SODEBEL
ActiveSODEBEL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €993k and a net result of €-91k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 7.36 against 10.92 in 2024; short-term debt: 13% and cash: 41.3% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
78 d early
2024
56 d early
2023
85 d early
2022
116 d early
2021
96 d early
2020
124 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-91k
2024 · €2k
2019: €77k
2020: €140k
2021: €145k
2022: €105k
2023: €117k
2024: €2k
2019 → 2025
Working capital
€951k▼ 12.6%
2024 · €1.09M
2019: €606k
2020: €715k
2021: €860k
2022: €965k
2023: €1.08M
2024: €1.09M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€860k-€965k▲ 12.3%€1.08M▲ 12.2%€1.08M▲ 0.2%€993k▼ 8.4%
Operating result€191k-€135k▼ 29.4%€154k▲ 14.6%€7k▼ 95.2%€-98k
Net result€145k-€105k▼ 27.3%€117k▲ 11.4%€2k▼ 98.6%€-91k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €98k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€48k▲ 2,570%
Current assets
€1.10M▼ 8.1%
Equity and liabilities €1.15M
Equity
€993k▼ 8.4%
Debt
€156k▲ 34.5%
The debt ratio rises from 9.6% to 13.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-96k▼
2024 · €8k
Cash flow
€-88k▼
2024 · €2k
Solvency
86.5%▼
2024 · 90.4%
Current ratio
7.36▼
2024 · 10.92
Quick ratio
3.45▼
2024 · 4.71
Debt / equity
0.16▲
2024 · 0.11
ROE
-9.2%▼
2024 · 0.2%
ROA
-7.9%▼
2024 · 0.1%
Interest coverage
-9.28▼
2024 · 0.96
Debt
€156k▲
2024 · €116k
Debt ≤ 1 year
€150k▲
2024 · €110k
Staff costs
€230k▼
2024 · €230k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.15M▼
Fixed assets21/28€2k€48k▲
Tangible fixed assets22/27€2k€48k▲
Plant, machinery and equipment23€2k€852▼
Furniture and vehicles24-€11k
Other tangible fixed assets26-€36k
Financial fixed assets28€175€175=
Current assets29/58€1.20M€1.10M▼
Stocks and contracts in progress3€681k€584k▼
Stocks30/36€681k€584k▼
Amounts receivable within one year40/41€36k€42k▲
Trade receivables40€7k€24k▲
Other amounts receivable41€28k€18k▼
Cash at bank and in hand54/58€472k€474k▲
Deferred charges and accrued income490/1€9k-
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.15M▼
Equity10/15€1.08M€993k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€132k€132k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€890k€799k▼
Amounts payable17/49€116k€156k▲
Amounts payable within one year42/48€110k€150k▲
Trade debts44€71k€102k▲
Suppliers440/4€71k€102k▲
Taxes, remuneration and social security45€39k€47k▲
Taxes450/3€13k€16k▲
Remuneration and social security454/9€26k€32k▲
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€230k€230k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€765€3k▲
Other operating charges640/8€75k€10k▼
Non-recurring operating charges66A€20k-
Gross operating margin9900€333k€144k▼
Operating profit (loss)9901€7k€-98k▼
Financial income75/76B€14k€18k▲
Recurring financial income75€14k€18k▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€13k€-91k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€2k€-91k▼
Profit (loss) for the period to be appropriated9905€2k€-91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€890k€799k▼
Profit (loss) brought forward from the previous period14P€889k€890k▲
Social balance
Average headcount (FTE)90876.05.9▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Weakest financial yearnet €-91k ▼5483%
Net result drops to €-91k, the lowest in the series.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Equity above €1MEq €1.08M ▲12.2%
5 profitable years in a row build equity to €1.08M.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2019net €145k ▲3.6%
Net result €145k, the highest in the series.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Laveu 84000 LiègeGround area
1,937 m²
Building footprint
642 m²
Volume, LiDAR
3,208 m³
Parcel 62803D0071/00P000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONSIEUR BRICOLAGE
since 19912.052.457.147
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803D0071/00P000 | Wallonia | 1,937 m² | 1 · 642 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.052.457.147
Legal Entity Identifier
875500L3VAJ9SXKVUV75
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Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-01-1991
Fiscal year end30-06
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.