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Sof@tech

Active
Houtskoolstraat 14 ·8800 Roeselare, Belgium
BE 0799.184.384
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Staff (FTE)22.8

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Sof@tech is 0.4% (very low). The 2025 annual accounts show equity of €1.18M and a net result of €213k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 168 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€213k-50.8%
Working capital€1.08M+21.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 20-04-2026 with the NBB · fiscal year 2025 · verkort
€0€200k€400k€600kOperating result 2023: €583k€583kNet result 2023: €472k€472kOperating result 2024: €559k€559kNet result 2024: €433k€433kOperating result 2025: €344k€344kNet result 2025: €213k€213k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€800k€1.00M€1.20M€1.40M€1.60M2026: €1.31M (€1.21M - €1.40M)2027: €1.44M (€1.34M - €1.53M)2028: €1.57M (€1.47M - €1.66M)2023: €914k2024: €1.10M2025: €1.18M202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 43.5% 36.7%
better than 58% of 168 sector peers
Net result €213k €30k
better than 87% of 168 sector peers
Equity €1.18M €99k
better than 90% of 168 sector peers
Gross operating margin €2.56M €88k
better than 95% of 168 sector peers
Staff costs €1.72M €319k
higher than 88% of 80 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€474k
-32.6% +239% vs sector
Net profit
€213k
-50.8% +154% vs sector
Cash flow
€343k
-40.5% +255% vs sector
Total assets
€2.70M
+25.0% -6% vs sector
Equity
€1.18M
+7.2% ≈ vs sector
Working capital
€1.08M
+21.1% +41% vs sector
Employees (FTE)
23
-12.0% +47% vs sector
Staff costs
€1.72M
+15.3% +12% vs sector
Income taxes
€114k
+26.1% +200% vs sector
Dividends
€134k
- -76% vs sector
Debt
€1.53M
+43.5% +35% vs sector
Debt ≤ 1y
€1.33M
+61.1% +18% vs sector
Debt > 1y
€72k
-52.4% 23-25
Current ratio
1.81
-12.9% +6% vs sector
Quick ratio
1.75
-9.9% +2% vs sector
Solvency
43.5%
-14.3% -28% vs sector
Debt / equity
1.30
+33.9% +101% vs sector
ROE
18.1%
-54.1% +86% vs sector
ROA
7.9%
-60.7% -8% vs sector
Interest coverage
19.28
+14.2% +43% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€474k
Net profit€213k
Cash flow€343k
Staff costs€1.72M
Income taxes€114k
Dividends€134k
Total assets€2.70M
Equity€1.18M
Debt€1.53M
of which ≤ 1y€1.33M
of which > 1y€72k
Working capital€1.08M
Employees (FTE)22.8
Ratios (computed)
2025
Current ratio1.81
Quick ratio1.75
Working capital ratio39.9%
Solvency43.5%
Debt / equity1.30
Long-term debt ratio0.06
Interest coverage19.28
Gross margin-
Net margin-
ROA7.9%
ROE18.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.70M
Fixed assets 21/28€295k
Intangible fixed assets 21€26k
Tangible fixed assets 22/27€269k
Current assets 29/58€2.41M
Stocks & contracts in progress 3€82k
Amounts receivable within one year 40/41€1.52M
Cash & bank 54/58€756k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.70M
Equity 10/15€1.18M
Contributions / capital 10/11€9k
Reserves 13€1.17M
Accumulated profits (losses) 14€0
Amounts payable 17/49€1.53M
Amounts payable after one year 17€72k
Amounts payable within one year 42/48€1.33M
Trade debts payable within one year 44€631k
Income statement
Gross operating margin 9900€2.56M
Operating result 9901€344k
Financial income 75€8k
Financial charges 65€25k
Result before taxes 9903€327k
Income taxes 67/77€114k
Net result for the period 9904€213k
Result to be appropriated 9905€213k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Sof@tech
Houtskoolstraat 14, 8800 RoeselareGroothandel in computers, randapparatuur en software
since 20232.343.722.611
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.2 ha
Buildings1
Building footprint494 m²
Volume (LiDAR)1 m³
Tallest building0.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36503C1677/00F000 Flanders 1.2 ha 1 · 494 m² 0.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability91Solvency84Growth52Stability94
81 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 91
Solvency 84
Growth 52
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL Sof@tech
Registered office
Houtskoolstraat 14
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.