Active BE 0430.668.023Non-profit association

SO SE CO

Tramstraat 10 ·8700 Tielt, Belgium· 39 yrs active

Sector: Administratieve en ondersteunende activiteiten ten behoeve van kantoren (82100)

Conclusion Checked

The computed 12-month bankruptcy probability of SO SE CO is < 0.1% (very low). The 2024 annual accounts show equity of €2.60M and a net result of €4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 3174 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€2.60M
Net result	€4k
Better than sector	95%
Active	39 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

71 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 94

Profitability 1

Solvency 100

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Long track record −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1987, 39 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 3 fiscal years (±0.8%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	99.1%	53.8%	better than 95% of 3174 sector peers
Net result	€4k	€18k	better than 29% of 3173 sector peers
Equity	€2.60M	€40k	better than 95% of 3176 sector peers
Gross operating margin	€78k	€36k	better than 75% of 3173 sector peers
Total assets	€2.63M	€93k	better than 95% of 3179 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€60k

+406.0% 22-24

Net profit

€4k

- 22-24

Cash flow

€61k

+271.0% 22-24

Total assets

€2.63M

-0.5% 22-24

Equity

€2.60M

+0.1% 22-24

Working capital

€1.07M

+2.7% 22-24

Staff costs

€2k

- 22-24

Income taxes

€541

-96.2% 22-24

Debt

€23k

-43.9% 22-24

Debt ≤ 1y

€23k

-43.9% 22-24

Current ratio

48.33

+79.9% 22-24

Quick ratio

48.33

+79.9% 22-24

Solvency

99.1%

+0.7% 22-24

Debt / equity

0.01

-44.0% 22-24

ROE

0.1%

- 22-24

ROA

0.1%

- 22-24

Interest coverage

263.01

+60.7% 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€60k
Net profit	€4k
Cash flow	€61k
Staff costs	-
Income taxes	€541
Dividends	-
Total assets	€2.63M
Equity	€2.60M
Debt	€23k
of which ≤ 1y	€23k
of which > 1y	-
Working capital	€1.07M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	48.33
Quick ratio	48.33
Working capital ratio	40.7%
Solvency	99.1%
Debt / equity	0.01
Long-term debt ratio	-
Interest coverage	263.01
Gross margin	-
Net margin	-
ROA	0.1%
ROE	0.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €1.54M · 58.5% Current assets €1.09M · 41.6%

Equity & liabilities

Equity €2.60M · 99.1% Debt €23k · 0.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.63M
Fixed assets	21/28	€1.54M
Tangible fixed assets	22/27	€1.03M
Financial fixed assets	28	€501k
Current assets	29/58	€1.09M
Amounts receivable within one year	40/41	€48k
Cash & bank	54/58	€82k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.63M
Equity	10/15	€2.60M
Contributions / capital	10/11	€90k
Reserves	13	€2.78M
Accumulated profits (losses)	14	€-262k
Amounts payable	17/49	€23k
Amounts payable within one year	42/48	€23k
Trade debts payable within one year	44	€19k
Income statement
Gross operating margin	9900	€78k
Operating result	9901	€4k
Financial income	75	€1k
Financial charges	65	€230
Result before taxes	9903	€4k
Income taxes	67/77	€541
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

COOLENS Karel
Director
State Gazette act 22353667 (26-08-2022)

Current
01-07-2022 → present
VAN DE VYVERE Stijn
Director
State Gazette act 22353667 (26-08-2022)

Current
01-07-2022 → present

Former directors (2)

BONTINCK Marcus
Director
State Gazette act 22353667 (26-08-2022)

Former
- → 01-07-2022
NAERT Willy
Director
State Gazette act 22353667 (26-08-2022)

Former
- → 01-07-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Administratieve en ondersteunende activiteiten ten behoeve van kantoren(82100)
Legal form	Non-profit association(017)
Incorporation	25-02-1987
Status	Active
Postal code	8700

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
37015K0404/00P006	Flanders	211 m²	1 · 190 m²	12.3 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

07-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

29-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

26-08-2022

State Gazette act Director changes

Malisse Thijs

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

26-08-2022 3 directors appointed, 2 resigning Director changes·Malisse Thijs

VAN DE VYVERE Stijn, Bestuurder
COOLENS Karel, Bestuurder
Van de Vyvere Stijn, Voorzitter
NAERT Willy, Bestuurder
BONTINCK Marcus, Bestuurder

Notary: Malisse Thijs · Tielt

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Sociale secretariaten74854Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110

Primary activity highlighted.

Names & trade names

Legal nameNL

SO SE CO

Registered office

Tramstraat 10

8700 Tielt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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