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L'Arche d'Aywaille

Active Non-profit associationfounded 1994active for 32 yearsRue Mathieu Carpentier 80, 4920 AywailleKBO/BCE: BE 0452.709.292 #2 company by equity in Aywaille, Manufacturing sector

Lifetime

18 annual accounts with figures on one time axis, 19 filings since 2006
Gross marginpeak €2.8m (2024)
€2.8m▼ 2.8%
Resultlowest -€87,405 (2022)
€41,499▼ 82.1%
Equitypeak €2.0m (2025)
€2.0m▲ 1.9%
Debts
€765,361▲ 1.6%
Staffpeak 31.6 FTE (2019)
-not published
Board7 names since 1994
5 directorsBreeur Bernard and 4 others
Documentsfilings and deeds
11-09-202642 days late
2025financial year
Turnover from €27,130 to €23,748Result from €232,086 to €41,499Company renamed from I'Arche Communauté d'Aywaille to I'Arche… 14-05Cash from €252,236 to €577,303

Key points

from the 2025 annual accounts

Result

€41,499 ▼ 82.1%
€232,0002024€41,5002025

The result fell in 2025 from €232,086 to €41,499.

Payment terms

130 days to suppliers
Suppliers
148 to 130
Customers
585 to 819

L'Arche d'Aywaille pays its suppliers 18 days earlier than in 2024. Customers pay 234 days later.

Filings

19 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

Three of the last ten came late. The 2019 accounts came latest: 62 days after the end of the period.

Checked score

96
Excellent
Financially stronger than 69% of small companies in food products (NACE 10)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 630 companies (NACE 10, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

Solvency
97=equity 72.0% of total assets
Liquidity
71+14short-term debt 18.6% · cash 21.1%
Profitability
80-6return on assets 1.5%

Score breakdown

raises risk
1 change of registered office in 24 months
Last filed accounts filed 42 days late; 1 of the last 3 accounts late
lowers risk
Legal form: non-profit association
Liquidity: current ratio 1.55, cash €577,303
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small). It does better than 89% of them on solvency, 88% on liquidity, 73% on profitability and 26% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as L'Arche d'Aywaille has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of L'Arche d'Aywaille itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for L'Arche d'Aywaille. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.55 (1.28 in 2024), above the usual 1.5. Short-term debt is 18.6% and cash 21.1% of total assets. 28% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 42 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.55, cash €577,303
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.0m
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
42 days late
2024
37 days early
2023
47 days early
2022
19 days early
2021
3 days late
2020
33 days early
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DM
Daily manager
BB
Breeur Bernard
Director, since 05-08-1994
WT
Director, since 01-10-2003
GA
Director, since 26-06-2014
HM
Director, since 26-06-2014
Board & ownership

Recent changes

Company renamed from I'Arche Communauté d'Aywaille to I'Arche Aywaille Registered office moved within Aywaille · New registered office: Rue Mathieu Carpentier, 80 4920 Aywaille · Previous registered office: Rue Mathieu carpentier, 50 4920 Aywaille · General meeting of 29-04-2025 · Gazette deed
New establishment in Aywaille Bar à soupe "Pause", Rue Jean Wilmotte 10
New establishment in Aywaille Foyer le Fil de l’Eau, Rue de Bastogne 19
New establishment in Aywaille Foyers de Septroux, Rue de Septroux 48
All 32 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
L'Arche d'Aywaille Aywaille €2.7m €2.8m 72.0% -
FRUPECO Lendelede €10.2m €4.0m 41.8% 39.4
SNACKY FRUIT Lendelede €9.0m €4.4m 55.0% 40.7
CONFITURE L'ARDENNAISE Ferrières €4.2m €0.8m 16.5% 14.8
RABEKO PRODUCTS Lokeren €1.4m €0.7m 66.8% 6
WAREMME FRUIT Waremme €5.8m €0.6m 16.4% 10.2
Belberry Kortrijk €3.1m €1.7m 22.6% 12.3

These companies have the same main activity as L'Arche d'Aywaille: manufacture of food products (NACE 10392). They are comparable in size and age: total assets between €1.4m and €10m, founded between 1990 and 2019.

Official details

Source: KBO
Status
Active since 05-08-1994Normal situation
Activity
Manufacture of food productsNACE 10392and 3 others
Establishment units
2.302.536.7084920 Aywaille, since 01-01-1995
2.196.673.8764920 Aywaille, since 01-01-2008and 3 others
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

Total assets
€2.7m▲ 1.8%
Staff
≈ 36 FTEestimated
Filing
Filed on 11-09-2026
Financials

Insights on L'Arche d'Aywaille

L'Arche d'Aywaille has existed since 1994. The present size dates from 2017. The gross margin rose that year from €121,889 to €1.3m and staff from 20 to 26 full-time equivalents.

In May 2025, the Official Gazette published the appointment of Davreux Marc as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about L'Arche d'Aywaille

What is the company number of L'Arche d'Aywaille?
The company number of L'Arche d'Aywaille is 0452.709.292. The VAT number is the same number with BE in front: BE 0452.709.292.
Where is L'Arche d'Aywaille based?
The registered office is at Rue Mathieu Carpentier 50, 4920 Aywaille.Company details
What does L'Arche d'Aywaille do?
According to the KBO register, the main activity is manufacture of food products (NACE 10392).
What is the legal form of L'Arche d'Aywaille?
L'Arche d'Aywaille is a non-profit association (VZW).
When was L'Arche d'Aywaille founded?
L'Arche d'Aywaille was founded on 05-08-1994.
Is L'Arche d'Aywaille still active?
Yes, L'Arche d'Aywaille is an active enterprise in the KBO register.
How many employees does L'Arche d'Aywaille have?
L'Arche d'Aywaille had an average of 30.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of L'Arche d'Aywaille?
The turnover of L'Arche d'Aywaille was €23,748 in financial year 2025, according to the filed annual accounts.
Is L'Arche d'Aywaille profitable?
In financial year 2025, L'Arche d'Aywaille made a profit of €41,499.
Where can I find the annual accounts of L'Arche d'Aywaille?
L'Arche d'Aywaille filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L'Arche d'Aywaille due?
L'Arche d'Aywaille must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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