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SMOLYTEX

Active
Private limited companyfounded 199827 yrs activeToekomststraat 36, 1770 Liedekerke, BelgiumKBO/BCE: BE 0464.768.174

SMOLYTEX has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-7k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
38 / 100
Weak▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency65▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.9 against 1.04 in 2024), and 55.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.9%
Return on assets
-23.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
43 d early
2023
21 d early
2022
12 d early
2021
12 d early
2020
19 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€14k▼ 34.2%
2024 · €22k
2018: €23k 2019: €21k 2020: €24k 2021: €43k 2022: €40k 2023: €28k 2024: €22k
2018 → 2025
Total assets
€32k▼ 42.1%
2024 · €55k
2018: €62k 2019: €58k 2020: €38k 2021: €89k 2022: €115k 2023: €88k 2024: €55k
2018 → 2025
Net result
€-7k▼ 20.9%
2024 · €-6k
2018: €8k 2019: €11k 2020: €2k 2021: €39k 2022: €15k 2023: €5k 2024: €-6k
2018 → 2025
Working capital
€-2k
2024 · €729
2018: €5k 2019: €6k 2020: €19k 2021: €28k 2022: €15k 2023: €5k 2024: €729
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€43k-€40k▼ 5.9%€28k▼ 31.5%€22k▼ 22.0%€14k▼ 34.2%
Operating result€43k-€14k▼ 68.1%€5k▼ 65.9%€-7k€-8k▼ 12.3%
Net result€39k-€15k▼ 60.6%€5k▼ 65.8%€-6k€-7k▼ 20.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €43k€43kNet result 2021: €39k€39kOperating result 2022: €14k€14kNet result 2022: €15k€15kOperating result 2023: €5k€5kNet result 2023: €5k€5kOperating result 2024: €-7k€-7kNet result 2024: €-6k€-6kOperating result 2025: €-8k€-8kNet result 2025: €-7k€-7k20212022202320242025
The operating result stays negative: a loss of €8k in 2025 against €7k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets €16k▼ 50.3%
Current assets €15k▼ 29.4%
Equity and liabilities €32k
Equity €14k▼ 34.2%
Provisions €0▼ 100%
Debt €17k▼ 46.8%
The debt ratio falls from 59.9% to 55.1%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9k
2024 · €10k
Cash flow
€9k
2024 · €10k
Solvency
44.9%
2024 · 39.5%
Current ratio
0.90
2024 · 1.04
Quick ratio
0.73
2024 · 1.00
Debt / equity
1.23
2024 · 1.52
ROE
-51.9%
2024 · -28.3%
ROA
-23.3%
2024 · -11.2%
Interest coverage
33.37
2024 · 24.31
Debt
€17k
2024 · €33k
Debt ≤ 1 year
€17k
2024 · €21k
Debt > 1 year
€695
2024 · €12k
Staff costs
€9k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€55k€32k
Fixed assets21/28€33k€16k
Tangible fixed assets22/27€33k€16k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€32k€15k
Current assets29/58€21k€15k
Stocks and contracts in progress3€750€3k
Stocks30/36€750€3k
Amounts receivable within one year40/41€11k€3k
Trade receivables40€3k€3k
Other amounts receivable41€8k€177
Cash at bank and in hand54/58€7k€7k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€55k€32k
Equity10/15€22k€14k
Contributions10/11€19k€19k=
Reserves13€1k-
Tax-exempt reserves132€1k-
Profit (loss) carried forward14€1k€-5k
Provisions and deferred taxes16€329-
Deferred taxes168€329-
Amounts payable17/49€33k€17k
Amounts payable after more than one year17€12k€695
Financial debts170/4€12k€695
Amounts payable within one year42/48€21k€17k
Current portion of amounts payable after more than one year42€13k€11k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Taxes, remuneration and social security45€5k€3k
Taxes450/3€4k€2k
Remuneration and social security454/9€1k€1k
Income statement Code20242025
Remuneration, social security and pensions62€9k€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k
Other operating charges640/8€969€1k
Gross operating margin9900€20k€20k
Operating profit (loss)9901€-7k€-8k
Financial income75/76B€800€229
Recurring financial income75€800€229
Financial charges65/66B€402€271
Recurring financial charges65€402€271
Profit (loss) for the period before taxes9903€-6k€-8k
Transfer from deferred taxes780€329€329=
Profit (loss) for the period9904€-6k€-7k
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€-5k€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€-637€-5k
Profit (loss) brought forward from the previous period14P€4k€1k
Transfer from equity791/2€2k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €39k ▲1525%
Operating result €43k, net result €39k, both a record.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity doublescurrent ratio 2.54
Current ratio from 1.19 to 2.54; short-term debt falls from €30k to €13k.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Toekomststraat 361770 Liedekerke
Ground area
574 m²
Building footprint
100 m²
Volume, LiDAR
713 m³
Parcel 23762D1131/00H000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Toekomststraat 36, 1770 Liedekerke
NACE 51421
since 19982.089.545.096
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23762D1131/00H000 Flanders 573 m² 1 · 100 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,498 companies in sector 47716 we hold annual accounts for 2,440. 1,427 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-12-1998
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
52622
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.