Debts
€536,197 86% of the balance sheet
Financial debts 76%Suppliers 0%Taxes and wages 2%Other 22%
Of this, €130,453 falls due within a year.
SNOEKS INVEST
Lifetime
15 annual accounts with figures on one time axispeak €132,851 (2018)
€47,654▼ 35.9%
lowest -€49,474 (2021)
€5,554▼ 77.4%
peak €87,913 (2025)
€87,913▲ 6.7%
€536,197▲ 0.4%
Board5 names since 2010
3 directorsSNOEKS Isabelle and 2 others
Owners
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Gross margin from €74,321 to €47,654Result from €24,611 to €5,554Cash from €1,004 to €17,052
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 47% of micro companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.2 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.3 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €87,913 (14.1% of total assets)
lowers risk
Size: total assets €624,110
Founded in 2010
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 42% of them on solvency, 46% on liquidity, 38% on profitability and 62% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as SNOEKS INVEST has now. Each dot stands for 11 companies, two years later.
98.0%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SNOEKS INVEST itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for SNOEKS INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.62 (0.13 in 2024), below 1. Short-term debt is 20.9% and cash 2.7% of total assets. 85.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
11 days late
2023
12 days late
2022
on the day
2021
28 days late
2020
381 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 56 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (3 of the last 3 accounts filed within 50 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Environmental permit refused
Bouwen of herbouwen · Pelt
Environmental permit refused
Bouwen of herbouwen · Pelt
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0826357648
Company renamed from PELTERHOTEL to SNOEKS INVEST
Change of role: SNOEKS Isabelle, from manager to director · Resignations: SNOEKS Kurt (manager) and VAN DUFFEL Seppe (manager) · Appointment: SNOEKS Bart (director) · General meeting of 22-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SNOEKS INVEST Pelt | €624,110 | €47,654 | 14.1% | - |
| BAUDELO Ghent | €648,867 | €50,231 | 49.5% | - |
| Business Comfort Leuven | €570,864 | €61,241 | 32.9% | - |
| IMMO HOTEL MECHELEN Machelen (Brab.) | €693,039 | €41,004 | 92.2% | - |
| INDY Antwerp | €462,029 | €47,484 | -5.6% | - |
| AGV Ronse | €813,434 | €60,187 | 89.9% | - |
| MANOIR DU CAPITAINE Seneffe | €910,784 | €40,086 | 1.4% | 2.8 |
These companies have the same main activity as SNOEKS INVEST: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €462,000 and €911,000, founded between 2007 and 2013.
Official details
Source: KBO- Status
- Active since 02-06-2010Normal situation
- Activity
- Hotels and similar accommodationNACE 55100and 1 other
- Establishment unit
- 2.189.627.9163900 Pelt, since 06-07-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 26-09-2024
Annual accounts 2025
- ≈ €190,000estimated
- €624,110▲ 1.2%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on SNOEKS INVEST
SNOEKS INVEST files the micro format. That format states no turnover. The gross margin rose from €785 in 2011 to €47,654 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SNOEKS INVEST
- What is the company number of SNOEKS INVEST?
- The company number of SNOEKS INVEST is 0826.357.648. The VAT number is the same number with BE in front: BE 0826.357.648.
- Where is SNOEKS INVEST based?
- The registered office is at Zipstraat 52, 3900 Pelt.Company details
- What does SNOEKS INVEST do?
- According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
- What is the legal form of SNOEKS INVEST?
- SNOEKS INVEST is a private limited company (BV).
- When was SNOEKS INVEST founded?
- SNOEKS INVEST was founded on 02-06-2010.
- Is SNOEKS INVEST still active?
- Yes, SNOEKS INVEST is an active enterprise in the KBO register.
- What is the turnover of SNOEKS INVEST?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €47,654 and 2,941 comparable companies of the same size. It probably lies between €120,000 and €350,000. It is a rough estimate.Financials
- Is SNOEKS INVEST profitable?
- In financial year 2025, SNOEKS INVEST made a profit of €5,554.
- Where can I find the annual accounts of SNOEKS INVEST?
- SNOEKS INVEST filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SNOEKS INVEST due?
- SNOEKS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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