Financials
- Fiscal year
- 2025
- Total assets
- €73,230
- Loss
- -€11,998
- Solvency
- 86.9%
Total assets▼ 20.3%
Net result
20192025
SMN979
ActiveSummary
SMN979 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,628 and a net result of -€11,998. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
Advertising agencies
NACE 73110
1 site
How big
€73,230total assets 2025
- Equity
- €63,628
- Loss
- -€11,998
Turnover not published (abridged schema)
Who decides
Accounts 2 d early0 of 3 deeds read
Why 68- Loss of €11,998, the second in a row (FY 2025)- Liquidity: current ratio 7.63, cash €0, halved+ Size: total assets €73,230+ Founded in 2012Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 37% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
100=
equity 86.9% of total assets
Liquidity
48-2
short-term debt 13.1% · cash 0.0%
Profitability
0-12
return on assets -16.4%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.5%highest value
09-2026: 0.8%▼ -48.6% vs 08-2026lowest value
10-2026: 0.8%▲ +2.0% vs 09-2026
- Loss of €11,998, the second in a row (FY 2025) raises the probability
- Liquidity: current ratio 7.63, cash €0, halved raises the probability
- Size: total assets €73,230 lowers the probability for this profile
- Founded in 2012 lowers the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 7.63 against 5.53 in 2024; short-term debt: 13.1% and cash: 0% of total assets), and 13.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 87%, liquidity 31%, profitability 6%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€11,998
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
11 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€11,998
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-01-2027
- 29-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 27-01-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Advertising agenciesNACE 73110
- Founded
- 30-06-2012
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
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