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SOFIA EVENT'S

Active
Private limited companyfounded 2023active for 3 yearsAssesteenweg 116A, 1740 Ternat, Belgium140 active companies are registered at this addressKBO/BCE: BE 0798.490.637
Summary

SOFIA EVENT'S has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,810 and a net result of €8,781. Equity is growing by about 46% per year across the filed financial years. Its solvency ranks better than 81% of 5,672 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Other personal services
NACE 96999
1 site
Size
€30,762total assets 2025
Equity
€20,810
Profit
€8,781
Financial health
72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts filed 25 days late
Why 72raises riskLast filed accounts filed 25 days late; 2 of the last 3 lateSize: total assets €30,762Founded in 2023lowers riskLiquidity: current ratio 2.20, cash €18,391Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 86% of its sector peers (NACE 81, micro)
Financial strength · tick = 2024
Strong
Solvency 93-7
equity 67.6% of total assets
Liquidity 86-12
short-term debt 32.4% · cash 59.8%
Profitability 100+10
return on assets 28.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,700 companies, NACE 81, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.6 percentage points vs 07-2025 09-2025: 2.4%▲ +0.4 percentage points vs 08-2025 10-2025: 3.5%▲ +1.1 percentage points vs 09-2025 11-2025: 3.6%▲ +0.1 percentage points vs 10-2025 12-2025: 4.6%▲ +1.0 percentage point vs 11-2025 01-2026: 6.7%▲ +2.1 percentage points vs 12-2025highest value 02-2026: 1.3%▼ -5.4 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.4 percentage points vs 07-2026 09-2026: 0.9%▼ -0.9 percentage points vs 08-2026 10-2026: 0.7%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.2, compared with 5.57 in 2024, above the usual 1.5; short-term debt: 32.4% and cash: 59.8% of total assets), and 32.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 78% on solvency, 87% on liquidity, 92% on profitability and 86% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.20, cash €18,391
NBB · annual accounts
raises risk · Last filed accounts filed 25 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €30,762
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
25 days late
2024
153 days late
2023
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 78 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (3 of the last 3 filed years within 96 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €8,781 ▲273%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (25 days) Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00474121.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8,781▲ 273%
2024 · €2,352
Working capital
€11,936▲ 43.5%
2024 · €8,319
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 3.8 times 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€9,188 2025 Net result€8,781 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€2,067-€2,425▲ 17.3%€9,188▲ 279%
Net result€1,677within the sector's middle half-€2,352within the sector's middle half▲ 40.3%€8,781within the sector's middle half▲ 273%
Equity€9,677within the sector's middle half-€12,029within the sector's middle half▲ 24.3%€20,810within the sector's middle half▲ 73.0%
Total assets€12,835below the sector's middle half-€13,849below the sector's middle half▲ 7.9%€30,762within the sector's middle half▲ 122%
Debt€3,158-€1,819▼ 42.4%€9,953▲ 447%
Working capital€4,730within the sector's middle half-€8,319within the sector's middle half▲ 75.9%€11,936within the sector's middle half▲ 43.5%
Solvency75.4%above the sector's middle half-86.9%above the sector's middle half▲ 11.5pp67.6%above the sector's middle half▼ 19.2pp
Current ratio2.50above the sector's middle half-5.57above the sector's middle half▲ 3.072.20within the sector's middle half▼ 3.37
Return on assets (ROA)13.1%above the sector's middle half-17.0%above the sector's middle half▲ 3.9pp28.5%above the sector's middle half▲ 11.6pp
above within below the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30,349
Fixed assets €8,460 ▲ 174%
Current assets €21,889 ▲ 116%
Equity and liabilities €30,762
Equity €20,810 ▲ 73.0%
Debt €9,953 ▲ 447%
Debt's share of the balance-sheet total rises from 13.1% to 32.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,025▲
2024 · €3,661
Cash flow
€11,617▲
2024 · €3,589
Debt to equity
0.48▲
2024 · 0.15
ROE
42.2%▲
2024 · 19.6%
Interest coverage
over 100▲
2024 · 50.64
Debt ≤ 1 year
€9,953▲
2024 · €1,819
Income taxes
€335
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,849€30,762▲
Formation expenses20€620€414▼
Fixed assets21/28€3,090€8,460▲
Tangible fixed assets22/27€3,090€8,460▲
Plant, machinery and equipment23€3,090€2,060▼
Furniture and vehicles24-€6,400
Current assets29/58€10,138€21,889▲
Amounts receivable within one year40/41€1,561€3,498▲
Trade receivables40-€1,370
Other amounts receivable41€1,561€2,128▲
Cash at bank and in hand54/58€8,577€18,391▲
Equity and liabilities
Total equity and liabilities10/49€13,849€30,762▲
Equity10/15€12,029€20,810▲
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14€4,029€12,810▲
Amounts payable17/49€1,819€9,953▲
Amounts payable within one year42/48€1,819€9,953▲
Trade debts44€162€9,953▲
Suppliers440/4€162€9,953▲
Taxes, remuneration and social security45€1,657-
Taxes450/3€1,657-
Income statement Code20242025
Remuneration, social security and pensions62€1,500-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,237€2,837▲
Gross operating margin9900€5,161€12,025▲
Operating profit (loss)9901€2,425€9,188▲
Financial charges65/66B€72€72▼
Recurring financial charges65€72€72▼
Profit (loss) for the period before taxes9903€2,352€9,116▲
Income taxes67/77-€335
Profit (loss) for the period9904€2,352€8,781▲
Profit (loss) for the period to be appropriated9905€2,352€8,781▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,029€12,810▲
Profit (loss) brought forward from the previous period14P€1,677€4,029▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62-€1,500--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,237€1,237€2,837▲ 129%
Gross operating margin9900€3,304€5,161€12,025▲ 133%
Operating profit (loss)9901€2,067€2,425€9,188▲ 279%
Financial charges65/66B€390€72€72▼ 0.1%
Recurring financial charges65€390€72€72▼ 0.1%
Profit (loss) for the period before taxes9903€1,677€2,352€9,116▲ 288%
Income taxes67/77--€335-
Profit (loss) for the period9904€1,677€2,352€8,781▲ 273%
Profit (loss) for the period to be appropriated9905€1,677€2,352€8,781▲ 273%
Line202320242025Change
Assets
Total assets20/58€12,835€13,849€30,762▲ 122%
Formation expenses20€827€620€414▼ 33.3%
Fixed assets21/28€4,120€3,090€8,460▲ 174%
Tangible fixed assets22/27€4,120€3,090€8,460▲ 174%
Plant, machinery and equipment23€4,120€3,090€2,060▼ 33.3%
Furniture and vehicles24--€6,400-
Current assets29/58€7,888€10,138€21,889▲ 116%
Amounts receivable within one year40/41€3,910€1,561€3,498▲ 124%
Trade receivables40€2,150-€1,370-
Other amounts receivable41€1,760€1,561€2,128▲ 36.3%
Cash at bank and in hand54/58€3,978€8,577€18,391▲ 114%
Equity and liabilities
Total equity and liabilities10/49€12,835€13,849€30,762▲ 122%
Equity10/15€9,677€12,029€20,810▲ 73.0%
Contributions10/11€8,000€8,000€8,000=
Capital10€8,000---
Issued capital100€8,000---
Profit (loss) carried forward14€1,677€4,029€12,810▲ 218%
Amounts payable17/49€3,158€1,819€9,953▲ 447%
Amounts payable within one year42/48€3,158€1,819€9,953▲ 447%
Trade debts44€2,811€162€9,953▲ 61×
Suppliers440/4€2,811€162€9,953▲ 61×
Taxes, remuneration and social security45€347€1,657--
Taxes450/3€347€1,657--
Line202320242025Change
Profit (loss) for the period9904€1,677€2,352€8,781▲ 273%
+ Depreciation and write-downs630€1,237€1,237€2,837▲ 129%
Operating cash flow (approximation)€2,914€3,589€11,617▲ 224%
Investment in fixed assets (approximation)--€207-€8,207▼ 3,868%
Change in cash-€4,599€9,814▲ 113%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 25-08-2026 2026-00474121
31-12-2024 micro format 31-12-2025 2026-00000169
31-12-2023 full format 25-09-2024 2024-00491361

Similar companies · same sector, comparable size

Of the 6,930 active companies whose main activity is other personal services (NACE 96999), figures are known for 618. 418 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
MLALIH LOUBNA
Director · since 05-12-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
MLALIH LOUBNA
  • Director, from 05-12-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SOFIA EVENT'S was incorporated on 15 February 2023 as a private limited company.1 Since 2025, MLALIH LOUBNA has served as director of the company.2 Total assets rose from €12,835 in 2023 to €30,762 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-12-2025
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 25 days late
2025
31-12
Financial Highest result from 2023 to 2025net €8,781 ▲273%
Operating result €9,188, net result €8,781, both a record.
31-12
NBB filing Annual accounts filed
financial year 2024 · micro format · 153 days late
12-12
Gazette deed Appointment: MLALIH LOUBNA (director)
2 facts ▸
  • General meeting, 05-12-2025
  • Director appointment, MLALIH LOUBNA (director)
2024
31-12
Financial Liquidity more than doubledcurrent ratio 5.57
Current ratio from 2.50 to 5.57; short-term debt falls from €3,158 to €1,819.
25-09
NBB filing Annual accounts filed
financial year 2023 · full format · 56 days late
2023
17-02
Gazette deed Incorporation
Appointment: HAMDANI Charaf-Eddine (director) · Founder · Founding capital12 facts ▸
  • Incorporation, “SOFIA EVENT'S” (deed in Dutch)
  • Founder, HAMDANI Charaf-Eddine (comparant/oprichter)
  • Founding capital, €8,000
  • Other provision, “financieel plan, overhandigt aan notaris” (deed in Dutch)
  • Other provision, “aansprakelijkheid oprichter, verantwoordelijkheid als oprichter in geval van faillissement binnen drie jaar vanaf oprichting,in bijzonder bij breed voorwerp met…” (deed in Dutch)
  • Capital
  • Registered office clause, “1740 Ternat, Assesteenweg 116 A” (deed in Dutch)
  • Other provision, “geen, website en e-mailadres” (deed in Dutch)
  • Other provision, “waarschuwing, notaris” (deed in Dutch)
  • General meeting, “buitengewone algemene vergadering, comparant verklaart samen te komen betreffende opgerichte vennootschap” (deed in Dutch)
  • Board rule, 1
  • Director appointment, HAMDANI Charaf-Eddine (director)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded15-02-2023
Financial year end31-12
Activities, NACEBEL 2025
96999Other personal services
47761Retail sale of flowers, plants, seeds and fertilisers
74130Interior design
74209Other photographic activities
77222Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798490637
Also 9925:BE0798490637
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
363 m²
Building footprint
337 m²
Building volume
2,787 m³
2 parcels, Brussels, Flanders · tallest building 16.5 m. Linked by address, not a title deed.
1 establishment unit
SOFIA EVENT'S
Dieudonné Lefèvrestraat 53, 1020 BrusselRetail sale of flowers, plants, seeds and fertilisers
since 2023unit no. 2.343.228.307
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
21815D0311/00K003 Brussels 282 m² 1 · 279 m² 16.5 m · 2
23086A0354/00K002 Flanders 82 m² 1 · 58 m² 10.3 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SOFIA EVENT'S
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, overal verplaatst bij eenvoudige beslissing van het bestuursorgaan voor zover verplaatsing in Brussels Gewest of Vlaams…” (deed in Dutch)

deed of 17-02-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Een of meer bestuurders, met of zonder beperking van duur” (deed in Dutch)
“Bestuurder, algemene kosten” (deed in Dutch)

deed of 17-02-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Helft overdrager helft koper(s) naar evenredigheid bij meer kopers, vermelde prijs of bij betwisting door deskundige” (deed in Dutch)
Share issue ruleHow and by whom new shares can be issued.
“Ten minste vijftien dagen te rekenen van openstelling intekening, e-mail of gewone post” (deed in Dutch)

deed of 17-02-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 18:00

deed of 17-02-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere vereffenaar…” (deed in Dutch)

deed of 17-02-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stortingsplicht, volgestort” (deed in Dutch)
Other provision: “Toegang tot de algemene vergadering, houder effecten op naam ingeschreven in register” (deed in Dutch)
Other provision: “Bestuurder, bij gebrek aanwezige aandeelhouder met meeste aandelen, bij pariteit oudste, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Schriftelijke volmacht aan ieder ander persoon, al dan niet aandeelhouder, beraadslagingen” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, elke gewone of buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Bestemming van de winst-reserves, algemene vergadering” (deed in Dutch)
Other provision: “Woonstkeuze, mededelingen,aanmaningen,dagvaardingen,betekeningen geldig” (deed in Dutch)
Other provision: “Rechtbank in wiens rechtsgebied zetel gevestigd, betwisting zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Gemeen recht, clausules strijdig met dwingende bepalingen geacht niet geschreven” (deed in Dutch)
3 more provisions in the deed, see the deed of 17-02-2023

deed of 17-02-2023