Equity
€8,727 from €95,748 in 2021
Equity fell by 91% in 4 years.
Dívàkrü
Lifetime
8 annual accounts with figures on one time axispeak €96,693 (2025)
€96,693▲ 11.7%
peak €65,860 (2024)
€26,727▼ 59.4%
peak €95,748 (2021)
€8,727▼ 82.7%
€452,048▲ 21×
Board1 name since 2020
-
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
Result from €65,860 to €26,727Dividend €68,342Equity from €50,342 to €8,727Debts from €21,706 to €452,048Investments €429,535Cash from €25,883 to €34,468
Key points
from the 2025 annual accountsDebts
€452,048 98% of the balance sheet
Financial debts 77%Suppliers 2%Taxes and wages 2%Other 19%
Of this, €103,282 falls due within a year.
Investments
€429,535 7.7 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 296484.0% higher than in 2024.
Liquidity
0.79 was 4.42 in 2024
Short-term debts rose from €14,892 to €103,282.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 43 to 54 days before the end of the period.
Position in the sector
1.9%
Lower solvency than 90% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
79
Excellent
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €8,727 (1.9% of total assets)
lowers risk
Size: total assets €460,775
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 10% of them on solvency, 32% on liquidity, 35% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 875 companies had the same profile as Dívàkrü has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Dívàkrü itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for Dívàkrü. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.79 (4.42 in 2024), below 1. Short-term debt is 22.4% and cash 7.5% of total assets. 98.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
43 days early
2024
52 days early
2023
51 days early
2022
46 days early
2021
54 days early
2020
45 days early
2019
60 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved to Berchem
New registered office: Saffierstraat 163, 2600 Berchem · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0674368744
Resignation: VAN KRUNCKELSVEN Dirk Eddy Juliette (director, formerly manager)
Reappointment: VAN KRUNCKELSVEN Dirk Eddy Juliette (niet statutair besuurder) · “De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of…” (deed in Dutch) · 100 shares · General meeting of 23-10-2020 · Gazette deed
Incorporation
published on 11-04-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Dívàkrü Antwerp | €460,775 | €96,693 | 1.9% | - |
| FALCON CONSULTANTS Aartselaar | €446,291 | €106,630 | 92.5% | - |
| RenKo Mol | €458,269 | €108,483 | 98.0% | - |
| SNAB Schoten | €453,357 | €112,543 | 95.9% | - |
| IDEVIT Antwerp | €489,094 | €97,927 | 96.8% | - |
| Whetstone Consulting Ghent | €413,320 | €96,437 | 31.7% | - |
| Toujour Solutions Zottegem | €428,850 | €97,129 | 78.4% | - |
These companies have the same main activity as Dívàkrü: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €413,000 and €489,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 07-04-2017Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.263.392.9512600 Antwerp, since 07-04-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €180,000estimated
- €460,775▲ 540%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on Dívàkrü
Dívàkrü files the micro format. That format states no turnover. The gross margin rose from €53,728 in 2018 to €96,693 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Dívàkrü
- What is the company number of Dívàkrü?
- The company number of Dívàkrü is 0674.368.744. The VAT number is the same number with BE in front: BE 0674.368.744.
- Where is Dívàkrü based?
- The registered office is at Saffierstraat 163, 2600 Antwerp.Company details
- What does Dívàkrü do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Dívàkrü?
- Dívàkrü is a private limited company (pre-2019) (BVBA).
- When was Dívàkrü founded?
- Dívàkrü was founded on 07-04-2017.
- Is Dívàkrü still active?
- Yes, Dívàkrü is an active enterprise in the KBO register.
- What is the turnover of Dívàkrü?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €96,693 and 60 comparable companies (NACE 62200). It probably lies between €170,000 and €240,000.Financials
- Is Dívàkrü profitable?
- In financial year 2025, Dívàkrü made a profit of €26,727.
- Where can I find the annual accounts of Dívàkrü?
- Dívàkrü filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Dívàkrü due?
- Dívàkrü must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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