SODOJA
ActiveSODOJA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €28k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▲+14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.21 in 2024), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
7.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
2023
15 d early
2022
7 d early
2021
13 d early
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€109k▲ 34.9%
2024 · €81k
2018: €60k
2019: €59k
2020: €64k
2021: €53k
2022: €54k
2023: €62k
2024: €81k
2018 → 2025
Total assets
€393k▲ 4.0%
2024 · €378k
2018: €434k
2019: €424k
2020: €396k
2021: €368k
2022: €371k
2023: €376k
2024: €378k
2018 → 2025
Net result
€28k▲ 52.5%
2024 · €18k
2018: €308
2019: €-205
2020: €5k
2021: €-12k
2022: €1k
2023: €8k
2024: €18k
2018 → 2025
Working capital
€54k▲ 9.7%
2024 · €50k
2018: €-181k
2019: €-150k
2020: €54k
2021: €38k
2022: €37k
2023: €45k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€54k▲ 2.3%€62k▲ 15.6%€81k▲ 29.7%€109k▲ 34.9%
Operating result€-10k-€6k€14k▲ 118%€22k▲ 59.5%€25k▲ 16.7%
Net result€-12k-€1k€8k▲ 598%€18k▲ 120%€28k▲ 52.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€89k▼ 6.5%
Current assets
€304k▲ 7.6%
Equity and liabilities €393k
Equity
€109k▲ 34.9%
Debt
€285k▼ 4.3%
The debt ratio falls from 78.7% to 72.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▼
2024 · €36k
Cash flow
€34k▲
2024 · €33k
Solvency
27.6%▲
2024 · 21.3%
Current ratio
1.22▲
2024 · 1.21
Quick ratio
1.22▲
2024 · 1.21
Debt / equity
2.62▼
2024 · 3.70
ROE
25.9%▲
2024 · 22.9%
ROA
7.1%▲
2024 · 4.9%
Interest coverage
17.89▲
2024 · 4.87
Debt
€285k▼
2024 · €298k
Debt ≤ 1 year
€250k▲
2024 · €233k
Debt > 1 year
€35k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€378k€393k▲
Fixed assets21/28€95k€89k▼
Tangible fixed assets22/27€95k€89k▼
Land and buildings22€95k€89k▼
Current assets29/58€283k€304k▲
Amounts receivable after more than one year29€281k€304k▲
Other amounts receivable291€281k€304k▲
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€2k€562▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€378k€393k▲
Equity10/15€81k€109k▲
Contributions10/11€134k€134k=
Capital10€134k€134k=
Issued capital100€134k€134k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-73k€-45k▲
Amounts payable17/49€298k€285k▼
Amounts payable after more than one year17€64k€35k▼
Financial debts170/4€59k€30k▼
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€233k€250k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Other amounts payable47/48€200k€219k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€6k▼
Other operating charges640/8€8k€9k▲
Gross operating margin9900€44k€40k▼
Operating profit (loss)9901€22k€25k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€18k€28k▲
Profit (loss) for the period9904€18k€28k▲
Profit (loss) for the period to be appropriated9905€18k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-45k▲
Profit (loss) brought forward from the previous period14P€-92k€-73k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €28k ▲52.5%
Operating result €25k, net result €28k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲34.9%
4 profitable years in a row build equity to €109k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-12k ▼348%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.55 to 1.38; short-term debt falls from €336k to €141k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwinlaan 368300 Knokke-HeistGround area
797 m²
Building footprint
132 m²
Volume, LiDAR
853 m³
Parcel 31332G0715/00C013, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zwinlaan 36, 8300 Knokke-Heist
since 19862.033.929.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332G0715/00C013 | Flanders | 797 m² | 1 · 132 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOREDANA TRAVEL
BE 0871.269.143
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VAN ROMPAEY TRAVEL
BE 0436.072.705
Mol · Eq €108k
VIVERE CORPUS ANIMA
BE 0842.641.374
Hemiksem · Eq €108k
Reisbureau Van Dycke
BE 0407.322.992
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ticket.monster
BE 0736.951.065
Lendelede · Eq €105k
Of 1,430 companies in sector 79110 we hold annual accounts for 874. 745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-05-1985
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
82300Organisation of conventions and trade shows
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.