GWEB
ActiveGWEB has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365k and a net result of €36k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 2680 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-51
Solvency52▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.12 in 2024; short-term debt: 72.7% and cash: 1.8% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d early
2023
on the day
2022
21 d early
2021
31 d late
2020
101 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€116k
EBIT margin
4.6%
Net result
€36k▼ 83.3%
2024 · €218k
2018: €20k
2019: €16k
2020: €16k
2021: €7k
2022: €12k
2023: €13k
2024: €218k
2018 → 2025
Working capital
€-876k▲ 2.6%
2024 · €-899k
2018: €47k
2019: €65k
2020: €76k
2021: €108k
2022: €123k
2023: €-1.12M
2024: €-899k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€116k
Equity€113k-€121k▲ 6.6%€125k▲ 3.3%€334k▲ 168%€365k▲ 9.4%
Operating result€10k-€16k▲ 50.8%€22k▲ 39.3%€30k▲ 36.6%€5k▼ 81.7%
Net result€7k-€12k▲ 78.5%€13k▲ 7.4%€218k▲ 1,583%€36k▼ 83.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€1.24M▼ 0.1%
Current assets
€96k▼ 22.3%
Equity and liabilities €1.34M
Equity
€365k▲ 9.4%
Debt
€973k▼ 5.8%
The debt ratio falls from 75.6% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €32k
Cash flow
€37k▼
2024 · €220k
Solvency
27.3%▲
2024 · 24.4%
Current ratio
0.10▼
2024 · 0.12
Quick ratio
0.10▼
2024 · 0.12
Debt / equity
2.66▼
2024 · 3.09
ROE
10.0%▼
2024 · 65.3%
ROA
2.7%▼
2024 · 16.0%
Interest coverage
1.73▼
2024 · 9.58
Debt
€973k▼
2024 · €1.03M
Debt ≤ 1 year
€973k▼
2024 · €1.02M
Debt > 1 year
€0
Income taxes
€556▼
2024 · €7k
Staff costs
€73k▼
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.34M▼
Formation expenses20-€0
Fixed assets21/28€1.24M€1.24M▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€2k€1k▼
Land and buildings22-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25-€0
Other tangible fixed assets26€152€0▼
Assets under construction and advance payments27-€0
Financial fixed assets28€1.24M€1.24M=
Current assets29/58€124k€96k▼
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3-€0
Stocks30/36-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€104k€58k▼
Trade receivables40€20k€22k▲
Other amounts receivable41€84k€36k▼
Current investments50/53-€0
Cash at bank and in hand54/58€20k€24k▲
Deferred charges and accrued income490/1€292€15k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.34M▼
Equity10/15€334k€365k▲
Contributions10/11€38k€33k▼
Revaluation surpluses12-€0
Reserves13€18k€18k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Own shares acquired1312-€0
Financial assistance1313-€0
Other1319-€0
Tax-exempt reserves132-€0
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€278k€315k▲
Investment grants15-€0
Advance to shareholders on the distribution of net assets19-€0
Provisions and deferred taxes16-€0
Provisions for liabilities and charges160/5-€0
Pensions and similar obligations160-€0
Taxes161-€0
Major repairs and maintenance162-€0
Environmental obligations163-€0
Other liabilities and charges164/5-€0
Deferred taxes168-€0
Amounts payable17/49€1.03M€973k▼
Amounts payable after more than one year17-€0
Financial debts170/4-€0
Trade debts175-€0
Advances received on contracts in progress176-€0
Other amounts payable178/9-€0
Amounts payable within one year42/48€1.02M€973k▼
Current portion of amounts payable after more than one year42-€0
Financial debts43-€173
Credit institutions430/8-€173
Other loans439-€0
Trade debts44€53k€35k▼
Suppliers440/4€53k€35k▼
Bills of exchange payable441-€0
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€48k€15k▼
Taxes450/3€36k€620▼
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€923k€923k=
Accrued charges and deferred income492/3€9k€0▼
Income statement
Code20242025
Turnover70-€116k
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€67k
Remuneration, social security and pensions62€124k€73k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8€2k€440▼
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€0
Gross operating margin9900€158k€80k▼
Operating profit (loss)9901€30k€5k▼
Financial income75/76B€199k€35k▼
Recurring financial income75€199k€35k▼
Non-recurring financial income76B-€0
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€226k€37k▼
Transfer from deferred taxes780-€0
Transfer to deferred taxes680-€0
Income taxes67/77€7k€556▼
Profit (loss) for the period9904€218k€36k▼
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€218k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€278k€315k▲
Profit (loss) brought forward from the previous period14P€60k€278k▲
Transfer from equity791/2-€0
Transfer to equity691/2-€0
To contributions691-€0
To the legal reserve6920-€0
To other reserves6921-€0
Shareholders' contribution to the loss794-€0
Profit to be distributed694/7-€0
Return on contributions (dividend)694-€0
Directors or managers695-€0
Employees696-€0
Other beneficiaries697-€0
Social balance
Average headcount (FTE)90871.61.0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €218k ▲1583%
Operating result €30k, net result €218k, both a record.
31-12
Financial
Equity above €200kEq €334k ▲168%
7 profitable years in a row build equity to €334k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €7k ▼57.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €113k ▲39.4%
4 profitable years in a row build equity to €113k.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 101 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bastin 994020 LiègeGround area
631 m²
Building footprint
170 m²
Volume, LiDAR
735 m³
Parcel 62113A0654/00S000, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GWEB SPRL
since 20042.135.831.320
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113A0654/00S000 | Wallonia | 631 m² | 1 · 170 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CD IT CONSULT
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VIRTWO
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Square Equity
BE 0448.945.395
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IonBI
BE 0894.806.192
Deinze · Eq €366k
AUTOMATION PROGRAMMING SERVICES
BE 0867.322.332
Heusden-Zolder · Eq €367k
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded24-02-2004
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:management@ictcg.com
Phone:+3243450542