Skip to content

SN SOINS

Active
Private limited companyfounded 20241 yr activePlace de la Cité(L.L) 8, 7100 La Louvière, BelgiumKBO/BCE: BE 1017.765.273
Summary

The computed 12-month bankruptcy probability of SN SOINS is 1.9% (moderate). The 2025 annual accounts show equity of €13,864 and a net result of €10,897. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability79▲+42
Solvency35▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.94; short-term debt: 18.3% and cash: 17.3% of total assets), and 89.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.4%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 45 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SN SOINS was incorporated on 20 December 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€13,864▲ 367%
2024 · €2,967
Total assets
€133,214▲ 10.1%
2024 · €120,996
Net result
€10,897
2024 · -€33
Working capital
-€1,345
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€33-€18,873
Net result-€33-€10,897
Equity€2,967-€13,864▲ 367%
Total assets€120,996-€133,214▲ 10.1%
Debt€118,029-€119,351▲ 1.1%
Working capital-€1,345
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000€20,000Operating result 2024: -€33-€33Net result 2024: -€33-€33Operating result 2025: €18,873€18,873Net result 2025: €10,897€10,89720242025-€5,000€0€5,000€10,000€15,000€20,000Operating result 2024: -€33-€33Net result 2024: -€33-€33Operating result 2025: €18,873€18,900Net result 2025: €10,897€10,90020242025
The operating result returns to profit in 2025: €18,873 after a loss of €33 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,443
Fixed assets €109,417
Current assets €23,026
Equity and liabilities €133,214
Equity €13,864 ▲ 367%
Debt €119,351 ▲ 1.1%
Debt's share of the balance-sheet total falls from 97.5% to 89.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,189▲
2024 · €0
Cash flow
€23,214▲
2024 · €0
Current ratio
0.94
Debt to equity
8.61▼
2024 · 39.79
ROE
78.6%▲
2024 · -1.1%
ROA
8.2%▲
2024 · 0.0%
Interest coverage
7.96
Debt ≤ 1 year
€24,371▼
2024 · €118,029
Debt > 1 year
€93,321
Income taxes
€4,057
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€120,996€133,214▲
Formation expenses20€1,028€771▼
Fixed assets21/28€119,967€109,417▼
Intangible fixed assets21€119,967€107,967▼
Tangible fixed assets22/27-€1,450
Furniture and vehicles24-€1,450
Current assets29/58-€23,026
Cash at bank and in hand54/58-€23,026
Equity and liabilities
Total equity and liabilities10/49€120,996€133,214▲
Equity10/15€2,967€13,864▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€33€10,864▲
Amounts payable17/49€118,029€119,351▲
Amounts payable after more than one year17-€93,321
Financial debts170/4-€93,321
Amounts payable within one year42/48€118,029€24,371▼
Current portion of amounts payable after more than one year42-€15,492
Trade debts44-€140
Suppliers440/4-€140
Taxes, remuneration and social security45-€7,157
Taxes450/3-€7,157
Other amounts payable47/48€118,029€1,582▼
Accrued charges and deferred income492/3-€1,659
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€12,317▲
Other operating charges640/8-€742
Gross operating margin9900-€31,931
Operating profit (loss)9901-€33€18,873▲
Financial charges65/66B-€3,919
Recurring financial charges65-€3,919
Profit (loss) for the period before taxes9903-€33€14,954▲
Income taxes67/77-€4,057
Profit (loss) for the period9904-€33€10,897▲
Profit (loss) for the period to be appropriated9905-€33€10,897▲
Appropriation of the result
Profit (loss) to be appropriated9906-€33€10,864▲
Profit (loss) brought forward from the previous period14P--€33

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€12,317▲ 36,677%
Other operating charges640/8-€742-
Gross operating margin9900-€31,931-
Operating profit (loss)9901-€33€18,873▲ 56,453%
Financial charges65/66B-€3,919-
Recurring financial charges65-€3,919-
Profit (loss) for the period before taxes9903-€33€14,954▲ 44,751%
Income taxes67/77-€4,057-
Profit (loss) for the period9904-€33€10,897▲ 32,639%
Profit (loss) for the period to be appropriated9905-€33€10,897▲ 32,639%
Line20242025Change
Assets
Total assets20/58€120,996€133,214▲ 10.1%
Formation expenses20€1,028€771▼ 25.0%
Fixed assets21/28€119,967€109,417▼ 8.8%
Intangible fixed assets21€119,967€107,967▼ 10.0%
Tangible fixed assets22/27-€1,450-
Furniture and vehicles24-€1,450-
Current assets29/58-€23,026-
Cash at bank and in hand54/58-€23,026-
Equity and liabilities
Total equity and liabilities10/49€120,996€133,214▲ 10.1%
Equity10/15€2,967€13,864▲ 367%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€33€10,864▲ 32,539%
Amounts payable17/49€118,029€119,351▲ 1.1%
Amounts payable after more than one year17-€93,321-
Financial debts170/4-€93,321-
Amounts payable within one year42/48€118,029€24,371▼ 79.4%
Current portion of amounts payable after more than one year42-€15,492-
Trade debts44-€140-
Suppliers440/4-€140-
Taxes, remuneration and social security45-€7,157-
Taxes450/3-€7,157-
Other amounts payable47/48€118,029€1,582▼ 98.7%
Accrued charges and deferred income492/3-€1,659-
Line20242025Change
Profit (loss) for the period9904-€33€10,897▲ 32,639%
+ Depreciation and write-downs630€33€12,317▲ 36,677%
Operating cash flow (approximation)€0€23,214-
Investment in fixed assets (approximation)--€1,766-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Back to profitnet €10,897
Net result €10,897 after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
56 m²
Building footprint
50 m²
Volume, LiDAR
291 m³
Parcel 55372C0104/00L031, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SN SOINS
Place de la Cité(L.L) 8, 7100 La LouvièreHuman health activities
since 20242.368.596.181
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55372C0104/00L031 Wallonia 56 m² 1 · 50 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017765273
Registered 10-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.