SNACKMARKT
ActiveSummary
SNACKMARKT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €-26k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 44% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+6
Solvency52▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 9.75 in 2024; short-term debt: 49.7% and cash: 0.3% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
-2.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-26k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
46 d early
2023
22 d early
2022
40 d early
2021
34 d early
2020
1 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€299k▼ 8.1%
2024 · €325k
2019: €326k
2020: €338k
2021: €344k
2022: €359k
2023: €364k
2024: €325k
2019 → 2025
Total assets
€1.12M▲ 16.0%
2024 · €968k
2019: €625k
2020: €614k
2021: €574k
2022: €558k
2023: €547k
2024: €968k
2019 → 2025
Net result
€-26k▲ 32.1%
2024 · €-39k
2019: €10k
2020: €12k
2021: €12k
2022: €15k
2023: €5k
2024: €-39k
2019 → 2025
Working capital
€183k▼ 68.0%
2024 · €571k
2019: €21k
2020: €30k
2021: €70k
2022: €118k
2023: €137k
2024: €571k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€344k-€359k▲ 4.4%€364k▲ 1.3%€325k▼ 10.6%€299k▼ 8.1%
Operating result€25k-€26k▲ 0.9%€11k▼ 57.5%€-23k€4k
Net result€12k-€15k▲ 24.4%€5k▼ 68.4%€-39k€-26k▲ 32.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€382k ▲ 15.4%
Current assets
€741k ▲ 16.4%
Equity and liabilities €1.12M
Equity
€299k ▼ 8.1%
Debt
€824k ▲ 28.2%
Debt's share of the balance-sheet total rises from 66.4% to 73.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €20k
Cash flow
€21k▲
2024 · €4k
Current ratio
1.33▼
2024 · 9.75
Quick ratio
0.13▼
2024 · 0.98
Debt to equity
2.76▲
2024 · 1.98
ROE
-8.8%▲
2024 · -11.9%
ROA
-2.3%▲
2024 · -4.0%
Interest coverage
1.54▲
2024 · 1.13
Debt ≤ 1 year
€558k▲
2024 · €65k
Debt > 1 year
€265k▼
2024 · €577k
Income taxes
€-963▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€968k€1.12M▲
Fixed assets21/28€331k€382k▲
Tangible fixed assets22/27€331k€382k▲
Land and buildings22€319k€372k▲
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€941€528▼
Current assets29/58€637k€741k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€573k€668k▲
Stocks30/36€573k€668k▲
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€2k€957▼
Other amounts receivable41€4k€17k▲
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€968k€1.12M▲
Equity10/15€325k€299k▼
Contributions10/11€207k€207k=
Reserves13€118k€92k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€116k€90k▼
Amounts payable17/49€643k€824k▲
Amounts payable after more than one year17€577k€265k▼
Financial debts170/4€577k€265k▼
Amounts payable within one year42/48€65k€558k▲
Current portion of amounts payable after more than one year42€19k€469k▲
Financial debts43€5k€10k▲
Credit institutions430/8€5k€10k▲
Trade debts44€9k€66k▲
Suppliers440/4€9k€66k▲
Taxes, remuneration and social security45€30k€13k▼
Taxes450/3€26k€13k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€166€341▲
Income statement
Code20242025
Non-recurring operating income76A€0€450▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€48k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€26k€58k▲
Operating profit (loss)9901€-23k€4k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€17k€33k▲
Recurring financial charges65€17k€33k▲
Profit (loss) for the period before taxes9903€-39k€-27k▲
Income taxes67/77€0€-963▼
Profit (loss) for the period9904€-39k€-26k▲
Profit (loss) for the period to be appropriated9905€-39k€-26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-26k▲
Transfer from equity791/2€39k€26k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-39k ▼914%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 9.75
Current ratio from 4.70 to 9.75.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €15k ▲24.4%
Operating result €26k, net result €15k, both a record.
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wittesteenstraat 93990 PeerGround area
714 m²
Building footprint
225 m²
Volume, LiDAR
1,136 m³
Parcel 72030F0376/00T004, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SNACKMARKT
since 20012.100.197.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030F0376/00T004 | Flanders | 714 m² | 1 · 225 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePeer2.100.197.577
Similar companies · same sector, comparable size
Nois
BE 0808.485.102
Gent · Eq €298,807
DISTRIVO
BE 0403.584.534
Dilsen-Stokkem · Eq €298,413
TAAJ
BE 0563.950.872
Charleroi · Eq €298,301
DINA DISTRIBUTION NAMUR
BE 0891.555.308
Braine-le-Château · Eq €297,496
COVEVA
BE 0422.535.859
Puurs-Sint-Amands · Eq €297,380
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2001
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.