Summary
SOFIADIS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2021 annual accounts show equity of €2.5m and a net result of €302,145. Equity is growing by ~15% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Axes, FY 2021 · tick = 2020
Profitability59▼-4
Solvency62▲+5
Growth58▼-4
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
37%
Return on assets
4.5%
Age of the figures
66 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 26-06-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
66 d early
2025
55 d early
2024
59 d early
2023
28 d early
2022
14 d early
2021
25 d early
2020
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 4 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-01-2027 close31-08-2027 deadline
History
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Financials · fiscal year 2021, full schema
Turnover
€20.4m▼ 7.9%
2020 · €22.2m
EBIT margin
2.2%▼ 1.0pp
2020 · 3.2%
Net result
€302,145▼ 39.1%
2020 · €495,892
Working capital
€2.6m▲ 14.3%
2020 · €2.2m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201920202021
Turnover€22.4m-€22.2m▼ 1.0%€20.4m▼ 7.9%
Operating result€219,783-€718,743▲ 227%€452,049▼ 37.1%
Net result€142,925-€495,892▲ 247%€302,145within the sector's middle half▼ 39.1%
EBIT margin1.0%-3.2%▲ 2.3pp2.2%▼ 1.0pp
Equity€1.8m-€2.3m▲ 24.6%€2.5mwithin the sector's middle half▲ 10.2%
Total assets€6.6m-€7.0m▲ 6.0%€6.7mwithin the sector's middle half▼ 4.4%
Debt€4.8m-€4.8m▼ 1.0%€4.2m▼ 11.3%
Working capital€1.9m-€2.2m▲ 15.6%€2.6mwithin the sector's middle half▲ 14.3%
Solvency27.3%-32.1%▲ 4.8pp37.0%within the sector's middle half▲ 4.9pp
Current ratio1.42-1.48▲ 0.061.62within the sector's middle half▲ 0.15
Return on assets (ROA)2.2%-7.1%▲ 4.9pp4.5%within the sector's middle half▼ 2.6pp
Staff (FTE)6.1-5.5▼ 9.8%7.4within the sector's middle half▲ 34.5%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 37% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €6.7m
Fixed assets
€41,007 ▼ 43.1%
Current assets
€6.7m ▼ 4.0%
Equity and liabilities €6.7m
Equity
€2.5m ▲ 10.2%
Debt
€4.2m ▼ 11.3%
Debt's share of the balance-sheet total falls from 67.9% to 63.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€483,094▼
2020 · €768,050
Cash flow
€333,190▼
2020 · €545,199
Debt to equity
1.70▼
2020 · 2.12
ROE
12.2%▼
2020 · 22.0%
Interest coverage
125.09▲
2020 · 113.43
Debt ≤ 1 year
€4.1m▼
2020 · €4.7m
Income taxes
€149,039▼
2020 · €215,796
Staff costs
€556,114▲
2020 · €300,803
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Operating income70/76A | - | €22.3m | €20.5m | ▼ 8.3% |
| Turnover70 | €22.4m | €22.2m | €20.4m | ▼ 7.9% |
| Other operating income74 | - | €154,937 | €62,125 | ▼ 59.9% |
| Operating charges60/66A | - | €21.6m | €20.0m | ▼ 7.3% |
| Goods for resale, raw materials and consumables60 | - | €20.5m | €18.5m | ▼ 9.8% |
| Purchases600/8 | - | €20.5m | €18.5m | ▼ 9.8% |
| Services and other goods61 | - | €743,597 | €915,705 | ▲ 23.1% |
| Remuneration, social security and pensions62 | - | €300,803 | €556,114 | ▲ 84.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,822 | €49,307 | €31,045 | ▼ 37.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €19,107 | - |
| Other operating charges640/8 | - | €7,936 | €9,686 | ▲ 22.1% |
| Non-recurring operating charges66A | - | - | €27 | - |
| Operating profit (loss)9901 | €219,783 | €718,743 | €452,049 | ▼ 37.1% |
| Financial income75/76B | - | €534 | €4,204 | ▲ 687% |
| Recurring financial income75 | €0 | €534 | €4,204 | ▲ 687% |
| Other financial income752/9 | - | €534 | €4,204 | ▲ 687% |
| Financial charges65/66B | - | €7,589 | €5,069 | ▼ 33.2% |
| Recurring financial charges65 | €6,570 | €7,589 | €5,069 | ▼ 33.2% |
| Debt charges650 | €5,817 | €6,771 | €3,862 | ▼ 43.0% |
| Other financial charges652/9 | - | €818 | €1,207 | ▲ 47.6% |
| Profit (loss) for the period before taxes9903 | €213,214 | €711,688 | €451,184 | ▼ 36.6% |
| Income taxes67/77 | €70,289 | €215,796 | €149,039 | ▼ 30.9% |
| Taxes670/3 | - | €215,796 | €149,039 | ▼ 30.9% |
| Profit (loss) for the period9904 | €142,925 | €495,892 | €302,145 | ▼ 39.1% |
| Profit (loss) for the period to be appropriated9905 | €142,925 | €495,892 | €302,145 | ▼ 39.1% |
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6.6m | €7.0m | €6.7m | ▼ 4.4% |
| Fixed assets21/28 | €56,584 | €72,052 | €41,007 | ▼ 43.1% |
| Intangible fixed assets21 | €0 | €49,695 | €33,502 | ▼ 32.6% |
| Tangible fixed assets22/27 | €55,529 | €21,302 | €6,450 | ▼ 69.7% |
| Plant, machinery and equipment23 | - | €14,966 | €1,413 | ▼ 90.6% |
| Furniture and vehicles24 | - | €6,336 | €5,037 | ▼ 20.5% |
| Financial fixed assets28 | €1,055 | €1,055 | €1,055 | = |
| Other financial fixed assets284/8 | - | €1,055 | €1,055 | = |
| Amounts receivable and cash guarantees285/8 | - | €1,055 | €1,055 | = |
| Current assets29/58 | €6.6m | €6.9m | €6.7m | ▼ 4.0% |
| Amounts receivable within one year40/41 | €6.5m | €6.9m | €6.6m | ▼ 4.1% |
| Trade receivables40 | - | €3.0m | €1.7m | ▼ 41.9% |
| Other amounts receivable41 | - | €3.9m | €4.9m | ▲ 24.6% |
| Cash at bank and in hand54/58 | €51,736 | €57,290 | €63,005 | ▲ 10.0% |
| Deferred charges and accrued income490/1 | - | €1,965 | €4,394 | ▲ 124% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6.6m | €7.0m | €6.7m | ▼ 4.4% |
| Equity10/15 | €1.8m | €2.3m | €2.5m | ▲ 10.2% |
| Contributions10/11 | €441,076 | €437,060 | €417,618 | ▼ 4.4% |
| Capital10 | - | €437,060 | €410,568 | ▼ 6.1% |
| Issued capital100 | - | €437,060 | €410,568 | ▼ 6.1% |
| Outside capital11 | - | €8,250 | €7,050 | ▼ 14.5% |
| Share premium1100/10 | - | - | €7,050 | - |
| Reserves13 | €44,589 | €44,589 | €44,589 | = |
| Non-distributable reserves130/1 | - | - | €44,589 | - |
| Legal reserve130 | - | €44,589 | €44,589 | = |
| Profit (loss) carried forward14 | €1.3m | €1.8m | €2.0m | ▲ 14.7% |
| Amounts payable17/49 | €4.8m | €4.8m | €4.2m | ▼ 11.3% |
| Amounts payable within one year42/48 | €4.6m | €4.7m | €4.1m | ▼ 12.7% |
| Trade debts44 | €4.4m | €4.6m | €3.8m | ▼ 17.0% |
| Suppliers440/4 | - | €4.6m | €3.8m | ▼ 17.0% |
| Taxes, remuneration and social security45 | - | €73,863 | €220,239 | ▲ 198% |
| Taxes450/3 | - | €6,796 | €82,503 | ▲ 1,114% |
| Remuneration and social security454/9 | - | €67,067 | €137,736 | ▲ 105% |
| Other amounts payable47/48 | - | €47,193 | €85,213 | ▲ 80.6% |
| Accrued charges and deferred income492/3 | - | €61,368 | €119,666 | ▲ 95.0% |
| Line | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €142,925 | €495,892 | €302,145 | ▼ 39.1% |
| + Depreciation and write-downs630 | €34,822 | €49,307 | €31,045 | ▼ 37.0% |
| Operating cash flow (approximation) | €177,746 | €545,199 | €333,190 | ▼ 38.9% |
| Investment in fixed assets (approximation) | - | -€64,775 | €0 | ▲ 100% |
| Change in cash | - | €5,554 | €5,715 | ▲ 2.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-07
State Gazette act
Reappointment: Philippe Lacroix (director)2 facts ▸
State Gazette act
Reappointment: Philippe Lacroix (director)
2 facts ▸
- General meeting, 17-06-2026
- Director reappointment, Philippe Lacroix (director)
26-06
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Highest result since 2019net €495,892 ▲247%
Operating result €718,743, net result €495,892, both a record.
31-03
Financial
Equity above €2mEq €2.3m ▲24.6%
2 profitable years in a row build equity to €2.3m.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.An act published in both Dutch and French appears here once.
2 of 33 acts read
About the unread acts
Of the 33 Belgian State Gazette acts we know for this company, 2 have been read. The other 31 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director
Philippe Lacroix
CurrentDirector
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
31 of this company's 33 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2010
Ground area
3.3 ha
Building footprint
5,812 m²
Volume, LiDAR
11,516 m³
2 parcels, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
27
companies at this address
See who is registered here
1 establishment unit
SOFIADIS
since 20102.276.991.559
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112N0017/00A002 | Wallonia | 1.7 ha | 1 · 915 m² | 14.7 m · 4 fl. |
| 55020C0031/00S000 | Wallonia | 1.6 ha | 1 · 4,897 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Philippe Lacroix |
|
Structure & network
Owners and holdings
2 ownersChain of control
- OCPFR
- PHOENIX Belgium
- SOFIADIS
Highest known parent: OCP (France). The sources do not say who stands above it.
Owners 2
- PHOENIX Belgiumparent60.7%
-
1%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Identification & contact
Identification
Legal formCooperative company
Founded22-04-2009
Fiscal year end31-01
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811294835
Also
9925:BE0811294835
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.