Social Karma
ActiveSocial Karma has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2021 annual accounts show equity of €504k and a net result of €103k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 1082 sector peers (fiscal year 2021). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2021
85
/ 100
Excellent▲ +2 vs 2020
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2020
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days only on tighter terms
Liquidity ample (current ratio 11.65 against 11.54 in 2020), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
91.4%
Return on assets
18.6%
Age of the figures
56 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline14-09-2026 today
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
46 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€103k▼ 33.1%
2020 · €153k
2018: €-41k
2019: €103k
2020: €153k
2018 → 2021
Working capital
€504k▲ 25.2%
2020 · €403k
2018: €311k
2019: €303k
2020: €403k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€145k-€248k▲ 71.3%€402k▲ 61.6%€504k▲ 25.5%
Operating result€-63k-€104k€153k▲ 47.0%€103k▼ 33.0%
Net result€-41k-€103k€153k▲ 48.0%€103k▼ 33.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 33% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Equity and liabilities €552k
Equity
€504k▲ 25.5%
Debt
€47k▲ 21.1%
The debt ratio falls from 8.9% to 8.6%: equity grows faster than debt.
Key figures and ratios
Solvency
91.4%▲
2020 · 91.1%
Current ratio
11.65▲
2020 · 11.54
Quick ratio
11.65▲
2020 · 11.54
Debt / equity
0.09
ROE
20.3%▼
2020 · 38.1%
ROA
18.6%▼
2020 · 34.7%
Debt
€47k▲
2020 · €39k
Debt ≤ 1 year
€47k▲
2020 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€441k€552k▲
Current assets29/58€441k€552k▲
Amounts receivable within one year40/41€429k€507k▲
Trade receivables40-€506k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€11k€44k▲
Equity and liabilities
Total equity and liabilities10/49€441k€552k▲
Equity10/15€402k€504k▲
Contributions10/11€728k€728k=
Capital10-€728k
Issued capital100-€728k
Profit (loss) carried forward14€-327k€-224k▲
Amounts payable17/49€39k€47k▲
Amounts payable within one year42/48€38k€47k▲
Trade debts44€38k€47k▲
Suppliers440/4-€47k
Other amounts payable47/48-€590
Accrued charges and deferred income492/3-€57
Income statement
Code20202021
Other operating charges640/8-€39
Gross operating margin9900€256k€103k▼
Operating profit (loss)9901€153k€103k▼
Recurring financial income75€0-
Financial charges65/66B-€232
Recurring financial charges65€277€232▼
Profit (loss) for the period before taxes9903€153k€103k▼
Profit (loss) for the period9904€153k€103k▼
Profit (loss) for the period to be appropriated9905€153k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-224k
Profit (loss) brought forward from the previous period14P-€-327k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €500kEq €504k ▲25.5%
3 profitable years in a row build equity to €504k.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €153k ▲48%
Operating result €153k, net result €153k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 11.54
Current ratio from 2.79 to 11.54; short-term debt falls from €169k to €38k.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €103k
Net result €103k after one loss-making year.
31-12
Financial
Equity above €200kEq €248k ▲71.3%
Equity rises from €145k to €248k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
2015
21-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 51-531040 BrusselGround area
5,789 m²
Building footprint
581 m²
Volume, LiDAR
21,192 m³
Parcel 21805E0415/00K000, Brussels · tallest building 42.5 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Social Karma
since 20132.220.912.097
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0415/00K000 | Brussels | 5,789 m² | 1 · 581 m² | 42.5 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300HCZCJ1XW7QKA60
Similar companies · same sector, comparable size
3NIT
BE 0862.471.738
Elsene · Eq €502k
EVOLUTION
BE 0459.304.502
Tournai · Eq €508k
CASSIOTIS
BE 0886.491.809
Gerpinnes · Eq €500k
Axome Consulting
BE 0842.289.996
Ukkel · Eq €509k
PARALLELE-REPRO
BE 0893.885.187
Ukkel · Eq €512k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-05-2013
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.