Equity
-€36,270
Debts exceed assets in financial year 2024.
SN
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1998peak €25,787 (2022)
€3,358▼ 84.3%
lowest -€26,335 (2008)
-€10,466▲ €4,173
peak €19,577 (2006)
-€36,270▼ €10,466
€63,144▲ 15.8%
peak 0.6 FTE (2006)
-not published
Board4 names since 2016
1 director
Documentsfilings and deeds
19-08-202519 days late
2024abbreviated format
Gross margin from €21,333 to €3,358Loss of €10,466Equity from -€25,804 to -€36,270Debts from €54,544 to €63,144Cash from €1,909 to €3,730
Key points
from the 2024 annual accountsLosses
-€25,105 in two years
The 2023 and 2024 financial years closed with a loss. 2023 was the heaviest.
Debts
€63,144 235% of the balance sheet
Suppliers 17%Taxes and wages 9%Other 74%
Staff
1.1 FTE from 6 in 2022
Between 2022 and 2024, 82% of the full-time equivalents disappeared.
Filings
27 annual accounts 105 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Board
1 joined · 1 left
Board changed. Latest change 01-08-2026 · 1 in office.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,635 companies had the same profile as SN has now. Each dot stands for 17 companies, two years later.
84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for SN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Appointment: (director)
Resignation: (director) · General meeting of 31-07-2026 · Gazette deed
Reappointment: (director)
General meeting of 13-12-2023 · Gazette deed
Transfer of 750 shares from to
Resignation: (director) · Appointment: (manager) · Permanent representative: · General meeting of 17-05-2023 · Gazette deed
Resignation: (manager)
Director discharge: · General meeting of 16-03-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SN Mechelen | - | - | -135.0% | - |
| HIM'S Antwerp | - | - | 35.6% | - |
| OSYS HOLDING Antwerp | - | - | 51.8% | - |
| RAJA A.K. Antwerp | - | - | 95.9% | - |
| MEHR Ixelles | €507,125 | 0.6% | 75.9% | - |
| Mega Fashions Ostend | - | - | 8.5% | - |
| EURO PANJAB Forest | €56,665 | 5.2% | 96.8% | - |
These companies have the same main activity as SN: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €20,800 and €38,400, founded between 1993 and 2004.
Official details
Source: KBO- Status
- Active since 06-11-1997Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.084.631.3542800 Mechelen, since 18-12-1997
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2024
- ≈ €99,000estimated
- €26,874▼ 6.5%
- Employeeson 31-12-2024
- 2=
- Filing
- Filed on 19-08-2025
Insights on SN
SN files the abbreviated format. That format states no turnover. The gross margin fell from €8,367 in 2006 to €3,358 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SN
- What is the company number of SN?
- The company number of SN is 0461.856.194. The VAT number is the same number with BE in front: BE 0461.856.194.
- Where is SN based?
- The registered office is at Leuvensesteenweg 73, 2800 Mechelen.Company details
- What does SN do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of SN?
- SN is a private limited company (BV).
- When was SN founded?
- SN was founded on 06-11-1997.
- Is SN still active?
- Yes, SN is an active enterprise in the KBO register.
- How many employees does SN have?
- SN had an average of 1.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does SN fall under?
- In its 2024 annual accounts, SN states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SN?
- The turnover in financial year 2024 is ≈ €99,000. This figure is estimated from the gross margin of €3,358 and 46 comparable companies (NACE 47110). It probably lies between €31,000 and €190,000. It is a rough estimate. In financial year 2020 turnover was €247,678.
- Is SN profitable?
- In financial year 2024, SN made a loss of €10,466.
- Where can I find the annual accounts of SN?
- SN filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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