VIVERE CORPUS ANIMA
ActiveVIVERE CORPUS ANIMA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €-49k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency81▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.05 against 19.73 in 2024; short-term debt: 43.8% and cash: 0.4% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
-25.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
32 d early
2022
27 d early
2021
32 d early
2020
31 d early
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▼ 31.1%
2024 · €156k
2018: €83k
2019: €92k
2020: €108k
2021: €138k
2022: €178k
2023: €198k
2024: €156k
2018 → 2025
Total assets
€192k▲ 19.8%
2024 · €160k
2018: €90k
2019: €95k
2020: €119k
2021: €166k
2022: €233k
2023: €213k
2024: €160k
2018 → 2025
Net result
€-49k▼ 18.4%
2024 · €-41k
2018: €-3k
2019: €9k
2020: €16k
2021: €40k
2022: €40k
2023: €20k
2024: €-41k
2018 → 2025
Working capital
€-80k
2024 · €67k
2018: €67k
2019: €75k
2020: €90k
2021: €128k
2022: €168k
2023: €99k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€178k▲ 28.7%€198k▲ 11.0%€156k▼ 20.8%€108k▼ 31.1%
Operating result€55k-€58k▲ 4.8%€28k▼ 52.1%€-35k€-43k▼ 21.7%
Net result€40k-€40k▼ 1.6%€20k▼ 50.8%€-41k€-49k▼ 18.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43k in 2025 against €35k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€187k▲ 109%
Current assets
€4k▼ 93.9%
Equity and liabilities €192k
Equity
€108k▼ 31.1%
Debt
€84k▲ 2,249%
The debt ratio rises from 2.2% to 43.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-28k▼
2024 · €-26k
Cash flow
€-33k▼
2024 · €-32k
Solvency
56.2%▼
2024 · 97.8%
Current ratio
0.05▼
2024 · 19.73
Quick ratio
0.05▼
2024 · 19.73
Debt / equity
0.78▲
2024 · 0.02
ROE
-45.2%▼
2024 · -26.3%
ROA
-25.4%▲
2024 · -25.7%
Interest coverage
-370.18▼
2024 · -358.28
Debt
€84k▲
2024 · €4k
Debt ≤ 1 year
€84k▲
2024 · €4k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€192k▲
Fixed assets21/28€90k€187k▲
Tangible fixed assets22/27€90k€187k▲
Furniture and vehicles24€90k€187k▲
Current assets29/58€70k€4k▼
Amounts receivable within one year40/41€49k€633▼
Trade receivables40-€633
Other amounts receivable41€49k-
Cash at bank and in hand54/58€19k€711▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€160k€192k▲
Equity10/15€156k€108k▼
Contributions10/11€15k€15k=
Reserves13€142k€93k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€140k€91k▼
Amounts payable17/49€4k€84k▲
Amounts payable within one year42/48€4k€84k▲
Trade debts44€2k€852▼
Suppliers440/4€2k€852▼
Taxes, remuneration and social security45€1k€329▼
Taxes450/3€1k€329▼
Other amounts payable47/48-€83k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€15k▲
Other operating charges640/8€505€1k▲
Gross operating margin9900€-26k€-26k▼
Operating profit (loss)9901€-35k€-43k▼
Financial income75/76B€21€62▲
Recurring financial income75€21€62▲
Financial charges65/66B€6k€74▼
Recurring financial charges65€74€74▲
Non-recurring financial charges66B€6k-
Profit (loss) for the period before taxes9903€-41k€-43k▼
Income taxes67/77-€6k
Profit (loss) for the period9904€-41k€-49k▼
Profit (loss) for the period to be appropriated9905€-41k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-49k▼
Transfer from equity791/2€41k€49k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 19.73
Current ratio from 7.58 to 19.73; short-term debt falls from €15k to €4k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €178k ▲28.7%
4 profitable years in a row build equity to €178k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €40k ▲159%
Net result €40k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲16.9%
2 profitable years in a row build equity to €108k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 25.94
Current ratio from 11.04 to 25.94; short-term debt falls from €7k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheldeboord 352620 HemiksemGround area
1,261 m²
Building footprint
544 m²
Volume, LiDAR
4,153 m³
Parcel 11018C0190/00G000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wanderlust Rainbow Travel
since 20122.206.182.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018C0190/00G000 | Flanders | 1,261 m² | 1 · 544 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,439 companies in sector 79110 we hold annual accounts for 880. 750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2011
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
77110Renting and leasing of cars and light motor vehicles
77225Rental and leasing activities
77393Rental and leasing activities
86904Human health activities
86906Human health activities
86909Human health activities
86931Psychology services
86940Nursing and midwifery
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bscheynen@hotmail.com
Phone:0460951873