Equity
€276,764 ▲ 0.9%
SO.IMMO paid out €18,900 in dividends. That is 88% of the 2025 profit.
SO.IMMO
Lifetime
18 annual accounts with figures on one time axispeak €98,893 (2020)
€85,443▼ 9.6%
lowest -€3,376 (2010)
€21,464▼ 46.0%
peak €276,764 (2025)
€276,764▲ 0.9%
€362,685▲ 28.6%
Board1 name since 2022
1 directorDIERYCK Katelijne
Documentsfilings and deeds
08-03-2026145 days before the deadline
2025micro format
Result from €39,728 to €21,464Dividend €18,900Debts from €281,947 to €362,685Investments €136,529Cash from €39,593 to €20,758
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€362,685 ▲ 28.6%
Debts rose by €80,737 in 2025.
Investments
€136,529 3.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.33 was 7.13 in 2024
Short-term debts rose from €31,866 to €63,398.
Filings
18 annual accounts since 2008
The last five annual accounts were filed 145 to 161 days before the end of the period.
Checked score
95
Excellent
Financially stronger than 59% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 3.33, cash €20,758
lowers risk
Size: total assets €639,449
Figures for financial year 2025 (filed on 12-03-2026)
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 59% of them on solvency, 64% on liquidity, 65% on profitability and 49% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as SO.IMMO has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of SO.IMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for SO.IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.33 (7.13 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 3.2% of total assets. However, 56.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-03-2026, 145 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
145 days early
2024
152 days early
2023
156 days early
2022
161 days early
2021
151 days early
2020
131 days early
2019
137 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 148 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0893313877
Resignation: DIERYCK Katelijne (manager)
Reappointment: DIERYCK Katelijne (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: DIERYCK Katelijne · General meeting of 18-04-2023 · Gazette deed
Merger: SO.IMMO takes over SOENEN METAALCONSTRUCTIE
Resignation: MONCAREY, Cécile Anna Germaine Corneille (manager) · The company holds all the shares of SOENEN METAALCONSTRUCTIE · General meeting of 16-07-2019 · Gazette deed
Merger proposal: SO.IMMO takes over SOENEN METAALCONSTRUCTIE BVBA
The company holds all the shares of SOENEN METAALCONSTRUCTIE BVBA · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SO.IMMO Houthulst | €639,449 | €85,443 | 43.3% | - |
| VAN DEURSEN INVEST Knokke-Heist | €681,329 | €72,860 | 99.2% | 0 |
| CATRIMAR Harelbeke | €778,671 | €80,615 | -3.2% | - |
| Stafort Real Estate Beveren-Kruibeke-Zwijndrecht | €632,539 | €77,359 | 24.5% | - |
| ROKATO GROUP Sint-Katelijne-Waver | €591,306 | €75,718 | 28.5% | - |
| NAPHE Blegny | €710,547 | €77,116 | 53.4% | - |
| SEMACO INTERNATIONAL Antwerp | €647,409 | €100,284 | 12.4% | - |
These companies have the same main activity as SO.IMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €591,000 and €779,000, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 08-11-2007Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.168.055.9088650 Houthulst, since 28-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- €639,449▲ 15.0%
- Filing
- Filed on 08-03-2026, 145 days before the end of the filing period
Insights on SO.IMMO
SO.IMMO files the micro format. That format states no turnover. The gross margin rose from -€2,738 in 2008 to €85,443 in 2025.
The balance sheet grew most in 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SO.IMMO
- What is the company number of SO.IMMO?
- The company number of SO.IMMO is 0893.313.877. The VAT number is the same number with BE in front: BE 0893.313.877.
- Where is SO.IMMO based?
- The registered office is at Kloostermolenstraat 4, 8650 Houthulst.Company details
- What does SO.IMMO do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of SO.IMMO?
- SO.IMMO is a private limited company (BV).
- When was SO.IMMO founded?
- SO.IMMO was founded on 08-11-2007.
- Is SO.IMMO still active?
- Yes, SO.IMMO is an active enterprise in the KBO register.
- What is the turnover of SO.IMMO?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €85,443 and 45 comparable companies (NACE 682). It probably lies between €95,000 and €140,000.Financials
- Is SO.IMMO profitable?
- In financial year 2025, SO.IMMO made a profit of €21,464.
- Where can I find the annual accounts of SO.IMMO?
- SO.IMMO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SO.IMMO due?
- SO.IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.