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RAMOWAS

Active
Public limited companyfounded 1983active for 42 yearsOude Geraardsbergse baan 16, 1755 Pajottegem, BelgiumKBO/BCE: BE 0425.086.959
Summary

RAMOWAS has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476,886 and a net result of €42,694. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 49% of 1,376 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-11-1983 Normal situation
Activity
Launderettes and laundries for private customers NACE 96102and 1 other
Joint committees
110 Paritair Comité voor de textielverzorging
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment units
2.023.884.808 3001 Leuven, since 01-01-1984
2.023.884.907 3010 Leuven, since 01-01-1984and 7 others
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€176,969
▼ 42.5%
Turnover
≈ €310,000
estimated
Profit
€42,694
▼ 68.9%
Equity
€476,886
▲ 9.8%
Total assets
€1.6m
▲ 190%
Employees on 31-12-2025
1
▼ 50.0%
Score breakdownraises riskLiquidity: current ratio 1.26, cash €51,175, halvedlowers riskSize: total assets €1.6mFounded in 1983Figures for financial year 2025 (filed on 01-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Strong
Solvency 55-45
equity 30.2% of total assets
Liquidity 54-40
short-term debt 7.7% · cash 3.2%
Profitability 72-28
return on assets 2.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (3.78 in 2024), below the usual 1.5. Short-term debt is 7.7% and cash 3.2% of total assets. 69.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 53% of them on solvency, 57% on liquidity, 53% on profitability and 57% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 01-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.26, cash €51,175, halved
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €476,886
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
34 days early
2023
36 days early
2022
26 days early
2021
4 days early
2020
33 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €137,283 to €42,694 ▼ 68.9% View
  • Positive: 2nd largest company by total assets in Pajottegem, Other services sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €42,694 6 years View

Recent changes

  1. · Gazette deed Registered office moved from Affligem to GooikResignations: Els DE BOLLE (director) and Bart DE BOLLE (director) · Appointment: Bart DE BOLLE (director)
All 17 events

Comparable companies

These companies have the same main activity as RAMOWAS: launderettes and laundries for private customers (NACE 96102). They are comparable in size and age: total assets between €957,000 and €2m, founded between 1974 and 1996.

CompanyTotal assetsGross margin
RAMOWAS Pajottegem€1.6m€0.2m
TEX TRADING GRAULS Aartselaar€1.1m€0.2m
Soeki - Racing Vorst€1.7m€0.2m
DIMA Berlare€2.0m€0.1m
PROMA Hasselt€1.2m€0.09m
DMC Zulte€1.2m€0.1m
WASSERIJ - NIEUWKUIS DE MEIBLOEM Lendelede€1.0m€0.3m
Full comparison

Key facts about RAMOWAS

What is the company number of RAMOWAS?
The company number of RAMOWAS is 0425.086.959. The VAT number is the same number with BE in front: BE 0425.086.959.
Where is RAMOWAS based?
The registered office is at Oude Geraardsbergse baan 16, 1755 Pajottegem.Company details
What does RAMOWAS do?
According to the KBO register, the main activity is launderettes and laundries for private customers (NACE 96102).
What is the legal form of RAMOWAS?
The legal form of RAMOWAS is Public limited company (NV).
When was RAMOWAS founded?
RAMOWAS was founded on 21-11-1983.
Is RAMOWAS still active?
Yes, RAMOWAS is an active enterprise in the KBO register.
How many employees does RAMOWAS have?
RAMOWAS had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RAMOWAS fall under?
In its 2025 annual accounts, RAMOWAS states joint committees 110 (Paritair Comité voor de textielverzorging) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of RAMOWAS?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €176,969 and 39 comparable companies (NACE 96). It probably lies between €240,000 and €360,000.
Is RAMOWAS profitable?
In financial year 2025, RAMOWAS made a profit of €42,694.
Where can I find the annual accounts of RAMOWAS?
RAMOWAS filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAMOWAS due?
RAMOWAS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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