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Snack Le Charlot

Active
Private limited company (pre-2019)founded 2013active for 13 yearsRue de la Maladrerie(Jod.) 56, 1370 Jodoigne, BelgiumKBO/BCE: BE 0539.748.580
Summary

The computed 12-month bankruptcy probability of Snack Le Charlot is 1.7% (moderate). The 2025 annual accounts show equity of €74,136 and a net result of €22,080. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 16,745 sector peers (NACE 56, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
7th oldest company in Jodoigne, Accommodation and food service sector1 site
Size
€317,920turnover 2025
Staff
2.8 FTE
Equity
€74,136
Profit
€22,080
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Accounts filed 31 days late0 of 4 deeds read
Why 56raises riskLatest accounts 31 days late; 3 of the last 3 lateSize: turnover €317,920, total assets €122,049Sector: Food and beverage service activities (NACE 56)lowers riskFounded in 2013Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 86+12
equity 60.7% of total assets
Liquidity 42+14
short-term debt 39.3% · cash 8.0%
Profitability 80-9
return on assets 18.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 11-2024: 2.7% 12-2024: 2.7%● unchanged vs 11-2024 01-2025: 2.6%▼ -0.1 percentage points vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.8%▲ +0.2 percentage points vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.7%▼ -0.1 percentage points vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 2.4%▼ -0.3 percentage points vs 06-2025 08-2025: 3.1%▲ +0.7 percentage points vs 07-2025 09-2025: 3.6%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 2.4%▼ -1.2 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.5%▲ +0.1 percentage points vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 1.7%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.52, compared with 1.95 in 2024, above the usual 1.5; short-term debt: 39.3% and cash: 8% of total assets), and 39.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 77% on solvency, 37% on liquidity, 66% on profitability and 64% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
raises risk · Size: turnover €317,920, total assets €122,049
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €74,136
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
57 days late
2023
55 days late
2022
30 days late
2021
29 days late
2020
60 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €24,988 ▲233%

Key points

  • Positive: 5 years of growth in a rowturnover 2025: €317,920 5 years View
  • Positive: 7th oldest company in Jodoigne, Accommodation and food service sectorin the Checked rankings No. 7 View
  • Turnover 20256 financial years filed €317,920 View

By topic

Financials

Financial year
2025
Turnover
€317,920
Profit
€22,080
Solvency
60.7%
Turnover▲ 1.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2015
Next accounts
by 31-07-2027
  1. 24-09-2024Annual accounts filed
  2. 30-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
30-09-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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