SO CULT
ActiveSO CULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 28% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▲+16
Solvency28▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.41 in 2024), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
0.9%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
42 d early
2023
3 d early
2022
7 d early
2021
61 d late
2020
10 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 3.7%
2024 · €77k
2018: €71k
2019: €72k
2020: €71k
2021: €74k
2022: €86k
2023: €77k
2024: €77k
2018 → 2025
Total assets
€306k▲ 10.9%
2024 · €276k
2018: €112k
2019: €123k
2020: €215k
2021: €292k
2022: €298k
2023: €260k
2024: €276k
2018 → 2025
Net result
€3k▲ 1,057%
2024 · €245
2018: €53k
2019: €639
2020: €-778
2021: €2k
2022: €13k
2023: €-9k
2024: €245
2018 → 2025
Working capital
€-111k▲ 4.4%
2024 · €-116k
2018: €22k
2019: €15k
2020: €-67k
2021: €-136k
2022: €-117k
2023: €-122k
2024: €-116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€86k▲ 17.0%€77k▼ 10.9%€77k▲ 0.3%€80k▲ 3.7%
Operating result€9k-€21k▲ 131%€-5k€11k€13k▲ 11.0%
Net result€2k-€13k▲ 404%€-9k€245€3k▲ 1,057%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€191k▼ 1.2%
Current assets
€115k▲ 39.5%
Equity and liabilities €306k
Equity
€80k▲ 3.7%
Debt
€226k▲ 13.8%
The debt ratio rises from 72.1% to 73.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€18k▲
2024 · €17k
Cash flow
€8k▲
2024 · €5k
Solvency
26.1%▼
2024 · 27.9%
Current ratio
0.51▲
2024 · 0.41
Quick ratio
0.51▲
2024 · 0.41
Debt / equity
2.83▲
2024 · 2.58
ROE
3.5%▲
2024 · 0.3%
ROA
0.9%▲
2024 · 0.1%
Interest coverage
2.51▲
2024 · 2.14
Debt
€226k▲
2024 · €199k
Debt ≤ 1 year
€226k▲
2024 · €199k
Income taxes
€3k▼
2024 · €3k
Staff costs
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€306k▲
Fixed assets21/28€193k€191k▼
Tangible fixed assets22/27€193k€191k▼
Land and buildings22€121k€120k▼
Plant, machinery and equipment23€71k€69k▼
Furniture and vehicles24€1k€3k▲
Current assets29/58€82k€115k▲
Amounts receivable after more than one year29€19k€24k▲
Other amounts receivable291€19k€24k▲
Amounts receivable within one year40/41€18k€50k▲
Trade receivables40€7k€47k▲
Other amounts receivable41€11k€3k▼
Cash at bank and in hand54/58€45k€40k▼
Deferred charges and accrued income490/1-€120
Equity and liabilities
Total equity and liabilities10/49€276k€306k▲
Equity10/15€77k€80k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€57k€59k▲
Amounts payable17/49€199k€226k▲
Amounts payable within one year42/48€199k€226k▲
Financial debts43€170k€170k=
Other loans439€170k€170k=
Trade debts44€22k€48k▲
Suppliers440/4€22k€48k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€1k€326▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€887€669▼
Gross operating margin9900€21k€21k▼
Operating profit (loss)9901€11k€13k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€4k€5k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€245€3k▲
Profit (loss) for the period to be appropriated9905€245€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€59k▲
Profit (loss) brought forward from the previous period14P€56k€57k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €245
Net result €245 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-9k ▼175%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St-Lambrechts-Woluwelaan 641200 Sint-Lambrechts-WoluweGround area
200 m²
Building footprint
89 m²
Volume, LiDAR
1,322 m³
Parcel 21673D0141/00G016, Brussels · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
So Cult
since 20172.269.240.566
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0141/00G016 | Brussels | 200 m² | 1 · 89 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Surenco
BE 0719.485.919
Sint-Lambrechts-Woluwe · Eq €80k
INSTALENT
BE 0673.876.123
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BATTERIA
BE 0478.358.468
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7Habits
BE 0733.756.005
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Vavedis Belgium
BE 0835.584.427
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-07-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.