SNACKY FRUIT
ActiveSNACKY FRUIT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.96M and a net result of €1.97M. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €460k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.7 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
21.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
26 d late
2022
29 d late
2021
85 d late
2020
16 d early
2019
171 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€12.38M
EBIT margin
7.3%
Net result
€1.97M▼ 2.4%
2024 · €2.02M
2018: €330k
2019: €991k
2020: €1.06M
2022: €2.21M
2023: €850k
2024: €2.02M
2018 → 2025
Working capital
€3.45M▲ 36.8%
2024 · €2.52M
2018: €70k
2019: €681k
2020: €741k
2022: €2.39M
2023: €2.33M
2024: €2.52M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Turnover€12.38M
Equity€1.11M-€2.79M▲ 151%€2.87M▲ 2.9%€3.84M▲ 33.9%€4.96M▲ 29.3%
Operating result€1.13M-€1.54M▲ 36.1%€899k▼ 41.5%€2.12M▲ 136%€2.16M▲ 2.0%
Net result€1.06M-€2.21M▲ 108%€850k▼ 61.6%€2.02M▲ 138%€1.97M▼ 2.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.03M
Fixed assets
€1.52M▲ 14.5%
Current assets
€7.51M▲ 22.9%
Equity and liabilities €9.03M
Equity
€4.96M▲ 29.3%
Debt
€4.07M▲ 13.0%
The debt ratio falls from 48.4% to 45.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€2.50M▲
2024 · €2.42M
Cash flow
€2.31M▼
2024 · €2.33M
Solvency
55.0%▲
2024 · 51.6%
Current ratio
1.85▲
2024 · 1.70
Quick ratio
1.85▲
2024 · 1.70
Debt / equity
0.82▼
2024 · 0.94
ROE
39.8%▼
2024 · 52.6%
ROA
21.9%▼
2024 · 27.2%
Interest coverage
146.64▼
2024 · 217.60
Debt
€4.07M▲
2024 · €3.60M
Debt ≤ 1 year
€4.06M▲
2024 · €3.59M
Income taxes
€177k▲
2024 · €115k
Staff costs
€1.94M▲
2024 · €1.76M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.44M€9.03M▲
Fixed assets21/28€1.32M€1.52M▲
Intangible fixed assets21€146k€124k▼
Tangible fixed assets22/27€1.18M€1.39M▲
Plant, machinery and equipment23€572k€620k▲
Furniture and vehicles24€17k€13k▼
Other tangible fixed assets26€587k€758k▲
Current assets29/58€6.12M€7.51M▲
Stocks and contracts in progress3€12k€16k▲
Stocks30/36€12k€16k▲
Amounts receivable within one year40/41€4.80M€6.87M▲
Trade receivables40€3.79M€4.44M▲
Other amounts receivable41€1.01M€2.44M▲
Cash at bank and in hand54/58€1.27M€575k▼
Deferred charges and accrued income490/1€37k€47k▲
Equity and liabilities
Total equity and liabilities10/49€7.44M€9.03M▲
Equity10/15€3.84M€4.96M▲
Contributions10/11€250k€250k=
Reserves13€3.59M€4.71M▲
Tax-exempt reserves132€769k€1.55M▲
Distributable reserves133€2.82M€3.17M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.60M€4.07M▲
Amounts payable within one year42/48€3.59M€4.06M▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€70k€0▼
Other loans439€70k€0▼
Trade debts44€2.33M€3.06M▲
Suppliers440/4€2.33M€3.06M▲
Taxes, remuneration and social security45€127k€139k▲
Taxes450/3€8k€0▼
Remuneration and social security454/9€119k€139k▲
Other amounts payable47/48€1.06M€865k▼
Accrued charges and deferred income492/3€7k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€33k€0▼
Remuneration, social security and pensions62€1.76M€1.94M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€305k€340k▲
Other operating charges640/8€5k€628▼
Non-recurring operating charges66A€230€0▼
Gross operating margin9900€4.19M€4.44M▲
Operating profit (loss)9901€2.12M€2.16M▲
Financial income75/76B€28k€7k▼
Recurring financial income75€28k€7k▼
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€2.14M€2.15M▲
Income taxes67/77€115k€177k▲
Profit (loss) for the period9904€2.02M€1.97M▼
Transfer to tax-exempt reserves689€769k€777k▲
Profit (loss) for the period to be appropriated9905€1.25M€1.20M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.25M€1.20M▼
Transfer to equity691/2€202k€346k▲
To other reserves6921€202k€346k▲
Profit to be distributed694/7€1.05M€850k▼
Return on contributions (dividend)694€150k€150k=
Directors or managers695€900k€700k▼
Social balance
Average headcount (FTE)908736.940.7▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €2.21M ▲108%
Net result €2.21M, the highest in the series.
31-12
Financial
Equity above €2MEq €2.79M ▲151%
4 profitable years in a row build equity to €2.79M.
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 85 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
18-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 171 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Zaagske 198860 LendeledeGround area
2,053 m²
Building footprint
504 m²
Volume, LiDAR
3,375 m³
2 parcels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SNACKY FRUIT
since 20042.137.346.795
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0194/00B000 | Flanders | 1,384 m² | 1 · 335 m² | 11.8 m · 2 fl. |
| 34025B0134/00G000 | Flanders | 669 m² | 1 · 169 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 70,418 EUR awarded · 52,394 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 3 | 45,418 EUR | 39,894 EUR |
| 2023 | 1 | 0 EUR | 12,500 EUR |
| 2022 | 1 | 25,000 EUR | 0 EUR |
Schemes
Ecologiepremie+
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLendelede2.137.346.795
Similar companies · same sector, comparable size
FRUPECO
BE 0474.987.620
Lendelede · Eq €4.26M
Aldia
BE 0400.191.910
Ronse · Eq €6.30M
ROYAL FRUIT COMPANY
BE 0881.982.396
Sint-Truiden · Eq €8.93M
SIROPERIE MEURENS
BE 0441.410.970
Aubel · Eq €10.54M
L'Arche d'Aywaille
BE 0452.709.292
Aywaille · Eq €1.97M
Of 100 companies in sector 10392 we hold annual accounts for 48. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2004
Fiscal year end31-12
Activities, NACEBEL
10392Manufacture of food products
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.