SnG
The computed 12-month bankruptcy probability of SnG is 0.2% (very low). The 2024 annual accounts show equity of €1.40M and a net result of €101k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 250 sector peers (fiscal year 2024). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.40M |
| Net result | €101k |
| Staff (FTE) | 2.9 |
| Better than sector | 95% |
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 91.0% | 48.3% | |
| Net result | €101k | €8k | |
| Equity | €1.40M | €32k | |
| Gross operating margin | €441k | €26k | |
| Staff costs | €195k | €70k |
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €202k |
| Net profit | €101k |
| Cash flow | €213k |
| Staff costs | €195k |
| Income taxes | €493 |
| Dividends | - |
| Total assets | €1.53M |
| Equity | €1.40M |
| Debt | €138k |
| of which ≤ 1y | €98k |
| of which > 1y | €40k |
| Working capital | €1.17M |
| Employees (FTE) | 2.9 |
| 2024 | |
|---|---|
| Current ratio | 12.94 |
| Quick ratio | 12.94 |
| Working capital ratio | 76.4% |
| Solvency | 91.0% |
| Debt / equity | 0.10 |
| Long-term debt ratio | 0.03 |
| Interest coverage | 45.44 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.6% |
| ROE | 7.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.53M |
| Fixed assets | 21/28 | €263k |
| Intangible fixed assets | 21 | €542 |
| Tangible fixed assets | 22/27 | €257k |
| Financial fixed assets | 28 | €6k |
| Current assets | 29/58 | €1.27M |
| Stocks & contracts in progress | 3 | €0 |
| Amounts receivable within one year | 40/41 | €1.19M |
| Cash & bank | 54/58 | €75k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.53M |
| Equity | 10/15 | €1.40M |
| Contributions / capital | 10/11 | €700k |
| Reserves | 13 | €893k |
| Accumulated profits (losses) | 14 | €-198k |
| Amounts payable | 17/49 | €138k |
| Amounts payable after one year | 17 | €40k |
| Amounts payable within one year | 42/48 | €98k |
| Trade debts payable within one year | 44 | €22k |
| Income statement | ||
| Gross operating margin | 9900 | €441k |
| Operating result | 9901 | €90k |
| Financial income | 75 | €16k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €101k |
| Income taxes | 67/77 | €493 |
| Net result for the period | 9904 | €101k |
| Result to be appropriated | 9905 | €101k |
-
Benedict CosaertDirectorState Gazette act 24153417 (24-10-2024)Current24-10-2024 → present
5 events
- 24-10-2024 Appointed· Director
- 24-10-2024 Appointed· Managing director
- 06-03-2020 Resigned· Vast vertegenwoordiger
- 17-07-2018 Appointed· Manager
- 17-07-2018 Appointed· Managing director
-
Martine VereenoogheDirectorState Gazette act 24153417 (24-10-2024)Current06-03-2020 → present
2 events
- 24-10-2024 Appointed· Director
- 06-03-2020 Appointed· Vast vertegenwoordiger
Historic, not recently confirmed (1)
-
Van Cauter-Saeys & CoAuditorState Gazette act 15131424 (16-09-2015)Not recently confirmedlast confirmed in an act from 2015
Former directors (1)
-
Geremi InvestDirectorState Gazette act 20036388 (06-03-2020)Former- → 06-03-2020
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Vandelanotte BV CVBACurrent Statutory auditor |
- | 14-09-2021 → present |
| Degryse Jan Statutory auditor succeeded by Vandelanotte BV CVBA in 2021 |
- | 17-07-2018 → 14-09-2021 |
| Vandelanotte Bedrijfsrevisoren cvba Statutory auditor succeeded by Vandelanotte BV CVBA in 2021 |
- | 17-07-2018 → 14-09-2021 |
| NACE primary | Overige activiteiten op het gebied van drukwerk(18120) |
| Legal form | Public limited company(014) |
| Incorporation | 01-01-1968 |
| Status | Active |
| Postal code | 8830 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36005D0475/00M003 | Flanders | 1.9 ha | 1 · 9,376 m² | 12.3 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
24-10-2024 3 directors appointed
- Martine Vereenooghe, Bestuurder
- Benedict Cosaert, Bestuurder
- Benedict Cosaert, Gedelegeerd bestuurder
Technical details
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}02-06-2023 Articles of association amended
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}14-09-2021 Vandelanotte BV CVBA appointed as statutory auditor
- Vandelanotte BV CVBA, Commissaris
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}04-05-2021 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
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"patrimony_description": "Het kapitaal van de vennootschap wordt verminderd van \u20AC1.180.000 naar \u20AC700.000 door vermindering van belaste reserves, zonder vernietiging van aandelen. De statuten worden gewijzigd om dit kapitaalverminderingsbesluit en de uitkering van dividenden uit winst van het lopende boekjaar te verankeren.",
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"summary_narrative": "De buitengewone algemene vergadering van aandeelhouders van CREA, gevestigd te Hooglede, besliste op 21 december 2020 de verminderings van het kapitaal met \u20AC480.000, van \u20AC1.180.000 naar \u20AC700.000, volledig aangerekend op belaste reserves. De statuten werden gewijzigd om het nieuwe kapitaal en de bevoegdheid van het bestuursorgaan tot uitkering van dividenden uit winst van het lopende boekjaar te verankeren. De notaris werd gemachtigd om de gewijzigde statuten te co\u00F6rdineren en neer te leggen.",
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}23-09-2020 Publication in the Belgian Official Gazette, Minor change
Technical details
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}06-03-2020 1 director appointed, 2 resigning
- Martine Vereenooghe, Vast vertegenwoordiger
- Benedict Cosaert, Vast vertegenwoordiger
- Geremi Invest, Bestuurder
Technical details
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}17-07-2018 4 directors appointed
- Cosaert Benedict, Zaakvoerder
- Cosaert Benedict, Gedelegeerd bestuurder
- Vandelanotte Bedrijfsrevisoren cvba, Commissaris
- Degryse Jan, Commissaris
Technical details
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}09-03-2018 Registered office moved from Roeselare to Hooglede
- Diksmuidsesteenweg 388 -8800 Roeselare → Grijspeerdstraat 71 te 8830 Hooglede (Gits)
Technical details
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}23-06-2016 Articles of association amended
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}11-03-2016 Publication in the Belgian Official Gazette, Minor change
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}16-09-2015 Van Cauter-Saeys & Co appointed as auditor
- Van Cauter-Saeys & Co, Auditor
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"subject_company": {
"kbo": "0405.570.460",
"name_full": "Crea"
}
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SnG |