KOSHI
ActiveThe computed 12-month bankruptcy probability of KOSHI is 2.3% (moderate). The 2025 annual accounts show equity of €97k and a net result of €33k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 13270 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+17
Solvency75▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 2.62 in 2024; short-term debt: 37.3% and cash: 37.9% of total assets), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
17%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
17 d late
2023
1 d early
2022
28 d late
2021
15 d late
2020
5 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 51.4%
2024 · €64k
2019: €15k
2020: €27k
2021: €34k
2022: €54k
2023: €66k
2024: €64k
2019 → 2025
Total assets
€193k▲ 30.2%
2024 · €148k
2019: €25k
2020: €40k
2021: €64k
2022: €104k
2023: €112k
2024: €148k
2019 → 2025
Net result
€33k▲ 633%
2024 · €4k
2019: €9k
2020: €12k
2021: €7k
2022: €20k
2023: €12k
2024: €4k
2019 → 2025
Working capital
€38k▼ 35.9%
2024 · €60k
2019: €3k
2020: €16k
2021: €24k
2022: €44k
2023: €55k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€54k▲ 59.6%€66k▲ 21.5%€64k▼ 2.9%€97k▲ 51.4%
Operating result€11k-€26k▲ 133%€18k▼ 28.1%€9k▼ 53.5%€55k▲ 536%
Net result€7k-€20k▲ 173%€12k▼ 42.3%€4k▼ 61.6%€33k▲ 633%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 536% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€83k▲ 60.5%
Current assets
€110k▲ 14.1%
Equity and liabilities €193k
Equity
€97k▲ 51.4%
Debt
€96k▲ 14.2%
The debt ratio falls from 56.8% to 49.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €20k
Cash flow
€53k▲
2024 · €16k
Solvency
50.2%▲
2024 · 43.2%
Current ratio
1.53▼
2024 · 2.62
Quick ratio
1.53▼
2024 · 2.62
Debt / equity
0.99▼
2024 · 1.32
ROE
33.9%▲
2024 · 7.0%
ROA
17.0%▲
2024 · 3.0%
Interest coverage
17.29▲
2024 · 8.57
Debt
€96k▲
2024 · €84k
Debt ≤ 1 year
€72k▲
2024 · €37k
Debt > 1 year
€24k▼
2024 · €47k
Income taxes
€17k▲
2024 · €2k
Staff costs
€24k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€193k▲
Formation expenses20€0€0=
Fixed assets21/28€51k€83k▲
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€45k€27k▼
Plant, machinery and equipment23€618€314▼
Furniture and vehicles24€44k€26k▼
Financial fixed assets28€4k€54k▲
Current assets29/58€96k€110k▲
Amounts receivable within one year40/41€25k€37k▲
Other amounts receivable41€25k€37k▲
Cash at bank and in hand54/58€71k€73k▲
Deferred charges and accrued income490/1€273-
Equity and liabilities
Total equity and liabilities10/49€148k€193k▲
Equity10/15€64k€97k▲
Contributions10/11€6k€6k=
Reserves13€58k€58k=
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14-€33k
Amounts payable17/49€84k€96k▲
Amounts payable after more than one year17€47k€24k▼
Financial debts170/4€47k€24k▼
Amounts payable within one year42/48€37k€72k▲
Current portion of amounts payable after more than one year42€5k€13k▲
Trade debts44€6k€25k▲
Suppliers440/4€6k€25k▲
Taxes, remuneration and social security45€26k€34k▲
Taxes450/3€13k€26k▲
Remuneration and social security454/9€12k€8k▼
Accrued charges and deferred income492/3€1-
Income statement
Code20242025
Remuneration, social security and pensions62€9k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€20k▲
Other operating charges640/8€1k€433▼
Gross operating margin9900€31k€99k▲
Operating profit (loss)9901€9k€55k▲
Financial income75/76B€56€9▼
Recurring financial income75€56€9▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€6k€50k▲
Income taxes67/77€2k€17k▲
Profit (loss) for the period9904€4k€33k▲
Profit (loss) for the period to be appropriated9905€4k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€33k▼
Profit (loss) brought forward from the previous period14P€33k-
Transfer to equity691/2€37k-
To other reserves6921€37k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Highest result since 2019net €33k ▲633%
Operating result €55k, net result €33k, both a record.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
30-06
Financial
Weakest financial yearnet €4k ▼61.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnegemsteenweg 162970 SchildeGround area
436 m²
Building footprint
309 m²
Volume, LiDAR
1,503 m³
2 parcels, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
KOSHI
since 20182.281.025.076
Koshi
since 20242.359.944.672
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0306/00M000 | Flanders | 236 m² | 1 · 165 m² | 10.2 m · 1 fl. |
| 11041B0306/00L000 | Flanders | 200 m² | 1 · 144 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSchilde2.281.025.076
Schilde2.359.944.672
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LE ROCTIER
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BE 0682.494.176
Menen · Eq €97k
EL TIBA
BE 0460.150.677
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SmaakBoulevard
BE 0827.809.777
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-07-2018
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.