OSYS HOLDING
ActiveThe file of OSYS HOLDING contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.7% (low). The 2025 annual accounts show equity of €19k and a net result of €-11k. Equity is shrinking by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 18237 sector peers (fiscal year 2025).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-46
Solvency77▼-23
Growth32=
Track record85
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 2.07 against 25.36 in 2024; short-term debt: 48.2% and cash: 30.3% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
-30.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
83 d late
2023
60 d late
2022
45 d late
2021
41 d early
2020
314 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€570k
EBIT margin
1.3%
Net result
€-11k
2024 · €1k
2018: €4k
2019: €2k
2020: €3k
2021: €-34k
2022: €-11k
2023: €-9k
2024: €1k
2018 → 2025
Working capital
€19k▼ 36.8%
2024 · €30k
2018: €65k
2019: €66k
2020: €71k
2021: €47k
2022: €38k
2023: €29k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€38k▼ 22.6%€29k▼ 23.5%€30k▲ 3.5%€19k▼ 36.8%
Operating result€-8k-€-10k▼ 19.5%€-6k▲ 34.7%€7k€-5k
Net result€-34k-€-11k▲ 67.0%€-9k▲ 19.3%€1k€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€19k▼ 36.8%
Debt
€18k▲ 1,334%
The debt ratio rises from 3.9% to 48.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
51.8%▼
2024 · 96.1%
Current ratio
2.07▼
2024 · 25.36
Quick ratio
0.74▼
2024 · 3.73
Debt / equity
0.93▲
2024 · 0.04
ROE
-58.2%▼
2024 · 3.4%
ROA
-30.1%▼
2024 · 3.2%
Debt
€18k▲
2024 · €1k
Debt ≤ 1 year
€18k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€37k▲
Current assets29/58€32k€37k▲
Stocks and contracts in progress3€27k€24k▼
Stocks30/36€27k€24k▼
Amounts receivable within one year40/41€4k€2k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€299€11k▲
Equity and liabilities
Total equity and liabilities10/49€32k€37k▲
Equity10/15€30k€19k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€22k€11k▼
Amounts payable17/49€1k€18k▲
Amounts payable within one year42/48€1k€18k▲
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€1k€10k▲
Income statement
Code20242025
Other operating charges640/8€556€8k▲
Gross operating margin9900€8k€3k▼
Operating profit (loss)9901€7k€-5k▼
Financial income75/76B-€59
Recurring financial income75-€59
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€1k€-11k▼
Profit (loss) for the period9904€1k€-11k▼
Profit (loss) for the period to be appropriated9905€1k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€11k▼
Profit (loss) brought forward from the previous period14P€21k€22k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
31-12
Financial
Liquidity times 9current ratio 25.36
Current ratio from 2.90 to 25.36; short-term debt falls from €16k to €1k.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
11-07
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · OSYS HOLDING BVBA OSYSTRAAT 53, 2060 ANTWERPEN 6 · event 06-07-2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 314 days late
2021
31-12
Financial
Weakest financial yearnet €-34k ▼1260%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 134 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 134 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Osystraat 532060 AntwerpenGround area
73 m²
Building footprint
73 m²
Volume, LiDAR
922 m³
Parcel 11805E1283/00D003, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Osystraat 53, 2060 Antwerpen
since 20062.171.574.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E1283/00D003 | Flanders | 73 m² | 1 · 73 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.171.574.731
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2002
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.