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SNC FACILITIES

Active
Private limited companyfounded 20233 yrs activeBellestraat 114, 1790 Affligem, BelgiumKBO/BCE: BE 0805.884.215
Summary

The computed 12-month bankruptcy probability of SNC FACILITIES is 4.0% (moderate). The 2025 annual accounts show equity of €4,283 and a net result of -€1,471. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability0▼-78
Solvency88▲+55
Growth52
Track record94
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.6%
Return on assets
-21.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2023
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 22 days after the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SNC FACILITIES was incorporated on 15 September 2023.1 Total assets fell from EUR 18,410 in 2023 to EUR 6,837 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,283▲ 206%
2023 · €1,399
Total assets
€6,837▼ 62.9%
2023 · €18,410
Net result
-€1,471
2023 · €1,399
Working capital
€4,283▲ 206%
2023 · €1,399
Trend over the years

Click a name to add, emphasise or remove a line.

Available amounts per fiscal year
Line20232025
Operating result€1,749--€1,181-
Net result€1,399--€1,471-
Equity€1,399-€4,283-
Total assets€18,410-€6,837-
Debt€17,010-€2,554-
Working capital€1,399-€4,283-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,000€0€1,000€2,000Operating result 2023: €1,749€1,749Net result 2023: €1,399€1,399Operating result 2025: -€1,181-€1,181Net result 2025: -€1,471-€1,47120232025-€2,000-€1,000€0€1,000€2,000Operating result 2023: €1,749€1,750Net result 2023: €1,399€1,400Operating result 2025: -€1,181-€1,180Net result 2025: -€1,471-€1,47020232025
The operating result is -€1,181 in 2025, compared with €1,749 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €6,837
Equity €4,283 ▲ 206%
Debt €2,554 ▼ 85.0%
Debt's share of the balance-sheet total falls from 92.4% to 37.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2023
Current ratio
2.68▲
2023 · 1.08
Debt to equity
0.60▼
2023 · 12.16
ROE
-34.4%▼
2023 · 100.0%
ROA
-21.5%▼
2023 · 7.6%
Debt ≤ 1 year
€2,554▼
2023 · €17,010
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 30 lines
Balance sheet Code20232025
Assets
Total assets20/58€18,410€6,837▼
Current assets29/58€18,410€6,837▼
Amounts receivable within one year40/41-€6,837
Trade receivables40-€2,389
Other amounts receivable41-€4,448
Cash at bank and in hand54/58€18,410-
Equity and liabilities
Total equity and liabilities10/49€18,410€6,837▼
Equity10/15€1,399€4,283▲
Contributions10/11-€3,000
Profit (loss) carried forward14€1,399€1,283▼
Amounts payable17/49€17,010€2,554▼
Amounts payable within one year42/48€17,010€2,554▼
Financial debts43-€122
Credit institutions430/8-€122
Trade debts44€16,661€1,344▼
Suppliers440/4€16,661€1,344▼
Taxes, remuneration and social security45€350€1,038▲
Taxes450/3€350€1,038▲
Other amounts payable47/48-€50
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760-
Gross operating margin9900€2,509-€1,181▼
Operating profit (loss)9901€1,749-€1,181▼
Financial charges65/66B€0€290▲
Recurring financial charges65€0€290▲
Profit (loss) for the period before taxes9903€1,749-€1,471▼
Income taxes67/77€350-
Profit (loss) for the period9904€1,399-€1,471▼
Profit (loss) for the period to be appropriated9905€1,399-€1,471▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,399€1,283▼
Profit (loss) brought forward from the previous period14P-€2,754

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760--
Gross operating margin9900€2,509-€1,181-
Operating profit (loss)9901€1,749-€1,181-
Financial charges65/66B€0€290-
Recurring financial charges65€0€290-
Profit (loss) for the period before taxes9903€1,749-€1,471-
Income taxes67/77€350--
Profit (loss) for the period9904€1,399-€1,471-
Profit (loss) for the period to be appropriated9905€1,399-€1,471-
Line20232025Change
Assets
Total assets20/58€18,410€6,837-
Current assets29/58€18,410€6,837-
Amounts receivable within one year40/41-€6,837-
Trade receivables40-€2,389-
Other amounts receivable41-€4,448-
Cash at bank and in hand54/58€18,410--
Equity and liabilities
Total equity and liabilities10/49€18,410€6,837-
Equity10/15€1,399€4,283-
Contributions10/11-€3,000-
Profit (loss) carried forward14€1,399€1,283-
Amounts payable17/49€17,010€2,554-
Amounts payable within one year42/48€17,010€2,554-
Financial debts43-€122-
Credit institutions430/8-€122-
Trade debts44€16,661€1,344-
Suppliers440/4€16,661€1,344-
Taxes, remuneration and social security45€350€1,038-
Taxes450/3€350€1,038-
Other amounts payable47/48-€50-
Line20232025Change
Profit (loss) for the period9904€1,399-€1,471-
+ Depreciation and write-downs630€760--
Operating cash flow (approximation)€2,159-€1,471-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Liquidity doublescurrent ratio 2.68
Current ratio from 1.08 to 2.68; short-term debt falls from €17,010 to €2,554.
2024
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem
exact location from the address register On OpenStreetMap
Ground area
217 m²
Building footprint
117 m²
Volume, LiDAR
690 m³
Parcel 23085A0813/00F003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23085A0813/00F003 Flanders 217 m² 1 · 117 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded15-09-2023
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.