Smoot-h-ub
ActiveSmoot-h-ub has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €114k. Equity is shrinking by ~27.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
45.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7027 sector peers (2025).
NBB · sector comparisonPosition among 7027 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
122 d early
2024
51 d early
2023
55 d early
2022
4 d early
2021
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2021: €75k
2022: €178k
2023: €297k
2024: €5k
2021 → 2025
Total assets
€248k▼ 3.0%
2024 · €256k
2021: €139k
2022: €217k
2023: €324k
2024: €256k
2021 → 2025
Net result
€114k▼ 13.3%
2024 · €132k
2021: €71k
2022: €104k
2023: €119k
2024: €132k
2021 → 2025
Working capital
€-34k▼ 264%
2024 · €-9k
2021: €59k
2022: €164k
2023: €284k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€178k▲ 138%€297k▲ 66.7%€5k▼ 98.3%€5k=
Operating result€89k-€134k▲ 49.7%€153k▲ 14.8%€165k▲ 7.3%€140k▼ 14.7%
Net result€71k-€104k▲ 47.5%€119k▲ 14.1%€132k▲ 10.9%€114k▼ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€41k▲ 67.6%
Current assets
€208k▼ 10.3%
Equity and liabilities €248k
Equity
€5k=
Debt
€243k▼ 3.0%
The debt ratio falls from 98.0% to 98.0%. Debt is lower.
Key figures and ratios
EBITDA
€153k▼
2024 · €175k
Cash flow
€127k▼
2024 · €142k
Solvency
2.0%▲
2024 · 2.0%
Current ratio
0.86▼
2024 · 0.96
Quick ratio
0.86▼
2024 · 0.96
Debt / equity
48.70▼
2024 · 50.21
ROA
45.9%▼
2024 · 51.4%
Interest coverage
559.31▲
2024 · 150.99
Debt
€243k▼
2024 · €251k
Debt ≤ 1 year
€242k▲
2024 · €241k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€39k▲
2024 · €38k
A ratio outside any meaningful range has been withheld (balance sheet total €248k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€248k▼
Fixed assets21/28€24k€41k▲
Tangible fixed assets22/27€24k€41k▲
Land and buildings22-€28k
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€22k€11k▼
Other tangible fixed assets26€737€631▼
Current assets29/58€232k€208k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€76k€56k▼
Trade receivables40€74k€53k▼
Other amounts receivable41€2k€3k▲
Current investments50/53€118k€6k▼
Cash at bank and in hand54/58€36k€142k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€256k€248k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€251k€243k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€241k€242k▲
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€229k€230k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€667€684▲
Gross operating margin9900€176k€154k▼
Operating profit (loss)9901€165k€140k▼
Financial income75/76B€7k€13k▲
Recurring financial income75€7k€13k▲
Financial charges65/66B€1k€274▼
Recurring financial charges65€1k€274▼
Profit (loss) for the period before taxes9903€170k€153k▼
Income taxes67/77€38k€39k▲
Profit (loss) for the period9904€132k€114k▼
Profit (loss) for the period to be appropriated9905€132k€114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€114k▼
Transfer from equity791/2€292k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€423k€114k▼
Return on contributions (dividend)694€423k€114k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €132k ▲10.9%
Operating result €165k, net result €132k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 31.26
Current ratio from 14.34 to 31.26; short-term debt falls from €12k to €9k.
31-12
Financial
Equity above €200kEq €297k ▲66.7%
3 profitable years in a row build equity to €297k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 14.34
Current ratio from 3.07 to 14.34; short-term debt falls from €29k to €12k.
31-12
Financial
Equity above €150kEq €178k ▲138%
2 profitable years in a row build equity to €178k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Elooistraat 222340 BeerseGround area
826 m²
Building footprint
117 m²
Volume, LiDAR
602 m³
Parcel 13004E0129/00P000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smoot-h-ub
since 20212.317.891.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0129/00P000 | Flanders | 826 m² | 1 · 117 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 1,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2021
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.