Gross margin from €35,787 to €22,293Result from €25,460 to €12,158Equity from €30,460 to €42,617Debts from €13,338 to €21,579Cash from €27,793 to €51,249
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as SN Studio has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for SN Studio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012561422
Incorporation
Founding capital of €5,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 21-08-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as SN Studio: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €59,500 and €72,600, founded between 2023 and 2024.
SN Studio has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,617 and a net result of €12,158.
Its solvency ranks better than 63% of 12,247 sector peers (NACE 71, financial year 2025).
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €68,000 and €220,000.
Balance sheet
balance sheet total €64,196 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 9 days after the deadline. Filed on 9 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00388967.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
21,022
35,263
14,499
25,755
0
7,025
23,456
-
38,229
23,730
66.4%
69.5%
2.77
2.78
0.51
0.44
28.5%
83.6%
18.9%
58.1%
9.14
60.15
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
Tangible fixed assets
-
€7,025
€2,342
€295
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on SN Studio
The operating result for 2025 is 47% lower than in 2024.
Debt's share of the balance-sheet total rises from 30.5% to 33.6%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
20242025202620272028
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), from 19-08-2024 to date
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of June at 20:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
Hidden nameVisible after signing in100 shares (100%) · in cash
Network & group
No group
SN Studio has no parent and no holdings in its annual accounts. Name after signing inVisible after signing in is the only director. SN Studio shares no director with another company.
Timeline
Timeline
5 events since 2024
Filings
Establishments
202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 9 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012561422
Annual accounts 2024 filedNBB ↗micro format · 41 days before the deadline
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 21-08-20246 points ▸
Founder, Name hiddenVisible after signing in
Founding capital, €5,000, 100 shares
Hidden nameVisible after signing in holds all the shares
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 19 August 2024, SN Studio was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12Name hiddenVisible after signing in has served as director since 2024.3The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
71112Architectural and engineering activities; technical testing and analysis main activity
71113Architectural and engineering activities; technical testing and analysis
71121Engineering activities
74103Other professional, scientific and technical activities
74909Other professional, scientific and technical activities
82990Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het uitvoeren van alle opdrachten van een interieurarchitect : tekenen en ontwerpen van…”
47 activities
Het uitvoeren van alle opdrachten van een interieurarchitect : tekenen en ontwerpen van interieurs,constructies,installaties,tentoonstellingen,meubilair en interieur,kunstwerken,stedenbouwkundige en landschappelijke opdrachten,op nationaal en internationaal vlak
Toezicht,werfcontroles,expertises
Verlenen van interieuradviezen aan de bouwheer
Stabiliteitsstudies,landmeetkundige opdrachten,adviezen van technische aard
Uitvoeren van bouwkundige capaciteits-,volume-,en haalbaarheidsstudies
Waardebepaling van onroerende goederen,expertises zowel van gronden en gebouwen als van schade die deze oplopen of veroorzaakt hebben
Uitvoeren van EPB-verslaggeving
Het uitvoeren van opdrachten als veiligheidscoördinator ontwerp- en/of verwezenlijking
Vervaardiging van schetsen,tekeningen,werktekeningen,werktuigen,documenten,maquettes
Theoretisch en praktijkgericht wetenschappelijk onderzoek
Copywriting,redacteurschap in verband met interieur en meubilair
Tekenen en ontwerpen van interieurs
Inrichtingsadviezen,tentoonstellingen,kleur- en materiaalstudies,decoratie,decors
Spaceplanning
Ontwerp,productontwikkeling
Creatie en styling van illustratietekeningen,computervisualisaties,3D-presentaties,fotomontages,reclame en audiovisuele toepassingen,drukwerk,affiches,verpakkingen,logo's,advertenties,stickers,displays,direct mail
Creatie,beheer en onderhoud van websites,webdesign
Grafisch ontwerp
Het verrichten,ontwerpen van e-mail marketing en e-mail mailings
Vervaardigen van schetsen,tekeningen,werktekeningen,documenten,maquettes,presentatiedossiers,fotomontages,computervisualisaties
Activiteiten van grafische designers
Activiteiten van interieurdecorateurs
Stedenbouwbouwkundige en tuin- en landschapsarchitecten
Uitvoeren van studies en verlenen van advies ivm stedenbouwkundige planning en landschapsarchitectuur
Ontwerpen van tuinen en parken,enz
Industriële vormgeving
Uitwerking van projecten op het gebied van de burgerlijke utiliteitsbouw,de weg- en waterbouw en het verkeer
Uitvoeren van topografische opmetingen en het afbakenen van percelen en eigendommen
Algemene coördinatiewerkzaamheden bouwwerf
Ontwerpen van textielpatronen,kleding,juwelen,meubels en decoratieartikelen
Adviesbureaus op het gebied van public relations en communicatie; verlenen van advies en praktische hulp aan de bedrijven ivm public relations en communicatie
Het geven van workshops en masterclasses,lesgeven,advies en expertise,coaching
Ontwerpen van publicitaire teksten en slogans (copywriters)
Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media; influencer opdrachten,media- en reclame activiteiten
Onderneming in onroerende goederen met betrekking tot aankoop,verkoop en verbeteringswerken voor eigen rekening. Verlenen van advies en bijstand in alle domeinen die gepaard gaan met de aan- en verkoop,huur en verhuur en overdracht van onroerende goederen
Het adviseren met betrekking tot het onderhoud en de bijkomende kosten van gebouwen
Het calculeren van de kosten van bouwprojecten en het opmaken van haalbaarheidsstudies van bouwprojecten
Het organiseren of het assisteren bij de organisatie van seminaries,evenementen,tentoonstellingen,congressen en studiedagen
Het geven van lessen en het deelnemen aan jury’s van studie- en wedstrijdprojecten
Het geven van lessen,zowel in cultureel onderwijs,onderwijs voor sociale promotie,beroepsopleiding als alle overige vormen van onderwijs. Het geven van workshops
Het investeren in,aankopen en verkopen,ruilen,huren en verhuren zowel voor eigen rekening als voor rekening van derden,van roerende en onroerende goederen voor industriële,commerciële,bureel-,recreatie,bedrijfs- of privédoeleinden
De verwerving,de vervreemding,het beheer,de uitbating,de valorisatie,het huren en verhuren,de ordening,de verkaveling,het doen bouwen of verbouwen,de procuratie,van onroerende goederen
Tussenhandelaar,de makelaardij en of handelen in onroerende goederen,dit in de ruimste zin van het woord met inbegrip van de onroerende leasing