SNZ
The computed 12-month bankruptcy probability of SNZ is 3.2% (average). The 2024 annual accounts show equity of €33k and a net result of €22k. Equity is growing by ~148.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 434 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €33k |
| Net result | €22k |
| Better than sector | 78% |
| Active | 4 yrs |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 50.7% | 23.9% | |
| Net result | €22k | €4k | |
| Equity | €33k | €14k | |
| Gross operating margin | €59k | €29k | |
| Staff costs | €23k | €31k |
| Fiscal year | 2024 |
|---|---|
| Revenue | €121k |
| EBITDA | €36k |
| Net profit | €22k |
| Cash flow | €30k |
| Staff costs | €23k |
| Income taxes | €6k |
| Dividends | — |
| Total assets | €66k |
| Equity | €33k |
| Debt | €33k |
| of which ≤ 1y | €33k |
| of which > 1y | — |
| Working capital | €531 |
| Employees (FTE) | — |
| 2024 | |
|---|---|
| Current ratio | 1.02 |
| Quick ratio | 1.02 |
| Working capital ratio | 0.8% |
| Solvency | 50.7% |
| Debt / equity | 0.97 |
| Long-term debt ratio | — |
| Interest coverage | 145.15 |
| Gross margin | 49.0% |
| Net margin | 18.4% |
| ROA | 33.8% |
| ROE | 66.7% |
| EBITDA margin | 29.5% |
| Days sales outstanding | 20d |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €66k |
| Fixed assets | 21/28 | €33k |
| Tangible fixed assets | 22/27 | €19k |
| Financial fixed assets | 28 | €14k |
| Current assets | 29/58 | €33k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €27k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €66k |
| Equity | 10/15 | €33k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €28k |
| Amounts payable | 17/49 | €33k |
| Amounts payable within one year | 42/48 | €33k |
| Income statement | ||
| Turnover | 70 | €121k |
| Gross operating margin | 9900 | €59k |
| Operating result | 9901 | €28k |
| Financial charges | 65 | €247 |
| Result before taxes | 9903 | €28k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €22k |
| Result to be appropriated | 9905 | €22k |
-
Current01-07-2023 → present
Former directors (1)
-
Former— → 28-09-2023
| NACE primary | Land transport(49500) |
| Legal form | Private limited company(610) |
| Incorporation | 21-01-2022 |
| Status | Active |
| Postal code | 2845 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030B0141/00E005 | Flanders | 257 m² | 1 · 114 m² | 6.1 m · 1 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
31-10-2025 Registered office moved from Kontich to Niel
- Ferdinand Maesstraat 94, 2550 Kontich → Landbouwstraat 11, 2845 Niel
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Niel",
"region": null,
"street": "Landbouwstraat",
"country": "BE",
"postcode": "2845",
"box_number": null,
"street_number": "11"
},
"old_address": {
"city": "Kontich",
"region": null,
"street": "Ferdinand Maesstraat",
"country": "BE",
"postcode": "2550",
"box_number": "101",
"street_number": "94"
},
"effective_date": "2025-07-11",
"evidence_quote": "Het adres van de maatschappelijke zetel te wijzigen naar Landbouwstraat 11 - 2845 Niel."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
}
}31-10-2025 Registered office moved from Kontich to Niel
- Ferdinand Maesstraat 94 bus 101 - 2550 Kontich → Landbouwstraat 11 - 2845 Niel
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Landbouwstraat 11 - 2845 Niel",
"city": "Niel",
"region": "vlaams_gewest",
"street": "Landbouwstraat",
"country": "BE",
"postcode": "2845",
"box_number": null,
"street_number": "11",
"locality_suffix": null
},
"old_address": {
"raw": "Ferdinand Maesstraat 94 bus 101 - 2550 Kontich",
"city": "Kontich",
"region": "vlaams_gewest",
"street": "Ferdinand Maesstraat",
"country": "BE",
"postcode": "2550",
"box_number": "101",
"street_number": "94",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
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"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-10-31",
"filing_date": "2025-10-22",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2025-07-11",
"unanimous": null
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "El Haki Mohamed",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad"
]
}14-12-2023 Registered office moved from Schilde to Kontich
- Heidedreef 3 - 2970 Schilde → Ferdinand Maesstraat 94 bus 101 - 2250 Kontich
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Ferdinand Maesstraat 94 bus 101 - 2250 Kontich",
"city": "Kontich",
"region": "vlaams_gewest",
"street": "Ferdinand Maesstraat",
"country": "BE",
"postcode": "2250",
"box_number": "101",
"street_number": "94",
"locality_suffix": null
},
"old_address": {
"raw": "Heidedreef 3 - 2970 Schilde",
"city": "Schilde",
"region": "vlaams_gewest",
"street": "Heidedreef",
"country": "BE",
"postcode": "2970",
"box_number": null,
"street_number": "3",
"locality_suffix": "(SCH)"
},
"effective_date": "2023-09-28",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-14",
"filing_date": "2023-11-30",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2023-09-28",
"unanimous": null
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "El Haki Mohamed",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 14/12/2023 - Annexes du Moniteur belge"
]
}14-12-2023 EI Guerrouj Fethi resigns as director
- EI Guerrouj Fethi — Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "EI Guerrouj Fethi",
"address": null,
"birth_date": null
},
"effective_date": "2023-09-28",
"evidence_quote": "De heer EI Guerrouj Fethi met RR80.04.01-763.42, te ontslagen als bestuurder vanaf 28/09/2023"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
}
}14-12-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-09-28",
"evidence_quote": "De aandelen worden gewijzigd vanaf 28/09/2023: De heer El Haki Mohamed, titularis van honderd procent (100) aandelen",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
}
}14-12-2023 Registered office moved from Schilde to Kontich
- Heidedreef 3, 2970 Schilde → Ferdinand Maesstraat 94, 2250 Kontich
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Kontich",
"region": null,
"street": "Ferdinand Maesstraat",
"country": "BE",
"postcode": "2250",
"box_number": "101",
"street_number": "94"
},
"old_address": {
"city": "Schilde",
"region": null,
"street": "Heidedreef",
"country": "BE",
"postcode": "2970",
"box_number": null,
"street_number": "3"
},
"effective_date": "2023-09-28",
"evidence_quote": "De maatschappelijke zetel te wijzigen naar Ferdinand Maesstraat 94 bus 101 - 2250 Kontich"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
}
}14-12-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": "80.04.01-763.42",
"kind": "person",
"name": "El Haki Mohamed",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
},
{
"kind": "share_transfer",
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"before_eur": null,
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"contribution_type": null,
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"n_shares_destroyed": null,
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"merger_new_shares_n": null,
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"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-14",
"filing_date": "2023-11-30",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"act_date": null,
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": "2023-09-28"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "Besloten vennootschap",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": 100.0,
"kind": "person",
"name": "El Haki Mohamed",
"role": null,
"n_shares": 100,
"share_class": null
}
],
"share_classes_after": []
}14-12-2023 Mandate of EI Guerrouj Fethi as director expired
- EI Guerrouj Fethi — Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": "80.04.01-763.42",
"name": "EI Guerrouj Fethi",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "end_of_term",
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2023-09-28",
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "substantive_delegation",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "El Haki Mohamed",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
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"effective_date": "2023-09-28",
"evidence_quote": "",
"decharge_status": null,
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"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-14",
"filing_date": "2023-11-30",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-09-28",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}06-09-2023 El Haki Mohamed appointed as director
- El Haki Mohamed — Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "El Haki Mohamed",
"address": null,
"birth_date": null
},
"effective_date": "2023-07-01",
"evidence_quote": "De bijzondere algemene vergadering van 01/07/2023 heeft beslist: Dat El Haki Mohamed NN: 78041763734wordt benoemd als bestuurder vanaf 01/07/2023."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
}
}25-01-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2970 Schilde, Heidedreef 3",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1980-04-01",
"name": "EL GUERROUJ Fethi",
"niss": null,
"address": "2140 Antwerpen, Kortrijkstraat 12"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "EL GUERROUJ Fethi",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0780.761.710",
"name_full": "SNZ",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-01-21",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SNZ |