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Complete company report
Generated 09-08-2026
Active BE 0779.945.524Private limited companyOpen bankruptcy

SMS CONSULTANCE

· 4 yrs active
Conclusion Checked

A bankruptcy procedure is open for SMS CONSULTANCE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €150k and a net result of €90k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €150k
Net result €90k
Active 4 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health49Profitability99Solvency100Growth85Stability0
67 / 100

Strong profile, led by solvency.

Health 49
Profitability 99
Solvency 100
Growth 85
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High risk
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 1 events
Address struck
Health barometer FY 2023 · computed
49 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 16-06-2024 with the NBB · fiscal year 2023 · micro
€0€200k€400k€600kRevenue 2022: €262k€262kOperating result 2022: €65k€65kNet result 2022: €50k€50kRevenue 2023: €590k€590kOperating result 2023: €105k€105kNet result 2023: €90k€90k20222023
RevenueOperating resultNet result
Revenue
€590k
+124.9% 22-23
EBITDA
€116k
+52.5% 22-23
Net profit
€90k
+81.4% 22-23
Cash flow
€101k
+66.5% 22-23
Total assets
€164k
+94.7% 22-23
Equity
€150k
+151.0% 22-23
Working capital
€121k
+524.4% 22-23
Income taxes
€14k
-4.8% 22-23
Debt
€14k
-42.0% 22-23
Debt ≤ 1y
€14k
-42.0% 22-23
Current ratio
9.44
+429.1% 22-23
Quick ratio
6.98
+290.9% 22-23
Solvency
91.3%
+28.9% 22-23
Debt / equity
0.10
-76.9% 22-23
ROE
60.2%
-27.7% 22-23
ROA
54.9%
-6.8% 22-23
Net margin
15.3%
-19.4% 22-23
EBITDA margin
19.6%
-32.2% 22-23
Interest coverage
614.55
-31.5% 22-23
Figures by fiscal year
Fiscal year2023
Revenue€590k
EBITDA€116k
Net profit€90k
Cash flow€101k
Staff costs-
Income taxes€14k
Dividends-
Total assets€164k
Equity€150k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€121k
Employees (FTE)-
Ratios (computed)
2023
Current ratio9.44
Quick ratio6.98
Working capital ratio73.5%
Solvency91.3%
Debt / equity0.10
Long-term debt ratio-
Interest coverage614.55
Gross margin20.0%
Net margin15.3%
ROA54.9%
ROE60.2%
EBITDA margin19.6%
Days sales outstanding43d
Days payable outstanding-
Inventory turnover13.40
Days inventory (DSI)27d
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€164k
Fixed assets 21/28€29k
Tangible fixed assets 22/27€29k
Current assets 29/58€135k
Stocks & contracts in progress 3€35k
Amounts receivable within one year 40/41€79k
Cash & bank 54/58€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€164k
Equity 10/15€150k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€140k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Income statement
Turnover 70€590k
Gross operating margin 9900€118k
Operating result 9901€105k
Financial charges 65€188
Result before taxes 9903€104k
Income taxes 67/77€14k
Net result for the period 9904€90k
Result to be appropriated 9905€90k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator JEFFRY CAMBY
AVENUE ROGER VANDEN- DRIESSCHE 18, 1150 WOLUWE-SAINT-PIERRE
 13-02-2026 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation11-01-2022
StatusActive
Postal code-
First BS signal 19-02-2026
Latest BS signal 19-02-2026
Company structure, linked entities1 linked entities
SMS CONSULTANCEBE 0779.945.524JEFFRY CAMBYReceiver
Mandates
Establishment units 1 location
SMS CONSULTANCE
Grotewinkellaan 20, 1853 GrimbergenHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.331.515.259
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21808H1778/00D000 Brussels 670 m² 1 · 488 m² 27.7 m · 8 fl.
23084A0351/00H004 Flanders 209 m² 1 · 79 m² 13.5 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
19-02-2026
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SMS CONSULTANCE BOULEVARD DE L’EMPEREUR 10, 1000 BRUXELLES · event 13-02-2026
2025
18-08-2025
KBO administration Address struck
2024
16-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
17-03-2024
NBB filing Annual accounts filed
fiscal year 2022 · micro
2023
07-02-2023
State Gazette act Director changes
Lifecycle & Insolvency Signals 2 events
19-02-2026
Bankruptcy Opening
Date: 13-02-2026 · Tribunal de l’entreprise francophone de Bruxelles · SRL SMS CONSULTANCE BOULEVARD DE L’EMPEREUR 10, 1000 BRUXELLES · Publications in State Gazette ↗
18-08-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-08-18 · KBO administration · Address struck2026-02-19 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
07-02-2023 1 director appointed, 1 resigning Director changes
  • Dewulf Marcel Georgette, Bestuurder
  • Muyldermans Sylvie, Bestuurder
Technical details 
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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      "compensated": null,
      "effective_date": "2023-01-03",
      "evidence_quote": "De vergadering erkent het ontslag van mevrouw Muyldermans Sylvie als bestuurder",
      "decharge_status": null,
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    },
    {
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      "effective_date": "2023-01-03",
      "evidence_quote": "en benoemt tegelijkertijd de heer Dewulf Marcel Georgette als bestuurder met nationaal nummer 69.11.10-233.23 vanaf heden 03/01/2023",
      "decharge_status": null,
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    },
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      "kind": "board_snapshot",
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    },
    {
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      },
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      "evidence_quote": "Bestuurder: Muyldermans Sylvie (ontslag genomen)",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-01-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-01-03",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0779.945.524",
    "name_full": "SMS CONSULTANCE",
    "legal_form": "BV"
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL SMS CONSULTANCE
Registration history
  1. 18-08-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative