Snack BRUNO
ActiveSnack BRUNO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €22k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency97▲+13
Growth82=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.41 in 2024), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
12.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
41 d early
2023
54 d early
2022
52 d early
2021
51 d early
2020
53 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€359k▲ 72.8%
2023 · €208k
2018: €138k
2019: €145k
2020: €137k
2021: €167k
2022: €169k
2023: €208k
2018 → 2024
EBIT margin
14.5%▲ 15.2pp
2023 · -0.7%
2018: 12.6%
2019: 4.0%
2020: 8.9%
2021: 10.4%
2022: 0.6%
2023: -0.7%
2018 → 2024
Net result
€22k▼ 43.0%
2024 · €38k
2018: €16k
2019: €4k
2020: €11k
2021: €17k
2022: €729
2023: €-2k
2024: €38k
2018 → 2025
Working capital
€56k▲ 133%
2024 · €24k
2018: €-6k
2019: €1k
2020: €16k
2021: €18k
2022: €24k
2023: €27k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€167k-€169k▲ 1.3%€208k▲ 22.7%€359k▲ 72.8%
Equity€38k-€39k▲ 1.9%€37k▼ 4.3%€75k▲ 103%€97k▲ 28.9%
Operating result€17k-€1k▼ 94.2%€-1k€52k€31k▼ 39.6%
Net result€17k-€729▼ 95.8%€-2k€38k€22k▼ 43.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€71k▲ 38.4%
Current assets
€109k▲ 32.9%
Equity and liabilities €179k
Equity
€97k▲ 28.9%
Debt
€83k▲ 42.9%
The debt ratio rises from 43.6% to 46.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€57k▼
2024 · €74k
Cash flow
€48k▼
2024 · €60k
Solvency
53.9%▼
2024 · 56.4%
Current ratio
2.05▲
2024 · 1.41
Quick ratio
1.99▲
2024 · 1.35
Debt / equity
0.86▲
2024 · 0.77
ROE
22.4%▼
2024 · 50.7%
ROA
12.1%▼
2024 · 28.6%
Interest coverage
41.56▼
2024 · 122.57
Debt
€83k▲
2024 · €58k
Debt ≤ 1 year
€53k▼
2024 · €58k
Debt > 1 year
€30k
Income taxes
€8k▼
2024 · €13k
Staff costs
€78k▲
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€179k▲
Fixed assets21/28€51k€71k▲
Tangible fixed assets22/27€51k€71k▲
Plant, machinery and equipment23€372€3k▲
Furniture and vehicles24€51k€67k▲
Current assets29/58€82k€109k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€0€0=
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€76k€100k▲
Deferred charges and accrued income490/1€0€1k▲
Equity and liabilities
Total equity and liabilities10/49€133k€179k▲
Equity10/15€75k€97k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€55k€76k▲
Amounts payable17/49€58k€83k▲
Amounts payable after more than one year17-€30k
Financial debts170/4-€30k
Amounts payable within one year42/48€58k€53k▼
Current portion of amounts payable after more than one year42-€8k
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€6k€14k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€44k€26k▼
Income statement
Code20242025
Turnover70€359k-
Goods, raw materials, services and sundry goods60/61€211k-
Remuneration, social security and pensions62€78k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€154k€138k▼
Operating profit (loss)9901€52k€31k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€605€1k▲
Recurring financial charges65€605€1k▲
Profit (loss) for the period before taxes9903€51k€30k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€38k€22k▼
Profit (loss) for the period to be appropriated9905€38k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€76k▲
Profit (loss) brought forward from the previous period14P€17k€55k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼329%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.07 to 2.50; short-term debt falls from €16k to €11k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
VARRICCHIO Francesco
CurrentDirector · since 06-12-2023
06-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 1596040 CharleroiGround area
1,648 m²
Building footprint
240 m²
Volume, LiDAR
2,582 m³
2 parcels, Wallonia · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Snack Carlo/ Casa Patate
since 20092.177.799.260
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363D0612/00G000 | Wallonia | 1,560 m² | 1 · 186 m² | 14.0 m · 4 fl. |
| 52061C0352/00C005 | Wallonia | 88 m² | 1 · 54 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COCORICO
BE 0462.945.465
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VALIBAS
BE 0743.392.657
Roosdaal · Eq €97k
BRABO FOOD
BE 0671.981.851
Oostkamp · Eq €97k
GLACE MAURICETTE
BE 0760.894.724
Enghien · Eq €97k
KOSHI
BE 0699.780.368
Schilde · Eq €97k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 7,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1994
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.