SOFIA
ActiveThe computed 12-month bankruptcy probability of SOFIA is 2.8% (moderate). The 2025 annual accounts show equity of €3k and a net result of €2k. Its solvency ranks better than 27% of 13009 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency19
Growth-
Stability67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.28), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
1.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€161k
Net result
€2k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €161k
Fixed assets
€85k
Current assets
€77k
Equity and liabilities €161k
Equity
€3k
Debt
€158k
Debt finances 98.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€9k
Solvency
2.0%
Current ratio
1.28
Quick ratio
1.25
Debt / equity
50.16
ROE
68.3%
ROA
1.3%
Interest coverage
17.07
Debt
€158k
Debt ≤ 1 year
€60k
Debt > 1 year
€98k
Income taxes
€1k
Staff costs
€81k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€161k
Fixed assets21/28€85k
Intangible fixed assets21€4k
Tangible fixed assets22/27€81k
Plant, machinery and equipment23€40k
Furniture and vehicles24€24k
Other tangible fixed assets26€16k
Current assets29/58€77k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€1k
Trade receivables40€232
Other amounts receivable41€1k
Cash at bank and in hand54/58€58k
Deferred charges and accrued income490/1€16k
Equity and liabilities
Total equity and liabilities10/49€161k
Equity10/15€3k
Contributions10/11€1k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€158k
Amounts payable after more than one year17€98k
Financial debts170/4€98k
Amounts payable within one year42/48€60k
Trade debts44€36k
Suppliers440/4€36k
Taxes, remuneration and social security45€21k
Taxes450/3€10k
Remuneration and social security454/9€11k
Other amounts payable47/48€3k
Income statement
Code2025
Remuneration, social security and pensions62€81k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€1k
Gross operating margin9900€93k
Operating profit (loss)9901€4k
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€649
Recurring financial charges65€649
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€1k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2025
Ground area
164 m²
Building footprint
143 m²
Volume, LiDAR
2,057 m³
Parcel 35013A0074/00D000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SOFIA
since 20252.376.066.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0074/00D000 | Flanders | 164 m² | 1 · 143 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FERMETTE
BE 0662.701.525
Gent · Eq €3k
L'ESCAPADE
BE 0471.817.106
Perwez · Eq €3k
IN DEN BOULE
BE 0749.631.539
Leuven · Eq €3k
WESELO
BE 0760.825.933
Mol · Eq €3k
La Bécasse
BE 0416.210.370
Braine-le-Comte · Eq €3k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 3,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2025
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.