S.A. GRETRYTAIL
ActiveS.A. GRETRYTAIL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €4k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 4122 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▲+5
Solvency20▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.12 in 2024), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
0.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4122 sector peers (2025).
NBB · sector comparisonPosition among 4122 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
8 d early
2022
41 d early
2021
41 d early
2020
30 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 167%
2024 · €2k
2018: €57k
2019: €10k
2020: €232k
2021: €7k
2022: €88k
2023: €106k
2024: €2k
2018 → 2025
Working capital
€81k▼ 23.9%
2024 · €106k
2018: €-209k
2019: €31k
2020: €150k
2021: €130k
2022: €95k
2023: €169k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€165k▲ 115%€271k▲ 64.3%€273k▲ 0.6%€277k▲ 1.6%
Operating result€8k-€126k▲ 1,447%€205k▲ 61.8%€82k▼ 60.0%€73k▼ 11.0%
Net result€7k-€88k▲ 1,146%€106k▲ 20.1%€2k▼ 98.5%€4k▲ 167%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.56M
Fixed assets
€1.54M▼ 3.0%
Current assets
€1.02M▼ 0.4%
Equity and liabilities €2.56M
Equity
€277k▲ 1.6%
Debt
€2.28M▼ 2.4%
The debt ratio falls from 89.6% to 89.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€122k▼
2024 · €131k
Cash flow
€54k▲
2024 · €51k
Solvency
10.8%▲
2024 · 10.4%
Current ratio
1.09▼
2024 · 1.12
Quick ratio
0.24▲
2024 · 0.23
Debt / equity
8.24▼
2024 · 8.57
ROE
1.5%▲
2024 · 0.6%
ROA
0.2%▲
2024 · 0.1%
Interest coverage
1.57▲
2024 · 1.48
Debt
€2.28M▼
2024 · €2.34M
Debt ≤ 1 year
€944k▲
2024 · €922k
Debt > 1 year
€1.34M▼
2024 · €1.42M
Income taxes
€5k▲
2024 · €5k
Staff costs
€303k▼
2024 · €345k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.61M€2.56M▼
Fixed assets21/28€1.58M€1.54M▼
Tangible fixed assets22/27€1.43M€1.39M▼
Land and buildings22€1.42M€1.38M▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€151k€151k=
Current assets29/58€1.03M€1.02M▼
Amounts receivable after more than one year29€12k-
Trade receivables290€12k-
Stocks and contracts in progress3€818k€794k▼
Stocks30/36€818k€794k▼
Amounts receivable within one year40/41€62k€94k▲
Trade receivables40€35k€38k▲
Other amounts receivable41€27k€56k▲
Cash at bank and in hand54/58€62k€76k▲
Deferred charges and accrued income490/1€75k€60k▼
Equity and liabilities
Total equity and liabilities10/49€2.61M€2.56M▼
Equity10/15€273k€277k▲
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€12k€12k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Profit (loss) carried forward14€137k€141k▲
Amounts payable17/49€2.34M€2.28M▼
Amounts payable after more than one year17€1.42M€1.34M▼
Financial debts170/4€1.42M€1.34M▼
Amounts payable within one year42/48€922k€944k▲
Current portion of amounts payable after more than one year42€75k€78k▲
Financial debts43€358k€355k▼
Credit institutions430/8€350k€350k=
Other loans439€8k€5k▼
Trade debts44€328k€350k▲
Suppliers440/4€328k€350k▲
Taxes, remuneration and social security45€61k€61k▼
Taxes450/3€19k€14k▼
Remuneration and social security454/9€42k€47k▲
Other amounts payable47/48€100k€100k=
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€345k€303k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€50k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-101k€19k▲
Other operating charges640/8€44k€40k▼
Gross operating margin9900€418k€485k▲
Operating profit (loss)9901€82k€73k▼
Financial income75/76B€13k€15k▲
Recurring financial income75€13k€4k▼
Non-recurring financial income76B-€11k
Financial charges65/66B€89k€78k▼
Recurring financial charges65€89k€78k▼
Profit (loss) for the period before taxes9903€6k€9k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€141k▲
Profit (loss) brought forward from the previous period14P€135k€137k▲
Social balance
Average headcount (FTE)9087-9.8
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼98.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200kEq €271k ▲64.3%
6 profitable years in a row build equity to €271k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €165k ▲115%
5 profitable years in a row build equity to €165k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €232k ▲2275%
Operating result €247k, net result €232k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bonne-Femme 64/14030 LiègeGround area
3,038 m²
Building footprint
2,317 m²
Volume, LiDAR
17,712 m³
Parcel 62047C1395/00C009, Wallonia · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONSIEUR BRICOLAGE
since 20012.094.376.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62047C1395/00C009 | Wallonia | 3,038 m² | 1 · 2,317 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.094.376.191
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Of 1,708 companies in sector 47521 we hold annual accounts for 1,275. 1,018 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-02-2001
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.