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SNAB

Active Private limited companyfounded 2017active for 9 yearsSint-Amelbergalei 34, 2900 SchotenKBO/BCE: BE 0669.588.426

Lifetime

8 annual accounts with figures on one time axis
peak €132,805 (2021)
€112,543▼ 1.6%
lowest -€18,763 (2018)
€80,006▲ 1.0%
peak €434,808 (2025)
€434,808▲ 22.5%
€18,549▼ 0.1%
Board3 names since 2020
Documentsfilings and deeds
06-01-202625 days before the deadline
2025abbreviated format
Equity from €354,802 to €434,808

Key points

from the 2025 annual accounts

Equity

€434,808 ▲ 22.5%

SNAB has made a profit without a break since 2019.

Filings

8 annual accounts 1 late
deadline20202025

The 2018 accounts came 13 days late. The other seven were filed on time.

Position in the sector

95.9%

Higher solvency than 95% of companies in computer programming and consultancy. Sector median 46.4% · 3,405 companies.

Checked score

96
Excellent
Financially stronger than 67% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025highest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 95.9% of total assets
78-13short-term debt 4.0% · cash 22.7%
91-4return on assets 17.6%

Score breakdown

lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 24.54, cash €103,059
Equity €434,808 (95.9% of total assets)
Size: total assets €453,357
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 62% on liquidity, 54% on profitability and 67% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as SNAB has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SNAB itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for SNAB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 24.54 (20.03 in 2024), above the usual 1.5. Short-term debt is 4% and cash 22.7% of total assets. 4.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 24.54, cash €103,059
NBB · annual accounts
lowers risk · Equity €434,808 (95.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €453,357
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
25 days early
2024
36 days early
2023
34 days early
2022
42 days early
2021
38 days early
2020
27 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0669588426
Amendment of the articles · Legal-form change · Resignations & appointments Resignations: UVISORY (managing director) and Maes Charlotte Joanna Francisca (director) · Permanent representative: Leys Jean François Marie Paul Marc · Appointment: Leys Jean François Marie Paul Marc (director) · Gazette deed
First establishment Sint-Amelbergalei 34, Schoten
Incorporation published on 18-01-2017 · Gazette deed
All 18 events

Comparable companies

same main activity, similar in size and age
Company
SNAB Schoten €453,357 €112,543 95.9% -
RenKo Mol €458,269 €108,483 98.0% -
FALCON CONSULTANTS Aartselaar €446,291 €106,630 92.5% -
Dívàkrü Antwerp €460,775 €96,693 1.9% -
make it human Mechelen €386,907 €124,318 92.7% -
SEIDOR BELGIUM Brussels €450,860 €117,753 8.4% 0
WDB TECHNICS Staden €441,028 €106,990 13.1% -

These companies have the same main activity as SNAB: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €387,000 and €461,000, founded between 2016 and 2017.

Official details

Source: KBO
Status
Active since 14-01-2017Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 1 other
Establishment unit
2.260.511.9522900 Schoten, since 18-01-2017
Financial year end
30 June
Peppol
Reachable since 21-10-2026
Company details

Annual accounts to 30-06-2025

≈ €250,000estimated
€453,357▲ 21.4%
Filing
Filed on 06-01-2026, 25 days before the end of the filing period
Financials

Insights on SNAB

SNAB files the abbreviated format. That format states no turnover. The gross margin rose from -€16,550 in 2018 to €112,543 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SNAB

What is the company number of SNAB?
The company number of SNAB is 0669.588.426. The VAT number is the same number with BE in front: BE 0669.588.426.
Where is SNAB based?
The registered office is at Sint-Amelbergalei 34, 2900 Schoten.Company details
What does SNAB do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of SNAB?
SNAB is a private limited company (BV).
When was SNAB founded?
SNAB was founded on 14-01-2017.
Is SNAB still active?
Yes, SNAB is an active enterprise in the KBO register.
What is the turnover of SNAB?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €112,543 and 74 comparable companies (NACE 62200). It probably lies between €170,000 and €550,000.Financials
Is SNAB profitable?
In financial year 2025, SNAB made a profit of €80,006.
Where can I find the annual accounts of SNAB?
SNAB filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SNAB due?
SNAB must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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