LVE CONCEPT
ActiveSummary
LVE CONCEPT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €23k. Its solvency ranks better than 78% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth52
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.98 against 3.77 in 2024; short-term debt: 19.8% and cash: 6.4% of total assets), and 19.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
3 d late
2024
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 67.6%
2024 · €34k
2024: €34k
2025: €56k▲ +67.6% vs 2024
2024 → 2025
Total assets
€70k▲ 54.7%
2024 · €45k
2024: €45k
2025: €70k▲ +54.7% vs 2024
2024 → 2025
Net result
€23k▼ 20.6%
2024 · €29k
2024: €29k
2025: €23k▼ -20.6% vs 2024
2024 → 2025
Working capital
€55k▲ 73.3%
2024 · €32k
2024: €32k
2025: €55k▲ +73.3% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€34k-€56k▲ 67.6%
2024: €34k
2025: €56k▲ +67.6% vs 2024
Operating result€37k-€26k▼ 29.7%
2024: €37k
2025: €26k▼ -29.7% vs 2024
Net result€29k-€23k▼ 20.6%
2024: €29k
2025: €23k▼ -20.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€830 ▼ 41.7%
Current assets
€69k ▲ 59.4%
Equity and liabilities €70k
Equity
€56k ▲ 67.6%
Debt
€14k ▲ 17.9%
Debt's share of the balance-sheet total falls from 26.0% to 19.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €40k
Cash flow
€24k▼
2024 · €31k
Current ratio
4.98▲
2024 · 3.77
Debt to equity
0.25▼
2024 · 0.35
ROE
40.3%▼
2024 · 85.1%
ROA
32.3%▼
2024 · 63.0%
Interest coverage
179.11
Debt ≤ 1 year
€14k▲
2024 · €12k
Income taxes
€6k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€70k▲
Formation expenses20€446-
Fixed assets21/28€1k€830▼
Tangible fixed assets22/27€1k€735▼
Furniture and vehicles24€1k€735▼
Financial fixed assets28€95€95=
Current assets29/58€44k€69k▲
Amounts receivable within one year40/41€38k€65k▲
Trade receivables40€6k€6k▲
Other amounts receivable41€32k€58k▲
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€45k€70k▲
Equity10/15€34k€56k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€29k€51k▲
Amounts payable17/49€12k€14k▲
Amounts payable within one year42/48€12k€14k▲
Trade debts44€277€371▲
Suppliers440/4€277€371▲
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Accrued charges and deferred income492/3€276-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€40k€28k▼
Operating profit (loss)9901€37k€26k▼
Financial income75/76B€963€2k▲
Recurring financial income75€963€2k▲
Financial charges65/66B-€152
Recurring financial charges65-€152
Profit (loss) for the period before taxes9903€38k€28k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€29k€23k▼
Profit (loss) for the period to be appropriated9905€29k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€51k▲
Profit (loss) brought forward from the previous period14P-€29k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €1k | ▼ 63.6% |
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €40k | €28k | ▼ 31.8% |
| Operating profit (loss)9901 | €37k | €26k | ▼ 29.7% |
| Financial income75/76B | €963 | €2k | ▲ 154% |
| Recurring financial income75 | €963 | €2k | ▲ 154% |
| Financial charges65/66B | - | €152 | - |
| Recurring financial charges65 | - | €152 | - |
| Profit (loss) for the period before taxes9903 | €38k | €28k | ▼ 25.5% |
| Income taxes67/77 | €10k | €6k | ▼ 40.2% |
| Profit (loss) for the period9904 | €29k | €23k | ▼ 20.6% |
| Profit (loss) for the period to be appropriated9905 | €29k | €23k | ▼ 20.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €45k | €70k | ▲ 54.7% |
| Formation expenses20 | €446 | - | - |
| Fixed assets21/28 | €1k | €830 | ▼ 41.7% |
| Tangible fixed assets22/27 | €1k | €735 | ▼ 44.6% |
| Furniture and vehicles24 | €1k | €735 | ▼ 44.6% |
| Financial fixed assets28 | €95 | €95 | = |
| Current assets29/58 | €44k | €69k | ▲ 59.4% |
| Amounts receivable within one year40/41 | €38k | €65k | ▲ 71.2% |
| Trade receivables40 | €6k | €6k | ▲ 4.3% |
| Other amounts receivable41 | €32k | €58k | ▲ 84.1% |
| Cash at bank and in hand54/58 | €6k | €4k | ▼ 20.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €45k | €70k | ▲ 54.7% |
| Equity10/15 | €34k | €56k | ▲ 67.6% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €29k | €51k | ▲ 79.4% |
| Amounts payable17/49 | €12k | €14k | ▲ 17.9% |
| Amounts payable within one year42/48 | €12k | €14k | ▲ 20.8% |
| Trade debts44 | €277 | €371 | ▲ 33.8% |
| Suppliers440/4 | €277 | €371 | ▲ 33.8% |
| Taxes, remuneration and social security45 | €11k | €14k | ▲ 20.4% |
| Taxes450/3 | €11k | €14k | ▲ 20.4% |
| Accrued charges and deferred income492/3 | €276 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €23k | ▼ 20.6% |
| + Depreciation and write-downs630 | €3k | €1k | ▼ 63.6% |
| Operating cash flow (approximation) | €31k | €24k | ▼ 24.5% |
| Investment in fixed assets (approximation) | - | €-446 | - |
| Change in cash | - | €-1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2024
Ground area
1,876 m²
Building footprint
148 m²
Parcel 25107D0335/00A003, Wallonia. Linked by address, not a title deed.
1 establishment unit
LVE CONCEPT
since 20242.356.843.345
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25107D0335/00A003 | Wallonia | 1,876 m² | 1 · 148 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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9PUNT4
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,085 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
70200Business and other management consultancy
74201Photography, excluding press photography
82990Other business support services
Contact
E-mail
xav.lefevre@skynet.be
Phone
+32497337078
Scores and ratios are computed by Checked and are not a credit decision.