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SOFICAP

Active
Public limited companyfounded 201213 yrs activeBlanchestraat 35, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0508.788.259

SOFICAP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €6.32M and a net result of €-125k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 87% of 2791 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Two signals. The signal on the left, the evidence on the right.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
89 d late
2023
86 d late
2022
12 d early
2021
30 d late
2020
52 d late
2019
40 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Equity
€6.32M▼ 1.9%
2023 · €6.45M
2018: €8.49M 2019: €8.41M 2020: €8.32M 2021: €8.21M 2022: €6.22M 2023: €6.45M
2018 → 2024
Net result
€-125k
2023 · €231k
2018: €-46k 2019: €-77k 2020: €-92k 2021: €-112k 2022: €7k 2023: €231k
2018 → 2024
Total assets
€6.61M▼ 1.6%
2023 · €6.72M
2018: €8.50M 2019: €8.43M 2020: €8.33M 2021: €8.38M 2022: €6.56M 2023: €6.72M
2018 → 2024
Solvency
95.6%▼ 0.3pp
2023 · 95.9%
2018: 99.9% 2019: 99.8% 2020: 99.9% 2021: 98.0% 2022: 94.8% 2023: 95.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€8.32M-€8.21M▼ 1.3%€6.22M▼ 24.3%€6.45M▲ 3.7%€6.32M▼ 1.9%
Operating result€-120k-€-57k▲ 52.4%€-168k▼ 195%€-49k▲ 71.2%€-96k▼ 98.7%
Net result€-92k-€-112k▼ 21.6%€7k€231k▲ 3,432%€-125k
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200kOperating result 2020: €-120k€-120kNet result 2020: €-92k€-92kOperating result 2021: €-57k€-57kNet result 2021: €-112k€-112kOperating result 2022: €-168k€-168kNet result 2022: €7k€7kOperating result 2023: €-49k€-49kNet result 2023: €231k€231kOperating result 2024: €-96k€-96kNet result 2024: €-125k€-125k20202021202220232024
The operating result stays negative: a loss of €96k in 2024 against €49k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.61M
Fixed assets €1.69M▼ 2.6%
Current assets €4.93M▼ 1.3%
Equity and liabilities €6.61M
Equity €6.32M▼ 1.9%
Debt €293k▲ 6.0%
The debt ratio rises from 4.1% to 4.4%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
Solvency
95.6%
2023 · 95.9%
ROE
-2.0%
2023 · 3.6%
ROA
-1.9%
2023 · 3.4%
Debt
€293k
2023 · €276k
Debt ≤ 1 year
€107k
2023 · €84k
Income taxes
€33k
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€6.72M€6.61M
Fixed assets21/28€1.73M€1.69M
Tangible fixed assets22/27€1.47M€1.42M
Land and buildings22€831k€797k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€41k€30k
Other tangible fixed assets26€594k€594k=
Financial fixed assets28€264k€264k=
Current assets29/58€4.99M€4.93M
Amounts receivable within one year40/41€4.39M€4.34M
Trade receivables40€932€3k
Other amounts receivable41€4.39M€4.34M
Current investments50/53€312k€345k
Cash at bank and in hand54/58€280k€239k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€6.72M€6.61M
Equity10/15€6.45M€6.32M
Contributions10/11€4.06M€4.06M=
Capital10€4.06M€4.06M=
Issued capital100€4.06M€4.06M=
Reserves13€247k€247k=
Non-distributable reserves130/1€247k€247k=
Legal reserve130€247k€247k=
Profit (loss) carried forward14€2.14M€2.02M
Amounts payable17/49€276k€293k
Amounts payable within one year42/48€84k€107k
Trade debts44€4k€6k
Suppliers440/4€4k€6k
Taxes, remuneration and social security45€80k€101k
Taxes450/3€80k€101k
Accrued charges and deferred income492/3€192k€186k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€47k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-43k€-200
Other operating charges640/8€27k€27k
Gross operating margin9900€-15k€-23k
Operating profit (loss)9901€-49k€-96k
Financial income75/76B€412k€202k
Recurring financial income75€412k€202k
Financial charges65/66B€59k€197k
Recurring financial charges65€59k€7k
Non-recurring financial charges66B-€191k
Profit (loss) for the period before taxes9903€304k€-92k
Income taxes67/77€74k€33k
Profit (loss) for the period9904€231k€-125k
Profit (loss) for the period to be appropriated9905€231k€-125k
Appropriation of the result
Profit (loss) to be appropriated9906€2.15M€2.02M
Profit (loss) brought forward from the previous period14P€1.92M€2.14M
Transfer to equity691/2€12k-
To the legal reserve6920€12k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
28-10
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 89 days late
2024
31-12
Financial Weakest financial yearnet €-125k ▼154%
Net result drops to €-125k, the lowest in the series.
25-10
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 86 days late
2023
31-12
Financial Highest result since 2018net €231k ▲3432%
Operating result €-49k, net result €231k, both a record.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €7k
Net result €7k after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial Liquidity triplescurrent ratio 1715.69
Current ratio from 673.44 to 1715.69; short-term debt falls from €9k to €4k.
21-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 52 days late
2020
31-12
Financial Liquidity doublescurrent ratio 673.44
Current ratio from 307.20 to 673.44; short-term debt falls from €20k to €9k.
09-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 40 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
26-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2013
exact location from the address register On OpenStreetMap
Ground area
531 m²
Building footprint
428 m²
Volume, LiDAR
9,267 m³
Parcel 21013B0041/00H005, Brussels · tallest building 25.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Blanchestraat 35, 1060 Sint-Gillis (bij-Brussel)
Holdings
since 20132.216.043.588
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0041/00H005 Brussels 531 m² 1 · 428 m² 25.3 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,639 companies in sector 64210 we hold annual accounts for 19,688. 7,394 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded28-12-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.