IMMO NEW BERK
ActiveSummary
IMMO NEW BERK has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €725,829 and a net result of €23,863. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 63% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+3
Solvency72▲+12
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.55 against 0.4 in 2023; short-term debt: 32.9% and cash: 4.5% of total assets), and 52.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €725,829
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2026, 348 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
348 d late
2023
265 d late
2022
63 d late
2021
101 d late
2020
412 d late
2019
215 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 234 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€725,829▲ 32.5%
2023 · €547,966
Total assets
€1.5m▼ 1.5%
2023 · €1.6m
Net result
€23,863
2023 · -€8,167
Working capital
-€225,286▲ 40.4%
2023 · -€377,867
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€30,931▲ 57.3%€18,231€48,270▲ 165%€20,060▼ 58.4%€28,986▲ 44.5%
Net result-€33,711below the sector's middle half▲ 53.5%€7,859within the sector's middle half€16,857within the sector's middle half▲ 114%-€8,167below the sector's middle half€23,863above the sector's middle half
Equity€531,416above the sector's middle half▼ 6.0%€539,276above the sector's middle half▲ 1.5%€556,133above the sector's middle half▲ 3.1%€547,966above the sector's middle half▼ 1.5%€725,829above the sector's middle half▲ 32.5%
Total assets€1.5mabove the sector's middle half▲ 48.4%€1.6mabove the sector's middle half▲ 4.0%€1.6mabove the sector's middle half▲ 0.5%€1.6mabove the sector's middle half▼ 3.2%€1.5mabove the sector's middle half▼ 1.5%
Debt€958,353▲ 140%€1.0m▲ 5.5%€1.0m▼ 0.8%€960,363▼ 4.2%€758,919▼ 21.0%
Working capital-€286,322below the sector's middle half-€384,232below the sector's middle half▼ 34.2%-€361,510below the sector's middle half▲ 5.9%-€377,867below the sector's middle half▼ 4.5%-€225,286below the sector's middle half▲ 40.4%
Solvency34.5%within the sector's middle half▼ 20.0pp33.7%within the sector's middle half▼ 0.8pp34.6%within the sector's middle half▲ 0.9pp35.2%within the sector's middle half▲ 0.6pp47.3%within the sector's middle half▲ 12.1pp
Current ratio0.48below the sector's middle half▼ 1.130.37below the sector's middle half▼ 0.110.43below the sector's middle half▲ 0.070.40below the sector's middle half▼ 0.030.55below the sector's middle half▲ 0.15
Return on assets (ROA)-2.2%below the sector's middle half▲ 4.8pp0.5%within the sector's middle half▲ 2.7pp1.0%within the sector's middle half▲ 0.6pp-0.5%within the sector's middle half▼ 1.6pp1.6%within the sector's middle half▲ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 44% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.3m ▼ 3.8%
Current assets
€279,383 ▲ 10.4%
Equity and liabilities €1.5m
Equity
€725,829 ▲ 32.5%
Provisions
€48,812 =
Debt
€758,919 ▼ 21.0%
Debt's share of the balance-sheet total falls from 61.7% to 49.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78,952▲
2023 · €69,531
Cash flow
€73,829▲
2023 · €41,305
Quick ratio
0.24▲
2023 · 0.15
Debt to equity
1.05▼
2023 · 1.75
ROE
3.3%▲
2023 · -1.5%
Interest coverage
14.99▼
2023 · 356.50
Debt ≤ 1 year
€504,668▼
2023 · €630,864
Debt > 1 year
€254,251▼
2023 · €329,499
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,151 | €41,584 | €47,193 | €49,471 | €49,967 | ▲ 1.0% |
| Other operating charges640/8 | €2,780 | €7,679 | €2,300 | €22,495 | €2,770 | ▼ 87.7% |
| Gross operating margin9900 | -€1,000 | €67,494 | €97,763 | €92,026 | €81,722 | ▼ 11.2% |
| Operating profit (loss)9901 | -€30,931 | €18,231 | €48,270 | €20,060 | €28,986 | ▲ 44.5% |
| Financial income75/76B | €0 | €48 | - | €90 | €145 | ▲ 62.0% |
| Recurring financial income75 | €0 | €48 | - | €90 | €145 | ▲ 62.0% |
| Financial charges65/66B | €352 | €9,998 | €7,858 | €195 | €5,269 | ▲ 2,601% |
| Recurring financial charges65 | €352 | €9,998 | €7,858 | €195 | €5,269 | ▲ 2,601% |
| Profit (loss) for the period before taxes9903 | -€31,283 | €8,281 | €40,412 | €19,955 | €23,863 | ▲ 19.6% |
| Transfer from deferred taxes780 | €24,316 | - | - | - | - | - |
| Income taxes67/77 | €26,744 | €422 | €23,554 | €28,121 | - | - |
| Profit (loss) for the period9904 | -€33,711 | €7,859 | €16,857 | -€8,167 | €23,863 | ▲ 392% |
| Transfer from tax-exempt reserves789 | €47,310 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €13,599 | €7,859 | €16,857 | -€8,167 | €23,863 | ▲ 392% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.6m | €1.6m | €1.6m | €1.5m | ▼ 1.5% |
| Fixed assets21/28 | €1.3m | €1.4m | €1.3m | €1.3m | €1.3m | ▼ 3.8% |
| Tangible fixed assets22/27 | €1.2m | €1.3m | €1.3m | €1.3m | €1.2m | ▼ 4.0% |
| Land and buildings22 | €1.2m | €1.3m | €1.3m | €1.2m | €1.2m | ▼ 3.9% |
| Plant, machinery and equipment23 | €1,067 | €850 | €633 | €17,813 | €15,152 | ▼ 14.9% |
| Furniture and vehicles24 | €13,602 | €13,602 | €13,602 | €13,602 | €13,602 | = |
| Financial fixed assets28 | €47,947 | €47,947 | €47,947 | €47,947 | €47,947 | = |
| Current assets29/58 | €260,722 | €221,378 | €276,951 | €252,997 | €279,383 | ▲ 10.4% |
| Stocks and contracts in progress3 | €155,902 | €155,902 | €155,902 | €155,902 | €159,632 | ▲ 2.4% |
| Stocks30/36 | €155,902 | €155,902 | €155,902 | €155,902 | €159,632 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €15,141 | €44,484 | €77,173 | €82,960 | €45,317 | ▼ 45.4% |
| Trade receivables40 | - | €30,997 | €47,524 | €44,411 | €25,141 | ▼ 43.4% |
| Other amounts receivable41 | €15,141 | €13,487 | €29,649 | €38,549 | €20,176 | ▼ 47.7% |
| Cash at bank and in hand54/58 | €83,947 | €15,260 | €38,145 | €8,404 | €68,702 | ▲ 718% |
| Deferred charges and accrued income490/1 | €5,732 | €5,732 | €5,732 | €5,732 | €5,732 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.6m | €1.6m | €1.6m | €1.5m | ▼ 1.5% |
| Equity10/15 | €531,416 | €539,276 | €556,133 | €547,966 | €725,829 | ▲ 32.5% |
| Contributions10/11 | €231,552 | €231,552 | €231,552 | €231,552 | €392,150 | ▲ 69.4% |
| Capital10 | €231,552 | €231,552 | €231,552 | €231,552 | - | - |
| Issued capital100 | €231,552 | €231,552 | €231,552 | €231,552 | - | - |
| Outside capital11 | - | - | - | - | €392,150 | - |
| Other1109/19 | - | - | - | - | €392,150 | - |
| Reserves13 | €299,864 | €307,724 | €324,581 | €316,414 | €333,679 | ▲ 5.5% |
| Non-distributable reserves130/1 | €6,598 | €6,598 | €6,598 | €6,598 | - | - |
| Legal reserve130 | €6,598 | €6,598 | €6,598 | €6,598 | - | - |
| Tax-exempt reserves132 | €94,620 | €94,620 | €94,620 | €94,620 | €94,620 | = |
| Distributable reserves133 | €198,646 | €206,505 | €223,363 | €215,196 | €239,059 | ▲ 11.1% |
| Provisions and deferred taxes16 | €48,812 | €48,812 | €48,812 | €48,812 | €48,812 | = |
| Deferred taxes168 | €48,812 | €48,812 | €48,812 | €48,812 | €48,812 | = |
| Amounts payable17/49 | €958,353 | €1.0m | €1.0m | €960,363 | €758,919 | ▼ 21.0% |
| Amounts payable after more than one year17 | €411,309 | €405,828 | €364,499 | €329,499 | €254,251 | ▼ 22.8% |
| Financial debts170/4 | €411,309 | €405,828 | €364,499 | €329,499 | €254,251 | ▼ 22.8% |
| Amounts payable within one year42/48 | €547,044 | €605,610 | €638,461 | €630,864 | €504,668 | ▼ 20.0% |
| Current portion of amounts payable after more than one year42 | €12,868 | €10,784 | €13,307 | €13,670 | €47,801 | ▲ 250% |
| Trade debts44 | €171,403 | €138,207 | €136,496 | €134,361 | €127,038 | ▼ 5.5% |
| Suppliers440/4 | €171,403 | €138,207 | €136,496 | €134,361 | €127,038 | ▼ 5.5% |
| Advances received on contracts in progress46 | €12,036 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Taxes, remuneration and social security45 | €694 | €33,156 | €66,028 | €58,403 | €58,505 | ▲ 0.2% |
| Taxes450/3 | €694 | €694 | €11,929 | €11,929 | €12,347 | ▲ 3.5% |
| Remuneration and social security454/9 | - | €32,461 | €54,098 | €46,474 | €46,158 | ▼ 0.7% |
| Other amounts payable47/48 | €350,042 | €413,464 | €412,631 | €414,431 | €261,324 | ▼ 36.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,711 | €7,859 | €16,857 | -€8,167 | €23,863 | ▲ 392% |
| + Depreciation and write-downs630 | €27,151 | €41,584 | €47,193 | €49,471 | €49,967 | ▲ 1.0% |
| Operating cash flow (approximation) | -€6,560 | €49,443 | €64,050 | €41,305 | €73,829 | ▲ 78.7% |
| Investment in fixed assets (approximation) | - | -€141,872 | €0 | -€22,661 | €0 | ▲ 100% |
| Change in cash | - | -€68,687 | €22,885 | -€29,741 | €60,298 | ▲ 303% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 348 days late
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 265 days late
2024
31-12
Financial
Back to profitnet €23,863
Net result €23,863 after one loss-making year.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 412 days late
2021
31-12
Financial
Back to profitnet €7,859
Net result €7,859 after 2 loss-making years.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 215 days late
2019
31-12
Financial
Weakest financial yearnet -€72,464
Net result drops to -€72,464, the lowest in the series; recovery starts the following year.
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 1997
Ground area
1,078 m²
Building footprint
282 m²
Volume, LiDAR
2,131 m³
Parcel 12036D0809/00P000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Breendonkstraat 92, 2830 Willebroek
since 19972.083.066.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036D0809/00P000 | Flanders | 1,078 m² | 1 · 282 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 2,657 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460880652
Also
9925:BE0460880652
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.