/4€484€431▼
Taxes, remuneration and social security45€99€12▼
Taxes450/3€99€12▼
Accrued charges and deferred income492/3€202€150▼
Income statement
Code20242025
Turnover70€20k€18k▼
Goods, raw materials, services and sundry goods60/61€14k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€6k€7k▲
Operating profit (loss)9901€-6k€-5k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€125€125=
Recurring financial charges65€125€125=
Profit (loss) for the period before taxes9903€-6k€-5k▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€28k▼
Profit (loss) brought forward from the previous period14P€39k€33k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.28
Current ratio from 2.00 to 4.28; short-term debt falls from €2k to €583.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Liquidity times 50current ratio 5.70
Current ratio from 0.11 to 5.70; short-term debt falls from €3k to €432.
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Motechet,LAH 166840 NeufchâteauGround area
778 m²
Building footprint
236 m²
Volume, LiDAR
1,072 m³
Parcel 84038C0717/00C000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route de Motechet,LAH 16, 6840 Neufchâteau
since 19892.041.527.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84038C0717/00C000 | Wallonia | 778 m² | 1 · 236 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEYS REAL ESTATE
BE 0673.824.158
Vilvoorde · Eq €48k
OCALIN
BE 0653.755.353
Mons · Eq €48k
Villa Fawetay
BE 1011.024.070
Theux · Eq €48k
GROUP V2
BE 0842.795.188
Heist-op-den-Berg · Eq €48k
WEERTS LOGISTIC PARK XVIII
BE 0778.822.106
Tongeren-Borgloon · Eq €48k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 3,297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-1988
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mail@soficom.org