INSTALENT
ActiveINSTALENT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2019 annual accounts show equity of €80k and a net result of €35k. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2019
75
/ 100
Excellent= vs 2018
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2018
Profitability100=
Solvency100=
Growth52
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 4.42 against 2.85 in 2018), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2019Solvency, return and age of the figures
Solvency
78.5%
Return on assets
34.3%
Age of the figures
80 mo
neutral · No filing for years
The last filed financial year closed on 31-12-2019. Since then, 6 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
31-12-2020 close31-07-2021 deadline15-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2019 was due by 31-07-2020 and was filed on 22-10-2020, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2019, micro schema
Equity
€80k▲ 77.7%
2018 · €45k
2018: €45k
2018 → 2019
Total assets
€102k▲ 56.3%
2018 · €65k
2018: €65k
2018 → 2019
Net result
€35k▼ 21.5%
2018 · €44k
2018: €44k
2018 → 2019
Working capital
€75k▲ 102%
2018 · €37k
2018: €37k
2018 → 2019
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019Trend
Equity€45k-€80k▲ 77.7%
Operating result€65k-€45k▼ 30.3%
Net result€44k-€35k▼ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2019; 2019 is 30% below 2018.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €102k
Fixed assets
€5k▼ 37.1%
Current assets
€97k▲ 69.0%
Equity and liabilities €102k
Equity
€80k▲ 77.7%
Debt
€22k▲ 8.7%
The debt ratio falls from 30.9% to 21.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€48k▼
2018 · €70k
Cash flow
€38k▼
2018 · €49k
Solvency
78.5%▲
2018 · 69.1%
Current ratio
4.42▲
2018 · 2.85
Quick ratio
4.42▲
2018 · 2.85
ROE
43.7%▼
2018 · 98.9%
ROA
34.3%▼
2018 · 68.3%
Debt
€22k▲
2018 · €20k
Debt ≤ 1 year
€22k▲
2018 · €20k
Income taxes
€10k▼
2018 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2019 against 2018
Balance sheet
Code20182019
Assets
Total assets20/58€65k€102k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Current assets29/58€57k€97k▲
Amounts receivable within one year40/41€21k€26k▲
Current investments50/53€30k€50k▲
Cash at bank and in hand54/58€6k€21k▲
Equity and liabilities
Total equity and liabilities10/49€65k€102k▲
Equity10/15€45k€80k▲
Contributions10/11€500€500=
Reserves13€50€50=
Profit (loss) carried forward14€44k€79k▲
Amounts payable17/49€20k€22k▲
Amounts payable within one year42/48€20k€22k▲
Trade debts44€30€4k▲
Income statement
Code20182019
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Gross operating margin9900€72k€49k▼
Operating profit (loss)9901€65k€45k▼
Recurring financial income75-€5
Recurring financial charges65€20€52▲
Profit (loss) for the period before taxes9903€65k€45k▼
Income taxes67/77€20k€10k▼
Profit (loss) for the period9904€44k€35k▼
Profit (loss) for the period to be appropriated9905€44k€35k▼
Timeline · acts, filings and financial milestones
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hurdumont 17880 FlobecqGround area
3,527 m²
Building footprint
268 m²
Volume, LiDAR
2,066 m³
2 parcels, Flanders, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Instalent
since 20172.263.468.472
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019C0432/00E000 | Wallonia | 3,113 m² | 1 · 178 m² | 10.4 m · 3 fl. |
| 44064B0026/00K004 | Flanders | 414 m² | 1 · 90 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,959 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded01-04-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.