Smit Solutions
ActiveSmit Solutions has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €9k. Its solvency ranks better than 12% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-61
Solvency30▼-65
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 3.22 in 2023; short-term debt: 4.6% and cash: 3.9% of total assets), but 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16974 sector peers (2025).
NBB · sector comparisonPosition among 16974 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2023
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 20.9%
2023 · €45k
2023: €45k
2023 → 2025
Total assets
€1.04M▲ 1,505%
2023 · €65k
2023: €65k
2023 → 2025
Net result
€9k▼ 78.4%
2023 · €44k
2023: €44k
2023 → 2025
Working capital
€26k▼ 40.3%
2023 · €44k
2023: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232025Trend
Equity€45k-€55k▲ 20.9%
Operating result€55k-€48k▼ 12.1%
Net result€44k-€9k▼ 78.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €48k in 2025, compared with €55k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.04M
Fixed assets
€968k▲ 69,381%
Current assets
€74k▲ 16.1%
Equity and liabilities €1.04M
Equity
€55k▲ 20.9%
Debt
€987k▲ 4,902%
The debt ratio rises from 30.4% to 94.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2023 · €55k
Cash flow
€44k▼
2023 · €44k
Solvency
5.2%▼
2023 · 69.6%
Current ratio
1.55▼
2023 · 3.22
Quick ratio
1.55▼
2023 · 3.22
Debt / equity
18.08▲
2023 · 0.44
ROE
17.3%▼
2023 · 96.7%
ROA
0.9%▼
2023 · 67.3%
Interest coverage
2.28
Debt
€987k▲
2023 · €20k
Debt ≤ 1 year
€48k▲
2023 · €20k
Debt > 1 year
€940k
Income taxes
€2k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€65k€1.04M▲
Fixed assets21/28€1k€968k▲
Tangible fixed assets22/27€1k€968k▲
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25-€948k
Other tangible fixed assets26-€17k
Current assets29/58€64k€74k▲
Amounts receivable within one year40/41€28k€32k▲
Trade receivables40€26k€32k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€35k€40k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€65k€1.04M▲
Equity10/15€45k€55k▲
Contributions10/11€2k€2k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14-€9k
Amounts payable17/49€20k€987k▲
Amounts payable after more than one year17-€940k
Financial debts170/4-€940k
Amounts payable within one year42/48€20k€48k▲
Current portion of amounts payable after more than one year42-€23k
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€15k€13k▼
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€563€35k▲
Other operating charges640/8€101€3k▲
Gross operating margin9900€55k€86k▲
Operating profit (loss)9901€55k€48k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B-€36k
Recurring financial charges65-€36k
Profit (loss) for the period before taxes9903€55k€12k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€44k€9k▼
Profit (loss) for the period to be appropriated9905€44k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€9k▼
Transfer to equity691/2€44k-
To other reserves6921€44k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikneuterhof 252590 BerlaarGround area
572 m²
Building footprint
131 m²
Volume, LiDAR
827 m³
Parcel 12002C0916/00B000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smit Solutions
since 20232.342.032.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002C0916/00B000 | Flanders | 572 m² | 1 · 131 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AB1E7E846F1440
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:milansanders95@gmail.com