SOCOIMMO
ActiveSummary
SOCOIMMO has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280,553 and a net result of -€2,523. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 40% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-04-1992 Normal situation
- Activity
- Buying and selling of own real estate NACE 68110and 2 others
- Establishment unit
- 2.347.923.602 7000 Mons, since 09-04-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Board and ownership
- CURATOLO ArdoManaging director
- CURATOLO JulieDirector
- CURATOLO ThomasDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €130,728
- ▲ 20.0%
- Turnover
- ≈ €280,000
- estimated
- Loss
- €2,523
- ▲ 25.0%
- Equity
- €280,553
- ▼ 0.9%
- Total assets
- €1.4m
- ▼ 2.5%
- 2025 accounts filed 82 days after the deadline
Score breakdownraises riskLast filed accounts filed 82 days late; 2 of the last 3 accounts latelowers riskSize: total assets €1.4mFounded in 1992Figures for financial year 2025 (filed on 21-10-2026)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 40% of them on solvency, 81% on liquidity, 43% on profitability and 42% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 67 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 82 days after the deadline Filed on 21 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00565545.
Annual accounts 2025 filed on 21-10-2026 at the NBB all 33 filings
Every figure per financial year
The operating result for 2025 is 36% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €84,780 | €97,079 | €20,792 | €583,665 | €194,599 |
| Depreciation and write-downs of the year | €41,790 | €52,633 | €54,468 | €56,930 | €80,034 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €2,897 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,240 | €44,262 | €50,742 | €41,790 | €52,633 | €54,468 | €56,930 | €80,034 | ▲ 40.6% |
| Other operating charges640/8 | - | - | - | €16,438 | €18,506 | €12,089 | €33,828 | €26,183 | ▼ 22.6% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €211 | - | - |
| Gross operating margin9900 | €91,594 | €87,891 | €76,725 | €89,886 | €100,964 | €111,280 | €108,948 | €130,728 | ▲ 20.0% |
| Operating profit (loss)9901 | €20,556 | €8,845 | €8,823 | €31,658 | €29,825 | €44,723 | €17,979 | €24,511 | ▲ 36.3% |
| Financial income75/76B | - | - | - | €1 | €88 | €147 | €224 | - | - |
| Recurring financial income75 | - | €1 | - | €1 | €88 | €147 | €224 | - | - |
| Financial charges65/66B | - | - | - | €12,912 | €18,226 | €13,665 | €18,716 | €26,825 | ▲ 43.3% |
| Recurring financial charges65 | €13,643 | €12,442 | €12,302 | €12,912 | €18,226 | €13,665 | €18,236 | €26,825 | ▲ 47.1% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €479 | - | - |
| Profit (loss) for the period before taxes9903 | €6,914 | -€3,597 | -€3,479 | €18,747 | €11,686 | €31,205 | -€513 | -€2,314 | ▼ 351% |
| Transfer from deferred taxes780 | - | - | - | €2,456 | €2,118 | €2,118 | €2,195 | €2,195 | = |
| Income taxes67/77 | -€2,789 | - | €4,356 | €547 | €2,391 | €11,278 | €3,701 | €2,405 | ▼ 35.0% |
| Profit (loss) for the period9904 | €13,253 | -€567 | -€5,378 | €20,656 | €11,413 | €22,044 | -€2,018 | -€2,523 | ▼ 25.0% |
| Transfer from tax-exempt reserves789 | - | - | - | €6,014 | €6,353 | €6,353 | €6,586 | €6,586 | = |
| Profit (loss) for the period to be appropriated9905 | €20,148 | €6,849 | €636 | €26,670 | €17,765 | €28,397 | €4,568 | €4,063 | ▼ 11.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.9m | €0.9m | €0.8m | €1.0m | €1.0m | €1.0m | €1.4m | €1.4m | ▼ 2.5% |
| Fixed assets21/28 | €0.7m | €0.7m | €0.7m | €0.7m | €0.8m | €0.7m | €1.0m | €1.1m | ▲ 11.5% |
| Tangible fixed assets22/27 | €0.7m | €0.7m | €0.7m | €0.7m | €0.8m | €0.7m | €1.0m | €1.1m | ▲ 11.5% |
| Land and buildings22 | - | - | - | €0.6m | €0.6m | €0.6m | €0.8m | €0.7m | ▼ 3.4% |
| Plant, machinery and equipment23 | - | - | - | €0.09m | €0.1m | €0.1m | €0.1m | €0.3m | ▲ 123% |
| Furniture and vehicles24 | - | - | - | €0.009m | €0.05m | €0.04m | €0.1m | €0.08m | ▼ 24.5% |
| Current assets29/58 | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | €0.2m | €0.4m | €0.3m | ▼ 35.5% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | €0.07m | €0.04m | €0.04m | ▲ 2.3% |
| Trade receivables40 | - | - | - | - | - | - | - | €0.01m | - |
| Other amounts receivable41 | - | - | - | €0.1m | €0.1m | €0.07m | €0.04m | €0.02m | ▼ 32.3% |
| Cash at bank and in hand54/58 | €0.002m | €0.01m | €0.03m | €0.2m | €0.1m | €0.1m | €0.4m | €0.2m | ▼ 38.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €0.005m | €0.004m | €160 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.9m | €0.9m | €0.8m | €1.0m | €1.0m | €1.0m | €1.4m | €1.4m | ▼ 2.5% |
| Equity10/15 | €0.1m | €0.2m | €0.1m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | ▼ 0.9% |
| Contributions10/11 | €0.06m | €0.06m | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | - | - |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | - | - |
| Contributions outside capital11 | - | - | - | - | - | - | - | €0.06m | - |
| Other1109/19 | - | - | - | - | - | - | - | €0.06m | - |
| Reserves13 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 3.5% |
| Non-distributable reserves130/1 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Legal reserve130 | - | - | - | - | - | €0.005m | €0.005m | €0.005m | = |
| Reserves not available under the articles1311 | - | - | - | €0.005m | €0.005m | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 3.6% |
| Profit (loss) carried forward14 | -€0.05m | -€0.05m | -€0.04m | -€0.02m | -€344 | €0.03m | €0.03m | €0.04m | ▲ 12.5% |
| Provisions and deferred taxes16 | €0.07m | €0.05m | €0.05m | €0.05m | €0.04m | €0.04m | €0.06m | €0.06m | ▼ 3.6% |
| Deferred taxes168 | - | - | - | €0.05m | €0.04m | €0.04m | €0.06m | €0.06m | ▼ 3.6% |
| Amounts payable17/49 | €0.7m | €0.6m | €0.7m | €0.8m | €0.8m | €0.7m | €1.1m | €1.0m | ▼ 2.8% |
| Amounts payable after more than one year17 | €0.4m | €0.3m | €0.3m | €0.4m | €0.5m | €0.6m | €1.0m | €0.9m | ▼ 8.5% |
| Financial debts170/4 | - | - | - | €0.4m | €0.5m | €0.4m | €0.8m | €0.8m | ▲ 1.4% |
| Other amounts payable178/9 | - | - | - | - | - | €0.2m | €0.2m | €0.1m | ▼ 42.6% |
| Amounts payable within one year42/48 | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | €0.08m | €0.09m | €0.1m | ▲ 61.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.03m | €0.05m | €0.05m | €0.07m | €0.09m | ▲ 27.2% |
| Financial debts43 | - | - | - | - | - | - | - | €127 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €127 | - |
| Trade debts44 | €0.004m | €0.005m | €0.01m | €0.02m | €0.005m | €0.02m | €0.001m | €0.05m | ▲ 46× |
| Suppliers440/4 | - | - | - | €0.02m | €0.005m | €0.02m | €0.001m | €0.05m | ▲ 46× |
| Taxes, remuneration and social security45 | - | - | - | - | €0.007m | €0.01m | €0.01m | €0.002m | ▼ 84.6% |
| Taxes450/3 | - | - | - | - | €0.007m | €0.01m | €0.01m | €0.002m | ▼ 84.6% |
| Other amounts payable47/48 | - | - | - | €0.3m | €0.3m | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €0.002m | €0.001m | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,253 | -€567 | -€5,378 | €20,656 | €11,413 | €22,044 | -€2,018 | -€2,523 | ▼ 25.0% |
| + Depreciation and write-downs630 | €54,240 | €44,262 | €50,742 | €41,790 | €52,633 | €54,468 | €56,930 | €80,034 | ▲ 40.6% |
| Operating cash flow (approximation) | €67,493 | €43,694 | €45,364 | €62,446 | €64,045 | €76,512 | €54,912 | €77,510 | ▲ 41.2% |
| Investment in fixed assets (approximation) | - | €18,455 | -€56,480 | -€91,790 | -€97,079 | -€20,792 | -€314,613 | -€194,599 | ▲ 38.1% |
| Change in cash | - | €11,481 | €13,928 | €123,589 | -€7,709 | €675 | €242,086 | -€150,306 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,507 companies had the same profile as SOCOIMMO has now. Two years later, 96.4% were still going and 1.6% had gone bankrupt.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SOCOIMMO itself is lower: 0.1% within 12 months. It rests on far more data about SOCOIMMO than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for SOCOIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 33 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 21-10-2026 | 2026-00565545 | |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00221810 | |
| 31-12-2023 | micro format | 29-10-2024 | 2024-00518764 | |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00466749 | |
| 31-12-2021 | micro format | 03-11-2022 | 2022-20483094 | |
| 31-12-2020 | micro format | 12-10-2021 | 2021-71900009 | |
| 31-12-2019 | micro format | 05-11-2020 | 2020-68800514 | |
| 31-12-2018 | micro format | 09-07-2019 | 2019-30800106 | |
| 31-12-2017 | micro format | 27-09-2018 | 2018-66500469 | |
| 31-12-2016 | micro format | 28-08-2017 | 2017-55000198 |
Board & ownership
Directors
Board 3
Day-to-day management 1
Owners and capital
Capital transactions
- 17-04-2024 Capital increase of €11,921.22 · to €61,500 · no new shares · in cash
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| CURATOLO Ardo |
|
| CURATOLO Julie |
|
| CURATOLO Thomas |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Composition conseil administration, six ans”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “4, assemblée générale délibérant comme en matière de modification aux statuts”
Articles of association, deed of 17-04-2024 (in French)
Network & group
Companies at the same address
8 other companies- LM Concept Registered office · since 2026 1035520134
- ZENON MANAGEMENT Registered office · since 2026 1033938341
- CrossFit Mons Registered office · since 2025 1030897291
- GER - ANEX Establishment · since 2021 0465477363
- "W.M.IMMO PROMO Establishment · since 2018 0703982151
- "W.M.L. Invest" Establishment · since 2018 0695657571
- OJ RENO Establishment · since 2014 0543741319
- KOTO Registered office · since 2006 0883569535
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
17-04
Gazette deed
Capital increase of €11,921.22 to €61,500Reappointments: CURATOLO Ardo, CURATOLO Thomas and CURATOLO Julie · Appointment: CURATOLO Ardo (managing director) · Amendment of the articles13 points ▸
- General meeting, 09-04-2024
- Capital increase, €11,921.22
- Capital contribution, €11,921.22
- Capital, €61,500, mentioned 2 times in the deed
- Amendment of the articles, 5
- Amendment of the articles
- Other provision, “texte des nouveaux statuts, STATUTS” (deed in French)
- Director reappointment, CURATOLO Ardo (director)
- Director reappointment, CURATOLO Thomas (director)
- Director reappointment, CURATOLO Julie (director)
- Director appointment, CURATOLO Ardo (managing director)
- Other provision, “décharge aux administrateurs démissionnaires, lors de la prochaine assemblée générale annuelle” (deed in French)
- The act holds 1 more point.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20258 activities
- Gestion d’un patrimoine immobilier
- Acquérir ou construire des immeubles
- Prendre ou donner en location tous biens immeubles
- Consentir toutes aliénations
- Contracter ou consentir tous emprunts hypothécaires ou non,sauf si ceux-ci sont réservés par la loi aux Banques de dépôts,détenteurs de dépôts à courts termes,Caisses d’Epargne,Sociétés Hypothécaires et Entreprises de capitalisation
- Faire en Belgique et à l’étranger,d’une façon générale,toutes opérations en relation quelconque avec son objet ou pouvant en faciliter la réalisation
- Effectuer tous placements en valeurs mobilières
- S’intéresser par voie d’association,d’apport ou de fusion,de souscription,de participation,d’intervention financière ou autrement,dans toutes sociétés ou entreprises existantes ou à créer
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53019E0458/00T000 | Wallonia | 701 m² | 1 · 270 m² | 7.2 m · 2 |